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Richard Earl West

Bankruptcy and debt Attorney at Dayton, OH

4.9   67 reviews

About Richard

Learn Richard’s areas of practice.

5
Practice areas
  1. Bankruptcy and debt
    20%
    If you are overwhelmed with bills you can't pay, you want ALL your options - as a credit counselor and board certified bankruptcy specialist, I'll show you the best option for your personal circumstances. Because I am multi-certified in all forms of debt relief, you'll be absolutely certain to get the best solution for your needs. I will also help you rebuild your credit and fix any errors on your credit reports, so you'll have the highest score in the shortest possible time.

    36 years, 13,000 cases

  2. Chapter 13 bankruptcy
    20%
    If you are overwhelmed with bills you can't pay, you want ALL your options - as a credit counselor and board certified bankruptcy specialist, I'll show you the best option for your personal circumstances. Because I am multi-certified in all forms of debt relief, you'll be absolutely certain to get the best solution for your needs. I will also help you rebuild your credit and fix any errors on your credit reports, so you'll have the highest score in the shortest possible time.

    36 years, 5,000 cases

  3. Chapter 7 bankruptcy
    20%
    If you are overwhelmed with bills you can't pay, you want ALL your options - as a credit counselor and board certified bankruptcy specialist, I'll show you the best option for your personal circumstances. Because I am multi-certified in all forms of debt relief, you'll be absolutely certain to get the best solution for your needs. I will also help you rebuild your credit and fix any errors on your credit reports, so you'll have the highest score in the shortest possible time.

    36 years, 8,000 cases

  4. Debt settlement
    20%
    If you want a non-bankruptcy solution to your debt problems, you need an attorney who is a certified debt specialist and a board certified bankruptcy specialist. I obtain superior results because when I negotiate with creditors, they know that I am able to back up your position with the credible threat of bankruptcy. This gives you better bargaining power, and better settlements. As an experienced debt arbitrator, I know how to get the best settlements without filing bankruptcy.

    36 years, 500 cases

  5. Foreclosure
    20%
    Foreclosure is a frightening and complex area of law. When your home is at stake, you want an attorney with decades of experience saving homes. Since 1986, I have saved thousands of homes from foreclosure. I can help you with loan modification, chapter 13, mortgage strip-downs, chapter 20, foreclosure defense, strategic default ...all options are very familiar to me. When your home is at stake, don't settle for less than a seasoned, experienced attorney with many years of experience.

    36 years, 5,000 cases

Rick West is not your typical lawyer. He knows what it’s like to be in debt, hounded by his creditors and sued for bills he could not pay. Although he always helped consumers with difficult debt problems since he started practice in 1986, he had a horrible accident in 1993 and broke his back after falling off of his rooftop. He could not work for months, and had to close his law practice while, literally, he “got back on his feet.”

As a result, he had to live on credit cards, pay his mortgage and feed his family with borrowed money. He was unable to pay his bills and – eventually – got sued by attorneys he knew.  They would not work with him.  They did not care about him, or his family. They wanted money he could not pay.  It was devastating.

In time, Rick did get back on his feet, and was able to pay the creditors.  But the experience changed him forever and he vowed to devote the rest of his professional life to helping good, hard-working people who, through no fault of theirs, could not pay their bills.

He closed his general practice, and began to specialize in debt relief.  He became one of only a handful of attorneys in Ohio who are board certified in consumer bankruptcy, and he is also a certified consumer credit counselor as well as an accredited debt arbitrator and debt workout specialist, certified by the IAPDA.  He is the only attorney in Ohio to hold all of these certifications. He has lectured widely to attorneys across Ohio on bankruptcy law, and has appeared on numerous television programs as a bankruptcy specialist.

Rick understands the importance of credit.  His firm is the only firm in Ohio to offer – to all clients – a unique 3-Step Plan for total financial recovery.  He combines his expertise as a consumer credit counselor with his extensive bankruptcy experience to help his clients get out of debt, rebuild their credit, and – after the bankruptcy is over – Rick’s firm continues to help his clients to ensure that their credit report is accurate.

Because he is also licensed to practice before the United States Tax Court, Rick can also help with consumer tax debt problems, including the “pennies on the dollar” offer-in-compromise program.

Photos and videos

Call me to learn ALL your options for debt relief (both non-bankruptcy and bankruptcy), then I'll help you rebuild your credit and correct errors on your credit report, ensuring you will get the highest possible score in the shortest possible time.
Licensed for 36 years
State OH
Status Active
Acquired 1986
Updated 11/17/2022

This lawyer was disciplined by a state licensing authority in 1994. See details

Contact Richard

Richard West Law Office
120 W. Second St. #1501
Dayton, OH, 45402
Richard West Law Office
195 E. Central Ave
Springboro, OH, 45066
Richard West Law Office
4756 Fishburg Rd.
#D
Huber Heights, OH, 45424
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Reviews

4.9 / 5.0
  67 customer reviews
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Posted by Phillip | November 23, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Needed help
He was very helpful he answered all my questions and I would definitely recommend him to anybody he will take your options and he will work with you
Posted by Ronnie | November 3, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Richard West ...
Mr Richard West handle by case excellently at the time my case was going on. I hired him, and there was no pressure from him and his office. They were all great to help me through every step that I needed to take to become debt free at that time. And now, I can call Mr West and ask for advice from him or any of his other staff members and they are happy to help me. I do appreciate Richard west, and his time he took to explain some things to be on November the 2nd 2022 over the phone. I highly recommend Richard West if you are looking to handle a bankruptcy of any sort. This lawyer really knows what he is doing. Thank you again, Richard West. Ronnie Taulbee
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Posted by MARC | October 18, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Marc M
Mr West is kind and respectful and tells you the truth in what needs to be done. You can’t go wrong with him
Posted by Melanie | June 16, 2022
This review is from a person who hired this attorney.
| Hired Attorney
So informative, no questions left to ask.
Richard West Law Office, made me feel like they were holding my hand (over the phone)! I was so stressed, scared and unsure of what to do. But, After watching all of the videos and reading email information sent, I was less stressed, reviewed my options, and was not left with even one question to ask. Thanks, Richard West Law Office!
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Posted by Angelee | June 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Awesome
One of the best attorneys I have ever had. Very honest and very informative.
Posted by anonymous | May 25, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Richard West is a life saver
Richard West alleviated my fears and concerns. He told me about options I could use. He answered all my questions with kindness and compassion. He put me at ease and I felt the fears and stress go away. I would continue to use him and I would highly recommend his services to everyone.
Posted by Judy B | February 14, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Thanks Rick
I had financial issues and had been directed the wrong way. I was under a lot of stress. I call Richard West law office. Within minutes my stress was relieved. Rick explained a few options for me to think over. Both in my best interest. I 100% recommend Richard West law office. I will use them again if ever needed. Thanks Rick
Posted by ELAINE | December 1, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Mission Accomplished
Mr. West was specific. He listened to my story & suggested what he believed the best scenario for me would be. I am in the process of proceeding w/ that at this time. "If it was good enough for his mother, it should be good enough for me!" I would highly recommend his services!
Posted by Becky | October 26, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great job!
So thankful to have found West Law Office. Everyone there was so nice and helpful and nonjudgmental while I was going through a difficult time. Their service was fast and they got me filed quickly! And Mr. West made me feel at ease about something that I was very nervous about. Definitely recommend!
Posted by anonymous | October 11, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Simplified and easy to understand
No one wants to go through this situation, but this office I would recommend to anyone in this situation. They provided us with exceptional customer service, easy to understand instructions and videos broken down to help guide you. The stress was so minimized once we signed with them.
Posted by Niada | August 9, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Mr. Earl West
I was put into a very stressful situation financially and talking to Mr. West he gave me very sound advice to handle the situation I would highly recommend him to anyone
Posted by Rick | May 24, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Experiance review
The staff is very helpful and knowledgeable. The process in place was very easy to follow and perform required functions. Would recommend for you legal needs.
Posted by Edith | May 4, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Edith Hall
Richard West is #1 in my book. He took the time to look at my situation and helped me decide that a Chapter 7 Bankruptcy was truly the best option given my circumstances. He was very professional and didn’t make me feel bad about myself because of my situation. He truly cares and wants what is best for his clients financial well being.
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Posted by Susan | April 27, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Helpful advice found
Richard was very helpful and polite. He was timely and took the time to explain to me about what my best options are. I am thankful for the conversation I had with him and I do recommend him as legal help.
Posted by Darlene | April 19, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Highly Recommend
We hired Mr. West to represent us in our bankruptcy. He did a wonderful job for us. I would recommend him and his staff for anything you need
Posted by Maria | April 12, 2021
This review is from a person who hired this attorney.
| Hired Attorney
West Law Office
I was researching attorneys for a bankruptcy and I came across Richard West at the top of the list. I went on his website and proceeded to watch a video where he explains the process from start to finish. The instructional videos and the personal attention to detail were awesome. Th level of knowledge and professionalism that he showed made me feel protected. I highly recommend him because when he speaks to you he is genuine and sincere,
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Posted by Angel | April 9, 2021
This review is from a person who hired this attorney.
| Hired Attorney
ALC
I had a very pleasant and well informed experience with Mr. West and all of his staff. They were all very informative and always willing to answer questions. I filed a chapter 7 bankruptcy, I was being garnished on my job, I recently lost my father 6 months ago so I just felt like the whole world was on my shoulders and I felt that my credit would never be restored. I honestly felt lower than low. Mr. West nor his staff ever made me feel bad or disgraced for being in the position I was in. Mr. West will never know how I appreciate being treated in a humane manner at absolutely one of the worst points in my life. It has been a painful and eye opening experience but I am confident that I will come out more equipped to handle my finances when this is over. I would definitely recommend this firm to anyone who is in need of this type of counsel.
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Posted by Danielle | April 5, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Wonderful!
As a client of Mr. West, him and his office have made a rather concerning topic of bankruptcy very stress free for me. They made the entire process great for me, and were so helpful during the process. Everything was easy to understand, and everyone was so helpful and nice! I would recommend Mr. West and his office to anyone going through a bankruptcy. Thanks for all your help!
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Response from Richard West April 6, 2021
Thanks so much for sharing. We really enjoy helping our clients, and are delighted you are satisfied with our service. Rick
Posted by anonymous | March 19, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great
Very good. Fully explained. Prompt responses. Would hire again !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Posted by Susan | March 5, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Best Pressure Release Call
This was the best phone call I made and wished I did not procrastinate as long as I did. The professionalism and customer service from the moment the phone is picked up is outstanding. At no time did I feel belittled, hurried along, or unheard. I felt no sales pitch or strings attached or additional pressure. It was embarrassing enough for me to be found in a situation that I had to ask for help and actually talk out loud about it. Talking with Rick was calming, reassuring, informative and left me feeling the pressure release. All with just a phone call!
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Response from Richard West March 29, 2021
Thank you for sharing Susan. I'm really glad you called too! Often, just knowing your options and how things really work is reassuring and comforting. I'm so glad you called. Rick
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Cost

Rates
  • Free Consultation 60 minutes
Payment methods
Cash, Check

Resume

AVVO RATING 10.0 (Superb)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 1994.

Felony Suspension issued in OH, 1994
updated on 05/20/2022

Felony suspension means an attorney was convicted of a crime and lost his or her license to practice law.

Richard's comment: “Unrelated to legal practice. An unfortunate personal circumstance which I am happy to discuss with clients if they have any concerns. This involved carrying a concealed weapon, not legal practice. The Court has now expunged my record and I have restored my concealed carry license.”

Work Experience

  • Founder, Manager
  • West Law Office
  • 1986 - Present

Education

  • Temple University - James E. Beasley School of Law
  • JD - Juris Doctor
  • 1986
  • St Joseph's College
  • BS - Bachelor of Science
  • 1982

Legal Cases

  • In Re Dayton Title Agency, Inc., 304 B.R. 323 (2004)
  • Obtained favorable result for client

Associations

  • National Association of Consumer Advocates
  • member
  • 2006 - 2022
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2000 - 2022
  • Ohio Lawyer's Assistance Program
  • Past Officer
  • 1997 - 2014

Languages Spoken

  • English

Awards

  • Certified Specialist- Consumer Bankruptcy
  • Ohio State Bar Association
  • 2014
  • Certified Specialist- Consumer Credit Counselor
  • Ohio State Bar Association
  • 2014
  • Certified Specialist- Student Loan Counselor
  • Ohio State Bar Association
  • 2014

Publications

  • King's Press
  • Stripping Liens
  • 2012

Speaking Engagements

  • Ohio Lawyer's Assistance Committee
  • Professionalism
  • 2010
  • American Bankruptcy Law Forum
  • Bankruptcy
  • 2007
  • National Business Institute
  • Fundamentals of Bankruptcy Law
  • 2006
  • National Business Institute
  • Managing debt with chapter 13
  • 2005
  • National Business Institute
  • Aligning your practice with the reform act of 2005
  • 2005
  • National Business Institute
  • Ohio Foreclosure and Related Bankruptcy and Title Issues
  • 2004
  • National Business Institute
  • Fundamentals of Bankruptcy law in Ohio
  • 2004
View all speaking engagements

Attorney endorsements

Received (10)
Given (21)
Bankruptcy and debt Attorney | Apr 26
Relationship: Worked together on matter
"I worked with and continue to work with Rick on many issues regarding bankruptcy. He is a great attorney to run ideas by to make sure my advise to my clients is solid. I know Rick to be extremely knowledgeable regarding chapter 7 and chapter 13 issues. I highly recommend him to anybody considering bankruptcy representation."
Bankruptcy and debt Attorney | Jan 15
Relationship: Fellow lawyer in community
"Rick West is an amazing attorney. He pays attention to every detail and has a thorough knowledge of the law he practices. I would recommend Rick to anyone considering his services."
Bankruptcy and debt Attorney | Dec 18
Relationship: Worked together on matter
"Rick West is the man for the job. For one, Rick has been in the bankruptcy field for such a long time there is really no scenario that he has not dealt with. Second, Rick is the one attorney that I know who will spend every hour of every day for his clients. Rick strives to make sure that every case is perfect before submitted to the Courts. Rick is an excellent attorney and even better man. And I am proud to endorse Rick West. Chris Lee"
Bankruptcy and debt Attorney | Dec 04
Relationship: Worked for lawyer
"Rick has my utmost endorsement. There are very few true 'experts' out there; Rick is part of the elite who can truly call themselves an expert. I learned everything I know about bankruptcy and debt relief from Rick. I have never witnessed, in any other attorney, the level of comfort and ease with which Rick handles his clients and his cases. Give him an easy case or the most complex set of facts, and he breezes through all issues to find the solution to any client's needs. Rick has a wide range of experience that he incorporates into his law practice. Along with Rick's many years as a general practitioner - prior to focusing on debt resolution - he also acts as a part time judge at the Franklin Municipal Court when the presiding judge has a conflict. Rick manages every consequence to every decision made with his clients. Rick is very kind and brilliant. He is a true professional. The practice of law and the community at large is very lucky to have him."
Unknown Attorney | Nov 10
Relationship: Worked together on matter
"I fully endorse Rick. When it comes to bankruptcy and debt relief, not only is Rick very experienced, but he genuinely wants to help those who are facing a difficult point in their lives. Rick has been great to work with and I highly recommend his services."
Bankruptcy and debt Attorney | Nov 10
Relationship: Fellow lawyer in community
"The Right choice! Rick has a huge heart and truly cares for his clients. If I were filing bankruptcy or had a debt issue in Ohio, I would be beating down his door. Rick has an enormous amount of experience and is dedicated to being the best. He constantly strives to find the best solutions for people struggling with debt. I considered it a blessing to have Rick as a peer and a friend."
Bankruptcy and debt Attorney | Nov 06
Relationship: Worked for lawyer
"Simply put, Rick likely has more experience in bankruptcy and debt relief than any other attorney in the region. No matter what circumstances a person may be facing, Rick has probably dealt with the same issue 1,000 or more times before. It is no wonder why his clients are willing to come from hours away to be represented by the best."
Chapter 7 bankruptcy Attorney | Nov 06
Relationship: Fellow lawyer in community
"Rick is a conscientious, caring attorney whom I am glad to endorse. He pays attention to detail and is well prepared at Bankruptcy Court meetings of creditors conducted by trustees. He is always a pleasure to deal with as a colleague."
Bankruptcy and debt Attorney | Mar 16
Relationship: Fellow lawyer in community
"I gladly endorse this lawyer. I have known Rick for his entire legal career. No one knows Bankruptcy Law as well as he does. He also cares deeply about helping people solve financial troubles. He can tell if there are better ways to deal with a problem than just rushing to bankruptcy, but if that is the best answer then he knows exactly how to handle it for you. I admire his dedication to helping people and his tremendous knowledge of Bankruptcy Law. He is as good as it gets. I highly recommend him to you."
Chapter 7 bankruptcy Attorney | Mar 27
Relationship: Fellow lawyer in community
"Rick West is a fine lawyer, and a solid legal mind. He takes excellent care of his clients and provides the highest level of consumer bankruptcy services to his community."
View more endorsements
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Dayton Bankruptcy and debt Lawyer Richard Earl West
Richard Earl West
Bankruptcy and debt Attorney
Dayton, OH
Licensed for 36 years
Free Consultation
This lawyer was disciplined by a state licensing authority in 1994. See details