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Jeffrey David Curl

Bankruptcy and debt Attorney at San Mateo, CA

5.0   10 reviews
  • Licensed for 17 years
    State CA
    Acquired 2006
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Jeffrey

Learn Jeffrey’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Chapter 7, Chapter 11 and Chapter 13 bankruptcy, and litigation in bankruptcy.

  2. Litigation
    Focused on bankruptcy court contested matters and adversarial proceedings.

Jeff Curl is a San Francisco bankruptcy attorney dedicated to representing individuals, families and businesses in Chapter 7, Chapter 11 and Chapter 13 bankruptcy proceedings, as well as debt settlement. Jeff will take the time to analyze the circumstances unique to each client to help the client make an informed decision. He understands that clients are facing difficult choices, offering a candid and positive approach.

Prior to bankruptcy, Jeff was involved in civil litigation, including high profile matters that garnered national media attention. He is an accomplished negotiator in alternative dispute resolution forums. Jeff uses these litigation and settlement skills in bankruptcy proceedings and debt settlement negotiations to benefit his clients.

Jeff looks forward to helping every client achieve the best possible solution, and encourages all persons contemplating bankruptcy or debt settlement to contact to him for a consultation.

Photos and videos

Jeff Curl video
Jeff Curl, San Francisco bankruptcy attorney
Jeena Cho and Jeff Curl, the "JCs" behind JC Law Group PC.
Jeff Curl, San Francisco bankruptcy attorney
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JC Law Group PC
1900 S. Norfolk St., Suite 350
San Mateo, CA, 94403

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5.0 / 5.0
  10 customer reviews
5 Star
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1 Star
Posted by Lety Mendez | October 15, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Awesome guy
In a time of desperation, David helped my husband to make the best and wisest decision. He saved our small business with good advise.. Now we know who to refer and who to reach out if that time ever comes . hight recommend him .
Posted by Cathy | April 13, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Bankruptcy Attorney
I cannot recommend JC Law Group highly enough. Jeff is kind, extremely proficient, helpful, compassionate, easy to talk to, and supportive. I felt confident that Jeff always had my best interests in mind. He was always available to discuss options and answer questions. The other staff are also very knowledgeable, helpful, and always available to answer questions. On the day of my hearing, there were other people present with their attorneys. I could hear them talking, and it became quickly apparent to me that I had the best attorney there, and I felt truly grateful. Going through bankruptcy is a difficult process. Jeff made it much easier for me, and I so appreciate all of his help. If you or someone you know is considering bankruptcy, please contact JC Law Group. They will help you consider options, find the best course for you, and help you through the process with compassion and skill.
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Posted by Dustin | June 15, 2015
Great attorney
I can’t say enough good things about Jeff. He helped me out of a rough situation with a suit from a previous employer. Jeff spelled out all my options and let me choose the path I needed to take. I unfortunately had to go through a trial as part of my chapter 7 filing and the he represented me well in court. His input helped come to a reasonable solution. He always had my best interests in mind and gave me valuable advice.
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Posted by Jennifer | February 8, 2012
Limit Your Stress, Hire Jeff Curl (JC Law Group)
Let's face it, going through a bankruptcy is one of the most nerve-wracking and scary experiences that one can voluntarily go through. When you feel like you've hit rock bottom, it's hard to know who to trust that will have your best interest at heart. I feel grateful that I had Jeff Curl as my attorney! He came as a recommendation from a friend, who said it was the best thing she did and she highly recommended I use Jeff. I was nervous and clueless about my options and what I should do. So the first meeting was essential to learning what my options were. Jeff was low-pressure. It was matter of fact, here's what you could do. At that point, he left it in my hands to decide without any pushing in any one direction...just a layout of the playing field. Once I came to the decision to move forward, the entire staff at JC Law Group was so great at making me feel comfortable, reassured and in good hands. I was instantly confident in their expertise, knowledge and experience. They didn't look at me as a paycheck, but as a real person with real issues and emotions. They understood the stress and held my hand throughout the entire me heads up on potential issues, what to be prepared for, how it would be handled...It was basically a beginning to end set of expectations. Knowing what was ahead, having a plan, and having their expertise truly helped. If you're looking for people who care, yet also have the skills and experience to superbly handle a bankruptcy, then JC Law Group is the best route you can go in the Bay Area.
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Posted by Kate | January 10, 2011
He has your best interest in mind
Everyone knows that deciding to file for bankruptcy is upsetting and confusing. Jeff is able to help you through this process easily and efficiently. His direction is clear and concise and he works doggedly for the best possible option for YOU. He respects the process, knows the process and serves the client most efficiently. He's a true professional.
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Posted by Susana | December 22, 2010
Client Review
Making the decision to file for bankruptcy was hard but Jeff Curl of JC Law Group was so helpful, patient, and always there to answer my questions. It made the process less scary. Anyone having to go through this should have him as their attorney.
Posted by Kristine | July 21, 2010
*JEFF CURL of JC Law Group is thee BEST*
First of all, I would LOVE to say that Jeff Curl of JC Law Group is the best bankruptcy attorney and BEST attorney I’ve ever met and did business with over all! He is VERY professional, understanding, helpful, and very responsive to issues. My husband and I did a search on for a bankruptcy attorney for my mother and found his link to his site the most attractive and his website was just well done, organized, and prepared! Very “professional” looking and clean and the website did NOT look generic at all. I like the fact you get a password to log directly onto the website to assist with all the steps that the entire process entails! Super ORGANIZED and my mother and I were able to follow EVERYTHING on the website “clear and concise.” When I initially met Jeff, he was very professional, super friendly, understanding, and explained everything to us in full content, extent, and detail. Every time my mom and I had a question, he got back to us within a 24 hour period, sometimes even less! He was very responsive via email and phone calls and every time we had a “stupid” question, he answered it honestly and directly and “NEVER” made my mother feel bad for going through this bankruptcy process. I “HIGHLY, HIGHLY, HIGHLY” recommend anyone and everyone to consult with Jeff Curl of the JC Law Group as working with him gets you through the process fast and efficient! My mother and I had a very productive experience with Jeff! He is thee BEST!!!!!!! ;)
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Posted by Jason | June 18, 2010
Strongly recommended
Bankruptcy is never a fun process. The first attorney with whom we met made it substantially worse, letting my wife and I know that we would never qualify for chapter 7 -- even though he couldn't even be bothered to look at the documentation we brought with us to our initial consultation -- and that he would not take us on as clients if we didn't accept that simple fact. We then met with Jeff, who listened to every detail of our situation. He also patiently listened to and addressed our concerns, one by one, and at no point was he ever dismissive or impatient with us. We knew from the moment we met with him that he would handle our case like a true professional. Because our income was well above the median, and because my wife and I own and operate two separate businesses, ours could not have been a simple open-and-shut chapter 7 case. But Jeff's attention to detail and his level of preparation certainly made everything run smoothly. At no point did my wife and I feel unprepared for any situation we encountered during the process. I simply could not have been happier with the way Jeff represented us, and our debt was discharged without debate 60 days after our 341 hearing.
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Posted by Carol | May 25, 2010
The Best Decision I've ever made as an adult is hiring Jeff Curl of JC Law Group
Let me start by saying something I believe we can all doesn't come with a user manual with easy to follow instructions, especially with money. We grow-up, are never really taught anything about how money is meant to be saved as well as spent and because most of us forget about the passbook savings account we typically are all taught to start out with (beyond the piggy-bank that is), it’s clear that we don't even know how to use money. When we have to take a crash course, is typically when we find ourselves drowning in debt; and not always due to our own inability to save but our lack of knowledge of things like "interest rates" or "taxes" or "repayment terms of a student loan". What I can say is that I’m not responsible for what I haven’t been taught, that the banks charge you lots of money to use credit cards and just not tell you up-front how much it really costs you to use that plastic card and that if you lose your job, no one really cares how you’re going to make ends meet; you’ll just have to be smart enough to know and live in a manner that is below your means of supporting yourself (Suze Orman’s advice of “live on ½ your income and save ½ your income is the mantra, but difficult for anyone who is single, especially). But, when it came time for me to learn was when I found myself in 3x’s my annual salary in DEBT and interest compounding on this debt by the day, and banks not willing to work with me on payment plans, even when I considered debt management. After reviewing all of my options, I decided to file bankruptcy. And although I could have gone it alone, I decided to look at an attorney who, depending on cost and intellect, might make the painful decision, less so. And believe me I shopped for counsel and I didn’t hire the first 2 people I met with who appeared on paper to be capable and smart. When I decided to file bankruptcy was when I hired Jeff Curl and his firm, JC Law Group. This was the single-most best decision I’ve made as an adult and makes up for every dumb decision I made up until then. Everything, and I mean EVERYTHING that I never learned growing up about money management, fiscal responsibility and living on a budget became clear, without the feeling of being scolded or unintelligent. Jeff Curl’s ability as a bankruptcy attorney made my experience almost painless (the only pain being what I should have learned but didn’t about money and how to use it). From the initial consultation to the document gathering to the court appearances, Jeff Curl represented me with professionalism and comfort. I couldn’t believe how easy this was and kept asking myself over and over “is that all there is?” After witnessing a man who was in court without counsel (most likely representing himself without an attorney during his bankruptcy proceeding) and the difference in how the Trustee spoke to him versus me was clear that I’m glad I had Jeff on my side during this process, because it was clearly the presence of great counsel that made my experience what it was in reality. All of the misconceptions of filing bankruptcy became clear to me, but what was the most clear is that unless you have an attorney like Jeff Curl working with you on this very carefully, you won’t feel the benefits of filing and get on with your life in a way that you were meant to live…debt-free and able to restart your life taking deep breaths, knowing that filing bankruptcy if right for you, can be the best decision you can make as an adult. Jeff and his firm worked with me, cost me barely what I was paying in interest and fees to the creditors each month, allowed me to keep my house that I’d recently purchased, as well as a vacation timeshare that I thought I’d for sure have to give up (that thinking was based on what I thought I KNEW about the bankruptcy filing process). Talking to Jeff Curl is the start of the life that I now look forward to living, happily and healthy. I’ve even lost weight because the stress in my life has decreased from the support and professionalism extended to me by Jeff Curl a
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Posted by John | March 30, 2010
Very Satisfied Client
Jeff and Jeena were very professional, understanding and responsive in handling my Chapter 7 filing which went a long way with me in what was a very difficult situation in late 2009. I wouldn't hesitate to recommend them to any friends in a similar situation in Northern California.
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AVVO RATING 9.7 (Superb)

Work Experience

  • Attorney
  • de la Pena & McDonald
  • 2006 - 2009


  • Santa Clara Univ SOL
  • law
  • N/A
  • Univ of California Santa Cruz
  • undergraduate
  • N/A

Sample of Legal Cases

  • In re Hazen
  • Case of First Impression


  • Bench-Bar Liaison Committee, United States Bankruptcy Court, Northern District of California
  • Committee Member
  • 2016 - Present
  • AIDS Legal Referral Panel
  • Panel Counsel
  • 2009 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2008 - Present
  • San Mateo County Bar Association
  • Member
  • 2011 - 2013
  • Bar Association of San Francisco
  • Chair - Solo and Small Firm Practice - Barristers
  • 2011 - 2013
  • Bay Area Bankruptcy Forum
  • Member
  • 2011 - 2013
  • Bar Association of San Francisco
  • Vice-Chair Solo and Small Firm Practice - Barristers
  • 2010 - 2011
  • Bar Association of San Francisco
  • Member
  • 2007 - 2013
View all associations

Languages Spoken

  • English

Honors and Awards

  • Hero Award
  • AIDS Legal Referal Panel
  • 2010
  • Best oral advocate
  • Santa Clara University
  • N/A
  • Excellence in Legal Analysis, Research & Writing
  • Santa Clara University
  • N/A


Speaking Engagements

  • Strategies & Solutions in Distressed Real Estate Market 2011
  • Distressed Real Estate
  • 2011
  • Law Practice Management
  • Starting a practice for new attorneys
  • 2011
  • Pacifica Realtors Association
  • Bankruptcy, short sales and real estate
  • 2010
  • Law Practice Management
  • How to open and run a bankruptcy law practice for new practitioners
  • 2010
  • Friends of Library
  • Bankruptcy
  • 2010
  • Bay Area Real Estate
  • Real Estate and Bankruptcy
  • 2010
  • Bankruptcy and Foreclosure
  • Effects of bankruptcy on foreclosure
  • 2010
View all speaking engagements

Attorney endorsements

Received (15)
Given (14)
Endorse Jeffrey
Bankruptcy and debt Attorney | Jun 25
Relationship: Fellow lawyer in community
"Jeff is one of my go to referrals for anyone who needs a savvy bankruptcy attorney."
Unknown Attorney | Nov 04
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 17
Relationship: Fellow lawyer in community
"Jeff is a fantastic lawyer and friend. I would not hesitate to recommend his services to anyone needing bankruptcy or debt assistance."
Bankruptcy and debt Attorney | Feb 08
Relationship: Fellow lawyer in community
"I endorse this lawyer. Jeff is a smart dedicated attorney who knows the law and will advocate for his clients."
Bankruptcy and debt Attorney | Jul 13
Relationship: Fellow lawyer in community
"Jeff is not only an extremely talented attorney, but he is also compassionate and personable. He understands how to help people in a comprehensive way. I have no hesitation in giving Jeff the strongest possible recommendation."
Bankruptcy and debt Attorney | Jan 30
Relationship: Fellow lawyer in community
"Jeff Curl is a professional, highly experienced bankruptcy attorney. My clients who went on to work with Jeff praise his ability to aggressively represent them in bankruptcy cases, and I strongly recommend him to anyone looking for assistance, particularly in Chapter 7 and Chapter 13 cases."
Bankruptcy and debt Attorney | Jan 09
Relationship: Fellow lawyer in community
"Sharp. Sophisticated. Knowledgeable. No shrinking violet, Jeff Curl. When you want someone with enough experience and guts to represent you, you can't go wrong with Mr. Curl. He's hard-working, intelligent, and communicates well. For these reasons and more I whole-heartedly endorse him."
Chapter 13 bankruptcy Attorney | Dec 19
Relationship: Fellow lawyer in community
"Jeff works hard for his clients and is well known in the S.F. bay area bankruptcy community for doing excellent work. If you need help with bankruptcy look no further."
Bankruptcy and debt Attorney | Dec 19
Relationship: Fellow lawyer in community
"Jeff is a knowledgeable, conscientious and dedicated attorney and a contributing member of our legal community. He is a valuable advocate and trusted resource for his clients. I endorse this lawyer."
Bankruptcy and debt Attorney | Sep 14
Relationship: Fellow lawyer in community
"Jeff is very professional and detailed. He has excellent communication and analytical skills. I would hire him if I was looking for a bankruptcy attorney."
Bankruptcy and debt Attorney | Apr 11
Relationship: Fellow lawyer in community
"Jeff and I are colleagues by virtue of our membership in the National Association of Consumer Bankruptcy Attorneys. It is evident from his input that he places a high premium on doing a quality job for his clients. I am pleased to endorse him."
Bankruptcy and debt Attorney | Mar 23
Relationship: Other
"Mr. Curl's counsel appears accurate and well thought out. I wouldn't hesitate to recommend Clients in Northern CA to his office."
Chapter 7 bankruptcy Attorney | Oct 29
Relationship: Fellow lawyer in community
"Jeff and his partner Jeena Cho are not only great lawyers, but great people. They are personable and treat their potential clients and clients with respect. They provide accurate and effective bankruptcy and other financial advice with the sole objective being the satisfaction of their CLIENT'S objectives. I highly recommend sitting down with Jeff or Jeena to discuss your financial situation if you are considering bankruptcy as an option."
Bankruptcy and debt Attorney | Aug 31
Relationship: Co-worker
"I've have the privilege of working with Jeff. Jeff will go the extra mile to help a client. He has an approachable and non-threatening manner that makes clients feel very comfortable. He will fight for his clients. I would wholeheartedly recommend him to anyone considering bankruptcy."
Bankruptcy and debt Attorney | Aug 31
Relationship: Worked together on matter
"Jeff and I recently worked together with a business client. Jeff was extremely attentive, knowledgeable and dedicated to achieving the best possible outcome for our client. I would definitely recommend Jeff to any of my clients in need of bankruptcy protection or debt settlement advice."
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Bankruptcy and debt
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Bankruptcy and debt