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Michael Hal Schwartz
also known as Michael H. Schwartz, Michael H. Schwartz, P.C.
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About Michael
Biography
Michael H. Schwartz, P.C. has been helping people get their lives back on track throughout the Westchester, Rockland, Putnam, Dutchess, Orange, Sullivan, Ulster, Bronx and New York counties for 40 years.
As one of the oldest and leading consumer bankruptcy and foreclosure defense firms, Michael H. Schwartz, P.C. as earned the reputation for making the process as easy and painless as possible.
We have helped thousands of people preserve their families, save their homes, their possessions, their jobs and their dignity.
As a graduate of the Max Gardner Bankruptcy Boot Camp in 2007, the Max Gardner Veteran's Boot Camp in 2008 and numerous additional bootcamps, Michael has successfully sued lenders, winning hundreds of thousands of dollars in damages for violating the law and at the same time saving people's homes.
Michael H. Schwartz, P.C. is based in White Plains. Call Today.
A leader in bankruptcy, foreclosure and loan defense representation for 40 years.
Save Your Home AND often Eliminate Your Second Mortgage
Get the Fresh Start You Deserve. Almost all people can still discharge ALL of their debt.
Save your home. We can help!
Practice Areas
3
Practice Areas
Chapter 7 Bankruptcy
65%
44 years | 5,000 cases
Foreclosure
25%
Chapter 13 Bankruptcy
10%
43 years | 1,000 cases
Fees and Rates
Cost
Payment Methods
- Cash
- Check
- Credit Card
Awards
2019 2018 2017
...
+
5
2012 2011 2010
Licenses
Licensed in New York for 43 years
State: New York
Acquired: 1983
No misconduct found
Location
Online Presence
Other places you can find Michael online.
Michael Hal Schwartz's Reviews
Avvo Review Score
37 Client Reviews
Filter Avvo Reviews (37)
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Practice Areas
What Clients Mention
Showing 1 - 5 of 11 reviews | Recommendation
Posted by Rick | May 11, 2018 | Hired Attorney | Bankruptcy & Debt
Able to breathe again
Michael help me through a very difficult time in my life. I felt like I was suffocating in debt. He eased my mind and my life and was sensitive to me. He got me through a stressful situation in a relatively short time. I would highly recommend Michael and his staff to anybody in financial difficult...
Posted by anonymous | December 16, 2012 | Chapter 7 Bankruptcy
Michael Hal Schwartz Is the very Finest Bankruptcy Attorney in the Entire Country, in my opinion and I Very Highly Recommend Him
Michael H. Schwartz was my Bankruptcy Attorney in a Chapter 7 case, which was recently very successfully concluded. Because of Michael H Schwartz's skill, knowledge, and dedication in his work, I am now completely debt free and all my credit card debts were completely discharged. I was extremely happ...
Posted by Steven | December 20, 2011
Michael Schwartz truly cares about his clients!!!
Michael Schwartz is a very professional and respectable attorney. He was very detailed in explaining what my options were and clearly outlined the process. I went to 3 other attorneys, who would not help me (probably because they lacked the experience) and Michael took hours of his time to evaluate m...
Posted by Jean | October 02, 2011 | Bankruptcy & Debt
Thank You!
Michael, thank you so much for the professional services you provided! You and your staff was truly a pleasure to work with. I'm sure you know the stress and strain that some have when it comes to making this decision and you reassured me that it's something that sometimes unfortunately happens an...
Posted by Miss Ray2u | August 16, 2011
Good Attorney
Nothing less than professionalism is what I experienced with Michael Schwartz and his office staff. My questions and concerns were answered in a timely manner. Would I use him for legal services again??? I still have his number in my blackberry.
Michael Hal Schwartz's Lawyer Endorsements
"In the lower Hudson Valley, Michael is the person to see if you need representation in the Bankruptcy Court."
"I endorse Mr. Schwartz's work. I have worked on numerous matters with him and entrusted him with many of my clients over the years. He is a consummate professional and an expert in the bankruptcy arena. Very few lawyers understand consumer bankruptcy law the way Mr. Schwartz does."
"I endorse this lawyer. Mr. Schwartz is a very effective and knowledgeable advocate for his client."
"I endorse this lawyer. Why? You want an attorney to employ who says clearly the answer to your question and yet also accurately and fully as some answers are not simple. You also will see his over 1,100 answers here on AVVO don't just say..employ an attorney..but rather they address the specific question which is that not why you sought to ask it on AVVO? You also want an attorney who has experience as sometimes a solution is only know by someone who has been there and done that so to say. For all these reasons I endorse proudly as part of our bankruptcy attorney panel here on AVVO Michael."
"I endorse this lawyer. I was an attorney representing the banks for many years, and therefore found myself on "the other side of the aisle" from Michael on several occasions. I always found him to be extremely knowledgeable, well-prepared and professional. I highly recommend Michael."
"I endorse this lawyer."
"Determination and dedication describes this attorney. I endorse this lawyer."
"I wholeheartedly endorse this lawyer. A brilliant, trustworthy and highly respected attorney in the legal community."
"I endorse this lawyer."
"I endorse this lawyer."
"I endorse this lawyer. Michael is one of a few Bankruptcy Attorney's in the Southern District of New York who not only knows his law, but is practical and effective in representing all of his clients. I would highly recommend him."
"I endorse this lawyer. A brilliant and highly respected attorney in the legal community."
"I endorse this lawyer."
"Mr. Schwartz is a very good attorney and is highly respected by her peers in this community. I am happy top endorse her!"
"Michael Hal Schwartz has provided honest and ethical answers to legal questions here on the Avvo website for many years. As a colleague, I am honored to have the opportunity to endorse Mr Schwartz as an example of a careful and competent legal advocate."
"I endorse this lawyer. Attorney Schwartz is the ultimate bankruptcy attorney. He is held in high esteem by his clients and peers. His experience and expertise place him at the top of his profession. I highly recommend Attorney Schwartz and his services."
"I sincerely endorse Attorney Schwartz. From his answers and time on Avvo, it is clear he is dedicated to serving those in need and his clients. It's rare that lawyers spend so much valuable time helping the community, for free, and I applaud him for doing it to such a great level."
"I endorse this lawyer."
"Certainly I endorse this lawyer. I know him thru our professional organization,National Association of Consumer Bankruptcy Attorneys. Attorney Michael Schwartz provides detailed and honest postings on AVVO assisting those with various areas of bankruptcy law, foreclosure and debt problems. He is articulate, intelligent, and thorough. Also, his comments show his genuine compassion for his clients. A true professional. It gives me pleasure to endorse him to you."
"I endorse this lawyer. Mr. Schwartz is an active member of the National Association of Consumer Bankruptcy Attorneys and has been recognized by the legal community for professional conduct and experience."
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Experience
Honors
2025
Super Lawyer, Super Lawyers
2024
Super Lawyer, Super Lawyers
2023
Super Lawyer, Super Lawyers
2022
Super Lawyer, Super Lawyers
2021
Super Lawyer, Super Lawyers
2020
Super Lawyer, Super Lawyers
2019
Super Lawyer, Super Lawyers
2018
NY Metro Super Lawyer, Super Lawyers
2018
Super Lawyer, Super Lawyers
2012
Top Rated Lawyer, New York Magazine
2011
Lifetime Member: Sutton Who's Who in American Law, Who's Who in American Law -Sutton
2008
Graduate, Max Gardner's Veteran's Boot Camp
2007
Graduate, Max Gardner's Bankruptcy Boot Camp
2005
AV (Highest Rating) Martindale Hubbell, Martindale-Hubbell
2005
Certificate Fighting the New Bankruptcy Law, National Association of Bankruptcy Attorneys
1990
Who's Who in American Law, Who's Who in American Law -Marquis
Work Experience
2008 - Present
President, Michael H Schwartz, P.C.
1998 - 2008
President, Michael H. Schwartz & Associates, P.C.
1986 - 1998
Attorney and owner, Michael H. Schwartz, Attorney At Law
1985 - 1986
Attorney, Office of General Counsel, Xerox Corporation
1982 - 1985
Attorney, Law Department, Carvel Corporation
Associations
2011 - Present
Westchester County Bar Association, Bankruptcy and Creditors Rights CommitteeCo-chair
2007 - Present
Max Gardner's Bankruptcy Boot CampMember
1996 - Present
National Association of Consumer Bankruptcy AttorneysSustaining Member
1986 - Present
Westchester County Bar AssociationMember
1986 - Present
White Plains Bar AssociationMember
Sample of Legal Cases
In Re Florio
won
In Re Hayes, 270 BR 183 (SDNY 2001)
sucessfully allowed amendment of case
Education
1982
New York Law School
JD - Juris Doctor Cum Laude (With Honors)
1980
City University of New York, City College
BA - Bachelor of Arts Magna Cum Laude (With High Honors)
Speaking Engagements
2011
CONSUMER BANKRUPTCY: THE BASICS OF CHAPTERS 7 AND 13
CHAPTER 7: STEP-BY-STEP PROCEDURES
2011
AND CONSUMER BANKRUPTCY: THE BASICS OF CHAPTERS 7 AND 13
CHAPTER 13: STEP-BY-STEP PROCEDURES
2011
AND CONSUMER BANKRUPTCY: THE BASICS OF CHAPTERS
TIPS FROM THE PROS
2000
Annual Meeting New York State Bar Association
Hot Tips From the Experts
1996
Meeting of the New York Society of Independant Accountants
Personal Bankruptcy
1995
Mount Vernon Bar Association meeting
Saving Your Client's Home Throught Chapter 13
1993
Building 32B-J Legal Services Fund Lecture
Chapter 13 Training
1992
Westchester Woman's Bar Association Meeting
Counselling the Debtor and Creditor in Bankruptcy
1991
The Westchester Lawyer Speaks on Bankruptcy
Bankruptcy
Publications
2010
Quoted in The Journal News
Consumers Cry Foul Over Agressive Collectors
Languages
English
Activity
Legal Answers
Legal Guides
Top Contributor
Michael earned significant contribution points in 2019.
Legal Answers
Q&A
Can I move by order to show cause for a stay pending appeal in Bankruptcy Court?
23 Feb 2020
Q&A
How do I handle 12k in ez pass that I’m trying to pay but they want all of it at once. ?
08 Feb 2020
Q&A
County clerk has no record of my mortgage satisfaction from 1988. How do I clear the title?
06 Feb 2020