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About Me

RICHARD S. RAVOSA, with the Law Offices of Richard S. Ravosa in Boston, Worcester, Springfield, Natick and Salem, has an accomplished record as a trial lawyer, negotiator, and strategist. Mr. Ravosa was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “Rising Star” for his achievements in representing clients with difficult legal obstacles. He is a member of the Boston Bar Association's Bankruptcy Section, the Massachusetts Bar Association, the American Bankruptcy Institute, the National Association of Consumer Bankruptcy Attorneys, and is Chief Counsel of the Massachusetts Bankruptcy Center. Mr. Ravosa received his B.A., cum laude,from Western New England College and his J.D. from Thomas M. Cooley Law School. He was a radio talk show host on WBNW 1120AM and WCRN 830AM where he addressed foreclosure and debt relief questions. Mr. Ravosa is also Chairman of the Massachusetts Debt Relief Foundation, Inc., which provides pro bono legal representation to chapter 7 debtors across Massachusetts.   In his free time he enjoys writing plays, fishing, sailing and traveling.


Languages Spoken: English, Portuguese, Spanish

Photos and Videos

4560322 1420292596

Practice Areas


  1. Lawsuits & Disputes: 25%
  2. Personal Injury: 20%
  3. Probate: 15%
  4. Estate Planning: 15%
  5. Other: 25%
  6. More 



Contingent (25-40%), Fixed (Sometimes), Retainer (Sometimes), Free Consultation (30 minutes), Pro Bono (15%)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

14 total 

  • Michael C. Cyr

    Rick was my boss and mentor for several years. He is a consummate professional and expert in the fields of bankruptcy and foreclosure defense litigation. He is a terrific guy and exceptional attorney. I would recommend Rick to anybody facing serious financial difficulty.


    Michael Cyr DUI & DWI Attorney
    Relationship: Worked for lawyer

  • John Michael Phillips

    I endorse Mr. Ravosa. You can tell from his thorough responses to questions on Avvo and sage wisdom that he has the passion and compassion necessary to be a fine advocate. He spends his own time giving advice to the Avvo community and that is something worth noting.


    John Phillips Personal Injury Attorney
    Relationship: Fellow lawyer in community

Contact Info

Law Offices of Richard S. Ravosa

Offices in Boston, Worcester, Springfield & Natick
Also Licensed in Connecticut
MA, 02109

Worcester Law Center

40 Jackson Street Suite 1110
Worcester, MA, 01608

Town & Country Legal Associates

One South Avenue
Natick, MA, 01760

Baystate Law Center

603 Sumner Avenue
Springfield, MA, 01108




Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Award NameGrantorDate Granted
Pro Bono Honor RollU.S. Bankruptcy Court2014
Rising StarMassachusetts Lawyers Weekly2005
Work Experience
TitleCompany NameDuration
OwnerLaw Offices of Richard S. Ravosa1997 - Present
Association NamePosition NameDuration
Worcester County Bar AssociationN/A2013 - Present
Massachusetts Debt Relief FoundationPresident2011 - Present
National Association of Bankruptcy AttorneysOfficer2002 - Present
American Bankruptcy InstituteOfficer2000 - Present
Boston Bar AssociationMemberN/A
Massachusetts Bar AssociationMemberN/A
National Association of Consumer Bankruptcy AttorneysMemberN/A
Boston Bar Association, Bankruptcy Law SectionMemberN/A
Connecticut Bar AssociationMemberN/A
Legal Cases
Case NameOutcome
Downey v. Wells Fargo Bank, N.A. Et Al.Settlement
McCourt et Al. v Beneficial MassachusettsSettled
Househould Finance Corp. II V. Strayton et Al.Settled
See all Legal Cases 
Publication NameTitleDate
Online SubmissionWhat Bankruptcy Can Do For You? Or Not Do2010
School NameMajorDegreeGraduated
Thomas M. Cooley Law SchoolLawJD - Juris Doctor1997
Western New England CollegeGovernment and International AffairsBA - Bachelor of Arts1989
Speaking Engagements
Conference NameTitleDate
Credit ScoreCredit Scores2013
Debt Settlement and Credit RepairDebt Settlement and Credit Repair2012
1st Annual Landlord-Tenant Law seminarLandlord /Tenant Law2012
Women @ Work PlusBankruptcy2011
Seminar on Landlord and Tenant LawTenant or Landlord Bankruptcy2011
Financial SeminarImproving Your Credit2011