Richard Sabbatino Ravosa Jr.

I contacted attorney Ravosa to see if he could help with some overwhelming revolving debts. He negotiated with our lenders and was able to resolve one debt of my wife's for penny's on the dollar. The remaining debts were much to high to be feasibly resolved and although I feared bankruptcy his team ...led me through the chapter 13 process. They are very detail oreineted and walked slowly. Sometimes I wondered why things were asked a second time but in the end it all made sense. They want to have the right information and make sure it's correct for a successful outcome for all involved. The fees for this were very reasonable seeing the outcome. The chapter 13 plan was going well when we had an unforeseen very large drop in income and additional expenses that made the payments unaffordable. In consulting with Richard and his wife Cynthia they felt a conversion to chapter 7 would be feasible. They let me know it may not be easy do to my income and other circumstances. They fought very hard for much longer than we expected keeping me posted as to every detail and move that they made not only after instituting but beforehand. I hope to never need their services again, but would contact them without hesitation in the unfortunate case that I do. I can say of all the professionals I have dealt with in my life they have worked the hardest of any. Honestly and hard work is what you can expect. I hate to think what would of happened to my family and my home if I had not hired him. I learned first hand that bankruptcy can be stressful (would of been much more so without the guidance of this team) but thanks to Richard and Cynthias hard work my life is back on track!

“Due to a business failure during the economic downturn, I was forced to file for Chapter 13. My case was sufficiently involved that I decided to go with Attorney Ravosa and his team even though their main office is on the other side of the state. The whole process took much longer than I expected, b...ut that was largely because Attorney Hurley and Attorney Ravosa were extremely thorough in their research and preparation. Whereas the local attorney I had initially consulted had seemed overworked and was rather uncommunicative, I could always count on a relatively prompt and well considered response when I sent the Ravosa team a question. In court, there was a palpable sense that the judge respected Attorney Ravosa’s competence and knowledge of the case. In person, Richard is very personable and professional. A pleasure to deal with. I am extremely grateful to the Ravosa team for the successful, and, in retrospect, very smooth engagement. I recommend them unreservedly.”

I had been toying with the idea of bankruptcy for about six months before I contacted Mr Ravosa. We spoke on the phone several times. If he wasn't available at the time I could always expect he would call back by the end of the day. I did everything I could to avoid Chapter 7 but realized with his... help that It was necessary. I went up to meet with him and was very impressed at his level of confidence and knew things would get moving quickly. I have had little dealings with legal matters and wanted it to stay that way. I was given a list to things I had to do and dates by which I had to do that was clear but impossible in the time frame which I had to work in. I had help and encouragment form the staff. It was a stressful time but things did work out even when the trustee prolonged the case. I think that there were many costs that were absorbed by Mr Ravosa due to the inability for me to meet the deadlines set forth by the court. Overall everything went well and I wish to thank Erica, Cynthia, and Mr Ravosa for the professional and businisslike approach. It is now a year later and things have been and are still turning for the better. Thanks to all.

Atty Richard Ravosa, Cynthia and their staff helped me and my wife through a very difficult time with Foreclosing on our house and filing for Bankruptcy. They were kind, supportive, extremely knowledgeable in their field of expertise. We were embarrassed and somewhat ashamed of the situation we wer...e in and they welcomed us with open arms, treating us like family. They went with us to court and walked us through the entire process. We have dealt with other Atty Practices and none have been this helpful and supportive. We just found ourselves in another situation needing an Atty and weren't sure this fell under their practice but they assured us when we called for guidance that they would help us find the best in the field we needed. They do this without asking for any type of compensation and truly care about you. We will never call another Atty for help....it will always be Richard Ravosa and his team. They are top notch professionals who get the job done without delays. One more thing...they call you back within the day of your call with updates and answers. We feel so blessed to have found them.