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Malcolm Ruthven

Bankruptcy and debt Attorney at San Rafael, CA

5.0   22 reviews
  • Licensed for 54 years
    State CA
    Acquired 1969
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Malcolm

Learn Malcolm’s areas of practice.

4
Practice areas
  1. Bankruptcy and debt
    70%
    Get relief from crushing debt – Stop lawsuits – Stop foreclosures. Of course, your entire financial situation must be evaluated to see if bankruptcy is right for you, and if so what type.

  2. Chapter 13 bankruptcy
    10%

  3. Chapter 7 bankruptcy
    10%

  4. Foreclosure
    10%
    Filing bankruptcy stops a foreclosure in its tracks. Of course, your entire financial situation must be evaluated to see if bankruptcy is right for you, and if so what type.

Are you afraid to answer the phone? Do you wonder if you'll ever have peace of mind again?

 

My clients and I are partners throughout the journey. I like seeing the relief in the eyes and manner of my clients after they've taken the steps they need to take toward a financial Fresh Start. It's a privilege to be an important part of that process.

I'm a solo practitioner by choice and all my clients deal directly with me, not non-attorney assistants. I think this is the way it should be done so it's the way I do it.

Location

Malcolm Ruthven
4040 Civic Center Drive - Suite 200
San Rafael, CA, 94903
Malcolm Ruthven
755 Baywood Drive
2nd Floor
Petaluma, CA, 94954-5508
Malcolm Ruthven
3558 Round Barn Blvd - Suite 200
Santa Rosa, CA, 95403
Malcolm Ruthven
1900 Powell Street - Suite 600
Emeryville, CA, 94608
Malcolm Ruthven
One Market Street
36th Floor
San Francisco, CA, 94105
Hide locations

Reviews

5.0 / 5.0
  22 customer reviews
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Posted by Michelle | April 26, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Best of the Best⭐️⭐️⭐️⭐️⭐️
Mr Ruthven, Is the ultimate professional. I highly recommend his services to individuals that want superior representation, knowledge and clarity. Thank you Mr Ruthven - Continued successes‼️ Michelle
Posted by Peter | June 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Malcolm Ruthven
He was very knowledgeable and had answers for all of our questions. He was very fast to respond via email and phone. I highly recommend him!
Posted by Jennifer | June 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Malcolm Ruthven
Malcolm did a wonderful job with my Bankruptcy case from beginning to end, and I highly recommend him! He was very thorough in explaining everything about the Bankruptcy process to me, and he was very patient with all of my questions. He was very calming and reassuring to me when things came up that I was stressing out about, and he would always give me peace of mind that things would be ok. Throughout my Bankruptcy process, I had many questions and/or concerns that came up along the way, and I really appreciated his kindness, and that he always got right back to me with a response, and answered my questions very clearly. I am very thankful that I found Malcolm as my Bankruptcy attorney, he is the absolute best, and I highly recommend him! I can’t Thank You enough Malcolm!
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Posted by Rainiero | May 4, 2020
This review is from a person who hired this attorney.
| Hired Attorney
The greatest!! very helpful and compassionate
Malcolm Ruthven is an excellent bankruptcy attorney. Bankruptcy is a difficult process to go through and it helps to have someone on your side to prepare you emotionally for such ordeal. Mr. Ruthven was well prepared to resolve my case and he told me exactly what to expect during the hearing. I fully recommend him for anyone who is contemplating bankruptcy. He will work on your best interest and not his pocket.
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Posted by anonymous | September 27, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Expert assistance by Malcolm Ruthven
I contacted Malcolm for sorely needed help in filing a personal bankruptcy. As a senior, I was nervous about whether to go through with this, but needed help with creditors. Malcolm gave me the assurance that I needed and was very helpful every step of the way. He was considerate and available to answer questions any time he was contacted by phone or email. I highly recommend him to anyone needing this kind of financial service.
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Posted by anonymous | September 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Great person to work with!
Bankruptcy can be a very scary thing. I was having a hard time coming to terms with my possible decision to file, but once I spoke to Malcolm the first time about my situation and what the outcome would be, I was excited to get things moving. Malcolm was there for me every step of the way. He made sure I understood everything and always had an answer to my questions. He made the process so much more easy than I had anticipated. Now that my case is over, I can breathe again and I have a fresh start and it’s all thanks to Malcolm. I highly recommend Malcolm for anyone thinking of filing or ready to file.
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Posted by Michael | August 14, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Malcolm Ruthven Is Excellent
Malcolm Ruthven was my attorney for a recent Chapter 7 bankruptcy, caused by a serious acute illness(I'm 75 and usually in great physical shape, but, by the time my illness had passed, bankruptcy was my only rational choice). Malcolm handled my whole case with consummate professionality, Incredible documentary preparation, ease of communication, and, I think, extra understanding of older guys like me. I highly recommend Malcolm's legal services to anyone in financial difficulty.
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Posted by anonymous | February 22, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Malcolm is GREAT!
We had a wonderful experience with Malcolm Ruthven! We couldn't have been more pleased! From the very first interaction via email to the complimentary call that he offered us, we felt a warm easy connection. He is the kind of man you want on the other line when discussing the stressful and embarrassing topic of not being able to keep up with your bills and debt. My mom and sister and I had a complimentary call with him to explore my mom's options after having 2 aneurysms and a stroke and not being able to pay off her debts. He felt like a deeply caring family friend who listened with great empathy and understanding. He let us speak and explain all that we wanted to share with him, and we didn't feel pressured to keep it quick. There was absolutely no sense of rush or that the clock was ticking. He spent an entire hour on the phone with us listening, asking good questions, explaining the law and what we could expect if my mom filed for bankruptcy, and much to our delight ​ gave us great advice on how to proceed without charging us a penny or pressuring us to hire him. When we asked how much it would cost to hire him​, he was very upfront​ about what his fees are and what it would cost to file for bankruptcy. Malcolm said he'd be happy to hold our hand through ​the process if we chose to go down that path, but recommend that we save ourselves the money by offering up a potential free solution. He generously provided us with a form letter that he'd written and used with other clients. He explained that we could use it to send it to the creditors explaining that my mom was a senior, and was disabled due to her aneurysms and stroke and that she would not be able to pay her debts. Did I mention that he gave us this letter GRATIS!! An hour long call and a solution at absolutely no cost to us!! Never in my wildest dreams would I have expected this. We not only felt the generosity of Malcolm's time and expertise ​but also felt the generosity of his heart! We are so grateful to him!! We will not need to hire him after all ​because he provided us with a great solution that will cost us nothing. But if my mom were to have to file for bankruptcy we'd absolutely be going to Malcolm! He is great!! Thank you, Malcolm,​ for your kindness and being so giving of your time and heart and expertise!
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Posted by anonymous | November 29, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great lawyer for complex Bankruptcies
I have a S-Corp that I wanted to keep, a divorce that needed to be navigated, and a lot of debt that was ruining my life. Malcolm was calm, always knew the right move, and worked we me through all the hurdles. I was busy, but he managed to stay with me through the process. So happy that I worked with Malcolm.
Posted by anonymous | November 22, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great job
Malcolm did a wonderful Job for me. I was very stressed undergoing the financial upheaval I was in and he helped me tremendously calm down and assured that the process would go well and it did, seamlessly. I am grateful I found him. His professional expertise is certainly one to be commended.
Posted by Victoria | October 12, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Made it easy and convenient
Mr. Ruthven was always gave me quick responses and answered my questions thoroughly and knowledgeably. He made it as easy as possible. Had to only meet once before the court date. Most everything was done via email which made it very convenient. Everything went off without a hitch. Highly recommend Malcolm Ruthven.
Posted by anonymous | June 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
The Best!
Malcolm knows his business and made the process less scary and painful. I highly recommend him!
Posted by Mimi.lapierre | July 10, 2015
Brilliant and Compassionate. I was saved by this amazing man!!
I handed Mr. Ruthven an impossible case that I had messed up acting pro per. Not only was the case difficult , I am as well. You might want to call me a Tazmanian Devil with a good heart ;). I chose Malcolm for the reason he looked kind and honest. What I did not expect was his knowledge of Bankruptcy Law was so astute that I quickly learned I was handed a gift by retaining him. He worked so hard on my impossible case and he was able to not only get the results I so needed but he also got better results that I thought possible. I highly recommend this amazing man. I will forever be grateful for all he did for me. he literally saved my life.
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Posted by Greg | March 15, 2015
Excellent Attorney
I highly recommend Mr. Ruthven to anyone that has to go through this unfortunate situation. He's extremely knowledgable and quick to respond. You always work with him and not an assistant and he treats all your questions, big or small, with respect and importance. You'll never feel alone in this process and Mr. Ruthven will be by your side 100% of the way. I can't say enough good things about this guy, he is truly a wonderful person and lawyer.
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Posted by Annie | October 31, 2014
Couldn't have had a better experience with a bankruptcy attorney
If you're in trouble financially, and think you might need to file bankruptcy, call Malcolm Ruthven as soon as possible. Don't do anything until you speak with him. For example, I thought I needed to put my car in someone else's name. Malcolm advised me that I should not have done that. That piece of advice, of itself, saved me enormous hassles. Anyway, we just closed my bankruptcy case. Malcolm was just fantastic to work with. He is an expert. But more important to me, he is patient, thorough, kind and very quick to respond to all emails and calls. A genteman from another time. Filing bankruptcy is not an easy process to go through, but he made it as easy as possible. There are not enough stars to convey my deep gratitude. He is as honest as the day is long, and just a kind man who knows what he is doing. Don't look further. Just call or email him.
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Posted by anonymous | March 15, 2013
Expertise, Confidence and Trust: Qualities You Can Rely On From Malcolm Ruthven
As soon as I met Malcolm Ruthven for the initial consultation, I was confident he would be the right choice to handle my Chapter 7 bankruptcy. After retaining him, Mr. Ruthven did indeed prove to be an excellent attorney. Although my case had some complex issues, he made the process as smooth and worry-free as possible. In addition to his legal expertise, Malcolm's optimistic attitude for achieving a Fresh Start was always appreciated and reassuring to me. Mr. Ruthven’s communications skills are a particular strength. I have rarely found a person in any profession, who is so diligent and extraordinarily prompt in responding to questions and concerns. His patience and continued dedication to my case, in what turned out to be a lengthy period prior to filing, were a great comfort. At every milestone in the process, I always knew Malcolm was representing my best interests. I received the discharge and final decree from the court exactly as I had hoped. Mr. Ruthven deserves the highest level of trust and praise. I would not hesitate to retain Malcolm for other legal services, and to recommend him to friends and associates.
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Posted by anonymous | July 28, 2011
Painless!
I couldn't have chosen a better bankruptcy attorney! Malcolm shepherded me through a process which I expected to be stressful and emotional with consummate professionalism and sensitivity. In addition to guiding me through bankruptcy with skill borne of long experience, he helped me in dealing with feelings of shame and the stigma inherent in having to declare personal bankruptcy. I simply could not recommend Malcolm and his services more highly.
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Posted by Francesca | February 17, 2011
Best Bankruptcy Lawyer for a Fresh Start!
Mr. Malcolm Ruthven saved our family's financial status. We had been through the financial wringer and were given a "Fresh Start" by Malcolm Ruthven. I would recommend Mr. Ruthven for ALL bankruptcy needs. He upholds a professional and yet empathetic demeanor. He is precise and extremely thorough. We have peace of mind again.....thanks to Malcolm Ruthven.
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Posted by anonymous | November 9, 2010
Wonderfully Supportive Bankruptcy Lawyer
Malcolm Ruthven was recommended to me by a Bankruptcy Clinic in Marin County. Although it took many months to gather all the information needed to file for bankruptcy, he was extremely patient and encouraging. Even when he had not heard from me in months, he allowed me to refer creditors to him, which stopped the phone calls and threatening letters. He made the entire process far easier with his professionalism and understanding. I now feel I have a new start after extremely trying circumstances.
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Posted by Chris | August 31, 2010
Fantastic Attorney
My wife and I had hit rock bottom. Our credit was ruined, our debt nearly $1 million and we were more than a year behind on every credit card and loan payment. Collection agencies were calling every day. We had been in survival mode for way too long and needed a solution. Considering bankruptcy was a tough choice for us but we had no alternative. I recall my first conversation with Malcolm. He took a cold call from me, yet spent about hour (at no charge) explaining the process and totally put me at ease that I was in good hands. I liked and trusted him instantly. I've worked with attorneys before and the stereotype is usually true. They're expensive, unresponsive and just don't care. You’re just a case number. Not Malcolm. When it came time to fill out paperwork I had numerous questions, which Malcolm answered promptly over email -- even on a Friday evening and over weekends. I was impressed. He was consistent in his level of service, continuing to provide guidance and expertise promptly throughout the whole process. My wife and I truly enjoyed working with Malcolm. He sent us emails reminding us of deadlines and things we needed to do, such as complete credit counseling, and he was on time to and prepared for every meeting. We always felt as though he truly cared about our case and about us. And to our surprise he even mailed us a book about famous people who had filed bankruptcy. That book truly gave us a good perspective and made us feel good about our decision and our future. I highly recommend Malcolm to anyone who wants a thoughtful, responsive and genuine attorney. I feel as though he gave my wife and I our lives back, and we are beginning to live again. Thank you, Malcolm.
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Cost

Rates
  • Free Consultation 60 minutes
  • Retainer Sometimes
Payment methods
Cash, Check

Resume

AVVO RATING 8.9 (Excellent)

Work Experience

  • Attorney
  • Malcolm Ruthven, Esq.
  • 2005 - Present

Education

  • UC Hastings College of the Law
  • JD - Juris Doctor
  • 1968
  • University of Missouri
  • BS - Bachelor of Science
  • N/A

Sample of Legal Cases

  • Trustee grab for client's $50,000 disability payment
  • After lengthy court filings and negotiations, my client lost no money to the trustee/creditors.
  • U.S. Trustee threatened to have Chapter 7 case dismissed.
  • I fought it and they backed down.

Associations

  • Marin County Bar Association
  • Member
  • 2014 - Present
  • Marin Lawyer Referral Service
  • Governing Committee
  • 2014 - Present
  • Legal Aid of Marin
  • Advisory Board
  • 2012 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2009 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • Wiley W. Manuel Award for Pro Bono Legal Services
  • State Bar of California
  • 2006
  • Law Review
  • University of Missouri School of Law
  • N/A

Speaking Engagements

  • Bankruptcy Clinics - Legal Aid of Marin County
  • Bankruptcy Clinics
  • N/A

Attorney endorsements

Received (25)
Given (22)
Endorse Malcolm
Bankruptcy and debt Attorney | Mar 25
Relationship: Fellow lawyer in community
"Attorney Ruthven is a frequent contributor on the Avvo website. His responses are accurate, concise and best of all, practical and useful. I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 18
Relationship: Fellow lawyer in community
"I endorse Malcolm Ruthven. He is excellent at bankruptcy law, and really cares about his clients. He is ethical. He is creative. If you have a problem, he will work very hard to solve it."
Bankruptcy and debt Attorney | Jul 03
Relationship: Fellow lawyer in community
"Malcolm is a talented, thoughtful and caring attorney who does everything he can to help his clients follow the best course of action for getting out of debt."
Unknown Attorney | Nov 10
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 11 bankruptcy Attorney | Jun 09
Relationship: Fellow lawyer in community
"I endorse Malcolm. He is very knowledgeable in the bankruptcy and foreclosure arenas, and has many years of experience. My advice: call him as soon as you suspect that your financial problems are serious - he can provide advice that may allow you to preserve assets and avoid any pitfalls. Joseph Schultz, Esq. The Ellis Law Group"
Bankruptcy and debt Attorney | Jan 27
Relationship: Fellow lawyer in community
"I endorse this Attorney Ruthven without reservation."
Unknown Attorney | Sep 22
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Bankruptcy and debt Attorney | Jan 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. Malcolm really cares about his clients and their businesses. He is very professional and enthusiastic about his practice."
Bankruptcy and debt Attorney | Aug 25
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Ruthven consistently provides excellent responses to questions posed in the area of bankruptcy law. Mr. Ruthven compassionately understands the stress that is associated by an individual experiencing and facing financial problems. He is a true advocate of empathy."
Unknown Attorney | Mar 09
Relationship: Other
"I endorse this lawyer. He provides detailed and insightful analysis to questions posed by AVVO subscribers. The detailed responses and thorough explanations provided here display a vast knowledge of the law. He is an asset to the legal community."
Bankruptcy and debt Attorney | Jan 26
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Ruthven is one of the finest Bankruptcy attorneys in CA. He is a strong and zealous advocate for his clients and a credit to the legal profession. He is the best of the best."
Bankruptcy and debt Attorney | Jan 16
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Ruthven has many years of experience and knows the law."
Bankruptcy and debt Attorney | Jan 15
Relationship: Other
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jan 11
Relationship: Other
"I endorse this lawyer. Mal is active in the National Association of Consumer Bankruptcy Attorneys. This is THE organization for bankruptcy attorneys who care about their clients, and want to stay at the top of their profession. This is the guy you want."
Bankruptcy and debt Attorney | Jan 09
Relationship: Fellow lawyer in community
"I endorse Malcolm Ruthven for his caring approach to the aggressive protection of his client's rights in bankruptcy."
Bankruptcy and debt Attorney | Jan 09
Relationship: Fellow lawyer in community
"I endorse this lawyer. Membership in the National Association of Consumer Bankruptcy Attorneys shows a commitment to his client's and his practice. I would feel comfortable putting my trust in him as an attorney."
Bankruptcy and debt Attorney | Jan 09
Relationship: Fellow lawyer in community
"I endorse this lawyer. As a member of the National Association of Consumer Bankruptcy Attorneys, Malcom is a skilled and dedicated bankruptcy attorney supported by thousands of colleagues."
Bankruptcy and debt Attorney | Jan 08
Relationship: Fellow lawyer in community
"I endorse this lawyer, and know him and others in the National Associateion of Bankruptcy Attorneys who strive to uphold the highest standards in the profession."
Bankruptcy and debt Attorney | Jan 08
Relationship: Fellow lawyer in community
"If you need an attorney in the Marin, Sonoma, San Francisco, Napa, Alameda, Contra Costa, or San Mateo counties I would recommend Mr. Ruthven. I have come to know his work through the National Association of Consumer Bankruptcy Attorneys and he is a committed, qualified bankruptcy professional."
Bankruptcy and debt Attorney | Jan 07
Relationship: Other
"I have come to know Malcolm through the National Association of Consumer Bankruptcy Attorneys. His contributions there indicate a sincere desire to assist those in need and maintain the highest standards of integrity and professionalism."
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Bankruptcy and debt
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Bankruptcy and debt
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Divorce and separation
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
San Rafael Bankruptcy and debt Lawyer Malcolm Ruthven
Malcolm Ruthven
Bankruptcy and debt Attorney
San Rafael, CA
Licensed for 54 years
Free Consultation