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Michael Hal Schwartz

Chapter 7 bankruptcy Attorney at White Plains, NY

5.0   37 reviews

also known as Michael H. Schwartz, Michael H. Schwartz, P.C.

  • Licensed for 41 years
    State NY
    Acquired 1983
    Currently Registered No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Michael

Learn Michael’s areas of practice.

Practice areas

Michael H. Schwartz, P.C. has been helping people get their lives back on track throughout the Westchester, Rockland, Putnam, Dutchess, Orange, Sullivan, Ulster, Bronx and New York counties for 40 years.

As one of the oldest and leading consumer bankruptcy and foreclosure defense firms, Michael H. Schwartz, P.C. as earned the reputation for making the process as easy and painless as possible.

We have helped thousands of people preserve their families, save their homes, their possessions, their jobs and their dignity.

As a graduate of the Max Gardner Bankruptcy Boot Camp in 2007, the Max Gardner Veteran's Boot Camp in 2008 and numerous additional bootcamps, Michael has successfully sued lenders, winning hundreds of thousands of dollars in damages for violating the law and at the same time saving people's homes.

Michael H. Schwartz, P.C. is based in White Plains. Call Today.


Michael H. Schwartz, P.C.
One Barker Avenue
2d Floor
White Plains, NY, 10601

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5.0 / 5.0
  37 customer reviews
5 Star
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Posted by Kathy | July 5, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Super Lawyer
I have a case that is coming up . He’s a perfectionist. I hired him cause of his amazing reputation. I’m scared . I annoy him , he assures me not to worry. He’s fighting for me.. He’s the best lawyer for bankruptcy. He’s making sure there’s no mistakes. When every lawyer tells you he’s the best, you better believe it he is!
Posted by Joel | December 5, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Michael Schwartz and Team were a Huge Help
Michael Schwartz and his Team (including Amy Radak) were immensely helpful to me in my Ch 7 case. They put my worries at ease and assisted me in navigating the process to discharge my debts. The price was fair and I could not recommend them enough. Mr. Schwartz was kind and understanding, and clearly brought decades of expertise to the table. They were quick to respond to any emails and questions I sent. I am good with bureaucracy but I am glad I did not undertake this process alone. I chose him in part because of the excellent reviews here on Avvo, and I am happy to report that they were accurate. Thank you!
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Posted by anonymous | May 24, 2018
This review is from a person who hired this attorney.
| Hired Attorney
The BEST bankruptcy attorney in the Tri-State area
He was able to get ALL my debts discharged in a matter of months! His staff are all helpful and hardworking. Michael is meticulous, straightforward and extremely knowledgeable. Don't waste your time and money going anywhere else!!!
Posted by Rick | May 10, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Able to breathe again
Michael help me through a very difficult time in my life. I felt like I was suffocating in debt. He eased my mind and my life and was sensitive to me. He got me through a stressful situation in a relatively short time. I would highly recommend Michael and his staff to anybody in financial difficulty.
Posted by Greg | August 6, 2013
Best Attorney Ever IMO!
Michael took our case and gave us the extra special attention that he promised to all his clients even with our "special situation". We are very happy with the outcome and would recommend his practice any day.
Posted by anonymous | February 19, 2013
A truly kind professional who knows what he is doing
I was so worried how my case would be handled by a lawyer. I had a lot of reservations about filing bankruptcy I felt like a loser. After my meeting with Michael H. Schwartz, my feelings was entirely different. I felt that I was not a loser, but a person who made a lot financial mistakes, and was being given a second chance in life. Mr. Schwartz was always available to talk to me, always pleasant. His staff was professional and they cared about your case. I highly recommend Mr. Schwartz. He is one of kind,
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Posted by anonymous | December 15, 2012
Michael Hal Schwartz Is the very Finest Bankruptcy Attorney in the Entire Country, in my opinion and I Very Highly Recommend Him
Michael H. Schwartz was my Bankruptcy Attorney in a Chapter 7 case, which was recently very successfully concluded. Because of Michael H Schwartz's skill, knowledge, and dedication in his work, I am now completely debt free and all my credit card debts were completely discharged. I was extremely happy with the way in which Mr. Schwartz handled my case with great knowledge and compassion, and I very firmly feel he is a brilliant attorney. I think he did an absolutely amazing job, and cannot imagine anyone more dedicated to his work and client relationships than he was. Mr. Schwartz always puts his clients first, and had always taken great pains to answer all my questions and put my mind at ease. There is no doubt that I would gladly recommend Mr.Schwartz as a Bankruptcy Attorney to anyone who was in my prior straits. Mr. Schwartz has helped make the entire experience painless and seamless, and always took the time to bolster my self confidence. He explained in great detail all the ins and out of the entire procedure as was needed. I must say that Mr. Schwartz most thoroughly prepared me all the way through to the final court session with the Trustee of the Court. As well, he has a terrific sense of humor that always put me at ease and built up my confidence at every point in the entire proceedings. I feel blessed to have had Mr. Schwartz by my side throughout the entire Bankruptcy and felt very secure under his guidance. I also feel that his fees were extremely reasonable considering the amount of time and effort he put into my case. Again, I would easily rate Mr. Schwartz 5 stars and much much more as a Bankruptcy Attorney, and I would very highly recommend him to any individual in need of an absolutely superb Bankruptcy Attorney!
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Posted by Shaun | November 24, 2012
Outstanding Attorney
I visited Michael Schwartz' office when I felt like I had run out of options. He and his team were able to provide a clearly defined plan for bankruptcy protection. He was able to stop the harassing phone calls and letters from creditors. I have started over, and I now possess the knowledge fora financially secured future.
Posted by Steven | June 14, 2012
A very good lawyer
A very good lawyer who has a great team. He met with me personally and along with his associates, answered all my questions and kept me informed throughout the entire process. I achieved the result I expected and was overall very happy with his services. I would highly recommend him to anyone who needs a bankrutcy attorney.
Posted by Lloyd | May 22, 2012
After many interviews with other lawyers in the same field, as well as other alternatives to Bankruptcy, I put myself in the hands of Michael's firm, who went out of there way to help with any and all questions and concerns as my case progressed. Not only was I taken care of during the process, but my exwife recieved a complimentary consultation on a matter that may have affected her during my case, and Michael 's knowledge calmed her down right away, (not an easy task by the way....) I highly recommend the practice, and although I certainly hope to never need their services again, and happy that they are there.
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Posted by anonymous | April 13, 2012
Great Lawyer!
I have to say the best out there for this type of case. Very respectful and knowledgeable. Very responsive I might add. The best!
Posted by nancy | March 18, 2012
bancruptcy lawyer
I am very pleased as to the work that Michael Hal Schwartz did in handling my bancruptcy case. He was very professional and very kind and hard working in response to my needs as a client of his. I would recommend him to anyone who needs a bancruptcy attorney or for any other services, as an attorney, he renders.
Posted by Claudia | March 6, 2012
Excellent Bankruptcy Lawyer
Michael Schwartz is an excellent lawyer due to his personable demeanor, quick response to questions and speedy case filing. I would recommend him to anyone in need of financial help.
Posted by Alma | December 22, 2011
Best Lawyer Ever!!
From the beginning, Michael made the experience of filing for bankruptcy accessible and easy to understand. I instantly trusted him and his team, especially Amy who was a tremendous help with all my questions and with taking care of all the paperwork involved. The process was quick and all responsibilities on my end were handled effectively with their help. I recommend Michael without exception.
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Posted by Steven | December 20, 2011
Michael Schwartz truly cares about his clients!!!
Michael Schwartz is a very professional and respectable attorney. He was very detailed in explaining what my options were and clearly outlined the process. I went to 3 other attorneys, who would not help me (probably because they lacked the experience) and Michael took hours of his time to evaluate my case. He walked me through to the very end, and thanks to his extensive knowledge and experience he has helped me rebuild my life. Please use Mr. Schwartz with confidence and know that he stands by his word.
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Posted by anonymous | December 20, 2011
I highly recommend Michael Schartz
Working with Michael was a true pleasure - he handled our bankruptcy case with professionalism and truly possess the most current and up to date information regarding bankruptcy laws. If it was not for Michael we could have lost our home.
Posted by anonymous | November 28, 2011
Michael Schwartz is an superb lawyer!!!
Working with Michael Schwartz and his staff was truly a pleasure. Forced into bankruptcy after a brutal (and costly) divorce earlier this year was one of the most difficult situations I have ever faced. Mr. Schwartz helped me to understand all of my options so that I could make the best possible decisions. He meticulously outlined the pros and cons of every issue throughout the bankruptcy. His professional staff was very helpful along the way. I have now been able to move on with my life thanks in large part to Mr. Schwartz and his dedicated team! I am extremely appreciative for all they have done to help me.
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Posted by Jean | September 30, 2011
Thank You!
Michael, thank you so much for the professional services you provided! You and your staff was truly a pleasure to work with. I'm sure you know the stress and strain that some have when it comes to making this decision and you reassured me that it's something that sometimes unfortunately happens and was nothing to feel bad about. That was truly a relief and exactly what I needed to hear. I had consulted with two attorneys before being referred to you by a close friend and they made me feel worse than I was already feeling. I am forever grateful to have been blessed with your services and will gratefully refer you to anyone I know in need of assistance. Once again, thank you for the Professional Services you provided!
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Posted by Thomas | September 20, 2011
Chapter 7
Michael helped us through our toughest times and we appreciated his expertise, honesty and assistance.
Posted by Jamie R. | August 16, 2011
Michael Hal Schwartz Bankruptcy Attorney
Michael has been very helpful as well as comforting in getting me through the misery of having to file for Chapter 7 Bankruptcy. He is more than just an excellent Attorney I feel we have developed a true relationship as a friend. He not only walked me through the paperwork filing but prepared me for the type of questions that were asked at the meeting with the court appointed representative, I couldn't feel more comfortable knowing that I had Michael on my side throughout the whole process. I can't say enough positive things about Michael except you won't find a better Attorney to get you through a nerve racking experience.
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  • Free Consultation 60 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • President
  • Michael H Schwartz, P.C.
  • 2008 - Present
  • President
  • Michael H. Schwartz & Associates, P.C.
  • 1998 - 2008
  • Attorney and owner
  • Michael H. Schwartz, Attorney At Law
  • 1986 - 1998
  • Attorney, Office of General Counsel
  • Xerox Corporation
  • 1985 - 1986
  • Attorney, Law Department
  • Carvel Corporation
  • 1982 - 1985
View all work experience


  • New York Law School
  • JD - Juris Doctor Cum Laude (With Honors)
  • 1982
  • City University of New York, City College
  • BA - Bachelor of Arts Magna Cum Laude (With High Honors)
  • 1980

Sample of Legal Cases

  • In Re Florio
  • won
  • In Re Hayes, 270 BR 183 (SDNY 2001)
  • sucessfully allowed amendment of case


  • Westchester County Bar Association, Bankruptcy and Creditors Rights Committee
  • Co-chair
  • 2011 - Present
  • Max Gardner's Bankruptcy Boot Camp
  • Member
  • 2007 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Sustaining Member
  • 1996 - Present
  • Westchester County Bar Association
  • Member
  • 1986 - Present
  • White Plains Bar Association
  • Member
  • 1986 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • NY Metro Super Lawyer
  • Super Lawyers
  • 2018
  • Top Rated Lawyer
  • New York Magazine
  • 2012
  • Lifetime Member: Sutton Who's Who in American Law
  • Who's Who in American Law -Sutton
  • 2011
  • Graduate
  • Max Gardner's Veteran's Boot Camp
  • 2008
  • Graduate
  • Max Gardner's Bankruptcy Boot Camp
  • 2007
  • AV (Highest Rating) Martindale Hubbell
  • Martindale-Hubbell
  • 2005
  • Certificate Fighting the New Bankruptcy Law
  • National Association of Bankruptcy Attorneys
  • 2005
  • Who's Who in American Law
  • Who's Who in American Law -Marquis
  • 1990
View all awards


  • Quoted in The Journal News
  • Consumers Cry Foul Over Agressive Collectors
  • 2010

Speaking Engagements

  • Annual Meeting New York State Bar Association
  • Hot Tips From the Experts
  • 2000
  • Meeting of the New York Society of Independant Accountants
  • Personal Bankruptcy
  • 1996
  • Mount Vernon Bar Association meeting
  • Saving Your Client's Home Throught Chapter 13
  • 1995
  • Building 32B-J Legal Services Fund Lecture
  • Chapter 13 Training
  • 1993
  • Westchester Woman's Bar Association Meeting
  • Counselling the Debtor and Creditor in Bankruptcy
  • 1992
  • The Westchester Lawyer Speaks on Bankruptcy
  • Bankruptcy
  • 1991
View all speaking engagements

Attorney endorsements

Received (31)
Given (26)
Endorse Michael
Bankruptcy and debt Attorney | Apr 07
Relationship: Fellow lawyer in community
"In the lower Hudson Valley, Michael is the person to see if you need representation in the Bankruptcy Court."
Bankruptcy and debt Attorney | Nov 23
Relationship: Opposing Counsel on matter
"I endorse Mr. Schwartz's work. I have worked on numerous matters with him and entrusted him with many of my clients over the years. He is a consummate professional and an expert in the bankruptcy arena. Very few lawyers understand consumer bankruptcy law the way Mr. Schwartz does."
Foreclosure Attorney | Nov 23
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Schwartz is a very effective and knowledgeable advocate for his client."
Chapter 13 bankruptcy Attorney | Nov 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. Why? You want an attorney to employ who says clearly the answer to your question and yet also accurately and fully as some answers are not simple. You also will see his over 1,100 answers here on AVVO don't just say..employ an attorney..but rather they address the specific question which is that not why you sought to ask it on AVVO? You also want an attorney who has experience as sometimes a solution is only know by someone who has been there and done that so to say. For all these reasons I endorse proudly as part of our bankruptcy attorney panel here on AVVO Michael."
Bankruptcy and debt Attorney | Jan 15
Relationship: Opposing Counsel on matter
"I endorse this lawyer. I was an attorney representing the banks for many years, and therefore found myself on "the other side of the aisle" from Michael on several occasions. I always found him to be extremely knowledgeable, well-prepared and professional. I highly recommend Michael."
Bankruptcy and debt Attorney | Mar 24
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Jan 27
Relationship: Other
"Determination and dedication describes this attorney. I endorse this lawyer."
Chapter 11 bankruptcy Attorney | Dec 20
Relationship: Fellow lawyer in community
"I wholeheartedly endorse this lawyer. A brilliant, trustworthy and highly respected attorney in the legal community."
Chapter 11 bankruptcy Attorney | Sep 28
Relationship: Other
"I endorse this lawyer."
Chapter 11 bankruptcy Attorney | Aug 07
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | May 04
Relationship: Fellow lawyer in community
"I endorse this lawyer. Michael is one of a few Bankruptcy Attorney's in the Southern District of New York who not only knows his law, but is practical and effective in representing all of his clients. I would highly recommend him."
Chapter 11 bankruptcy Attorney | May 01
Relationship: Fellow lawyer in community
"I endorse this lawyer. A brilliant and highly respected attorney in the legal community."
Chapter 11 bankruptcy Attorney | Feb 02
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 7 bankruptcy Attorney | Dec 10
Relationship: Other
"Mr. Schwartz is a very good attorney and is highly respected by her peers in this community. I am happy top endorse her!"
Bankruptcy and debt Attorney | Mar 06
Relationship: Fellow lawyer in community
"Michael Hal Schwartz has provided honest and ethical answers to legal questions here on the Avvo website for many years. As a colleague, I am honored to have the opportunity to endorse Mr Schwartz as an example of a careful and competent legal advocate."
Chapter 7 bankruptcy Attorney | Jan 05
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Schwartz is the ultimate bankruptcy attorney. He is held in high esteem by his clients and peers. His experience and expertise place him at the top of his profession. I highly recommend Attorney Schwartz and his services."
Unknown Attorney | Dec 11
Relationship: Fellow lawyer in community
"I sincerely endorse Attorney Schwartz. From his answers and time on Avvo, it is clear he is dedicated to serving those in need and his clients. It's rare that lawyers spend so much valuable time helping the community, for free, and I applaud him for doing it to such a great level."
Unknown Attorney | Dec 07
Relationship: Other
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jan 24
Relationship: Fellow lawyer in community
"Certainly I endorse this lawyer. I know him thru our professional organization,National Association of Consumer Bankruptcy Attorneys. Attorney Michael Schwartz provides detailed and honest postings on AVVO assisting those with various areas of bankruptcy law, foreclosure and debt problems. He is articulate, intelligent, and thorough. Also, his comments show his genuine compassion for his clients. A true professional. It gives me pleasure to endorse him to you."
Bankruptcy and debt Attorney | Jan 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Schwartz is an active member of the National Association of Consumer Bankruptcy Attorneys and has been recognized by the legal community for professional conduct and experience."
View more endorsements
Divorce and separation
Chapter 13 bankruptcy
Chapter 7 bankruptcy
Chapter 7 bankruptcy
Bankruptcy and debt
Bankruptcy and debt
Divorce and separation
Personal injury
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Chapter 7 bankruptcy
Personal injury
Bankruptcy and debt
Environmental and natural resources
Chapter 7 bankruptcy
Chapter 7 bankruptcy