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Rick West is not your typical lawyer. He knows what it’s like to be in debt, hounded by his creditors and sued for bills he could not pay. Although he always helped consumers with difficult debt problems since he started practice in 1986, he had a...
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Bankruptcy & Debt, Foreclosure
The promise I make to all my clients is that I will provide the best advice I can to you, in a manner that makes sense for your current wants and needs. You should not leave any attorney without a clear sense of what you need to do and WHY you ne...
Practice areas: Debt Settlement, Bankruptcy & Debt, Chapter 7 Bankruptcy, Business, Chapter 13 Bankruptcy
I am an experienced attorney providing debt settlement, foreclosure, Chapter 7 and Chapter 13 bankruptcy services. My goal is to provide individualized and effective representation for my clients so that they can gain control of their financial fu...
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Foreclosure, Chapter 7 Bankruptcy
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.