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Richard Ivar Rydstrom

also known as Richard Ivar Rydstrom Esq.

About me

Mr. Rydstrom is Chairman of CMIS

Mr. Rydstrom is the Chairman of the Coalition for Mortgage Industry Solutions (CMIS) out of DC.  Mr. Rydstrom has created numerous soluitions to the mortgage meltdown. He hosts executive leadership conferences with captains of industry, congressional members, as well as consumer groups.


The Business, Law & Ethics of Mortgage Modifications: Learn How to Legally Navigate in the New Mortgage Resolution Climate

December 4, 2009


Mr. Rydstrom has been quoted or published by:

The Los Angeles Times, USA Today Magazine, MortgageOrb, Mortgage Daily News, Orange County Register,, National Business Institute, CMISfocus eMagazine, Pepperdine University (Law, Business Journal), AIR Commercial Real Estate Association,  Constructor Magazine for the AGC Association, Society of California Accountants, various Landlords and Real Estate Owners associations and others. Richard is published or quoted by the national mortgage press and media continually.


Some significant distinctions include:

•Published in a Statement to the 110th Congress, House Ways & Means Committee, Chairman Charles Rangel
•Considered a national expert in mortgage banking and related foreclosures
•Honorary member of the American Legal and Financial Network (AFN)
•Chairman of CMIS (Coalition for Mortgage Industry Solutions)
•Member of the HAMP Policy Working Groups (AFN, Treasury, etc.)
•CLE speaker and educator for attorneys, judges, banks, servicers, accountants and financial advisors  for the National Business Institute (NBI)
•Frequent keynote speaker, panelists, and moderator at national conferences and webinars including the AFN, NBI, CMIS, CMBA
•Voluntary Settlement Officer (VSO) for all Los Angeles courts


Photos and videos

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Practice areas


  1. Litigation: 40%
    26 years, 25 cases
  2. Real Estate: 20%
    26 years, 25 cases
  3. Foreclosure: 15%
    16 years, 25 cases
  4. Commercial Real Estate: 10%
    26 years, 20 cases
  5. Other: 15%
  6. More 



Free consultation (10 minutes)

Payment types:


Attorney endorsements

16 total 

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  • Michael Charles Doland

    While Mr. Rydstrom is somewhat new to Avvo, his 10.0 rating, the areas of his expertise, and the quality of his Avvo answers contain the qualities that any prospective Avvo asker would be looking for.


    Michael Doland Business Attorney
    Relationship: Fellow lawyer in community

  • David Steven Olson

    I endorse this lawyer. Knows the law and will fight for you.


    David Olson Litigation Attorney
    Relationship: Fellow lawyer in community

Contact info


Los Angeles, CA


San Diego, CA



We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Clients Choice, Foreclosure, Litigation, Real EstateAvvo2013
OC Top Attorney AwardOC Metro Magazine2013
Clients Choice Business, Litigation, Real EstateAvvo2013
OC Top Attorney AwardOC Metro Magazine2011
Top LawyerOC Metro Magazine2010
Member Working GroupAFN, MBA, US Treasury, Working Groups for President Obama's HAMP Foreclosure and legal Policy2009
CMIS Lifetime Achievement Presenter to CEO AFNCoalition for Mortgage Industry Soutions2009
AFN EndorsementAFN
Keynote Speaker AFNAFN2008
CMIS Executive LeadershipCMIS2008
Person of the WeekMortgageOrb2008
Person of the Week 2nd TimeMortgage Orb2007
AFN Honorary Exectuive MemberAFN American Legal and Financial Network2007
Task Force Toxic Mold LitigationCa Dept of Health Services2003
NFL Players AwardNFL Retired Players Association2000
National Committeeman Victory AwardsVictory Awards for JFK Awards Show with President Bush; Regan1995
Work experience
TitleCompany nameDuration
VSOLos Angeles Superior Court2009 - Present
ChairmanCMIS Mortgage Coalition DC2008 - Present
Dean LLM ProgarmPWC2003 - 2009
AttorneyRydstrom Law1990 - 2010
AccountantBeverly Hills Business Management1988 - 1999
Accountant Legal InterfaceWarner Bros WEA Intl1986 - 1987
Association namePosition nameDuration
AFN American Legal and Financial NetworkHonorary Executive Member2007 - Present
State Bar of CaliforniaAttorney1990 - Present
Los Angeles County Bar AssociationMember1985 - Present
American Trial Lawyers AssociationMember1984 - Present
Legal cases
Case nameOutcome
Doe v Countrywide, La Salle Bank, et alObtained Return of Home in Wrongful Foreclosure
Doe v Masonry IncSaved Client over $1M potential judgment
Berman v Warner Bros; Weston, Fast Times Ridgemont HighPrevailed; Overturned Dismissal
See all legal cases 
Publication nameTitleDate
Southern California Homes MagazineMortgage Default Resolutions in California2014
Mortgage Orb Servicing MagazineNew California Homeowner’s Bill of Rights May Trigger New Borrower Rights, Lawsuits with Damages!2013
Secondary Mortgage Market MorgageOrbReal Estate Mortgages2013
Mortgage Servicing ManagementReal Estate Mortgages Foreclosures, Ca Bill of Rights2013
Rydstrom Articles Commerical workoutsCommercial Workouts New Tax Regs2010
AFNCommercial Vegas Falling? Real Estate Investor Opportunities?2010
eHowHow to Protect Your Assets From Franchisors, Partners, Licensors & Lawsuits2010
eHowHow to Use & Not Use 1031 Exchanges2010
eHowHow to Maximize Tax Equity In Real Estate2010
eHowAvoid Legal Attacks on CEOs, CFOs and Directors2010
CMIS focusNew RESPA, TILA (Reg. Z), and the Protecting Tenants at Foreclosure Act Rules2010
CMIS focusSenate Bill No. 94: Prohibition on Advance Fees; and Required Notice2010
CMIS focusSeven (7) New California Mortgage Laws2010
CMIS focusJumbo Mortgage Sector2010
MortgageOrb Servicing Secondary MarketYear in Review 2010-20112010
MortgageOrbThe Foreclosure-Gate Freeze & Litigation Trigger2010
Stay and Pay HAMP Workout GuideStay and Pay HAMP Workout Guide2010
MortgageorbFuture of Mortgage Foreclosure Modification Crisis2010
13 Secrets of the Rich or Informed13 Secrets of the Rich or Informed2010
Ca Society of AccountantsCalifornia Successful Accountants2010
MortgageOrb MagazineIs There Any Viability Left In The Jumbo Mortgage Market?2009
AFN CMISRev. Proc. 2008-28, Proposed Tax Regulation Comments2009
Recent Treasury Draft HAMP Servicing Guidelines: Subjective vs. ObjectiveRecent Treasury Draft HAMP Servicing Guidelines: Subjective vs. Objective2009 TaxAnalysts REMICS Tax RegsService Expands REMIC Penalty Relief to Latest Housing Program2009
CMIS focusOCTOBER 8, 2009: A BUSY HAMP DAY IN D.C.2009
CMIS focus10-1-09 Court Mediation Program New REED Bill S.1731 Article Text Stmts2009
CMIS focusNews 9-15-09: Commercial MBS: REMICs & Trusts2009
Mortgage Modification Safe-Harbors? HAMP, Are We There Yet?Mortgage Modification Safe-Harbors? HAMP, Are We There Yet?2009
The AFN Bankruptcy, Foreclosure & REO Legal Watch The eMagazineThe AFN Bankruptcy, Foreclosure & REO Legal Watch The eMagazine2009
NBI National Business InstituteEthics, Law, and Business of Modifications2009
Mortgage OrbCommercial Workouts2009
Journal of Mortgage Banking Professionals Secondary MarketingAnnual Roundtable - 23 Experts year in Review2009
Apartment ManagementExpanding Liability Circle - Landlords2009
AFNA Spicket or Faucet?2008
Mortgage OrbCMIS Launches Four Task Forces2008
Mortgage OrbPERSON OF THE WEEK: Opinions On Fixing What's Broken2008
Mortgage OrgWilbur Ross Discussion with Chairman Rydstrom, CMIS2008
Mortgaeg OrbCMIS Launches Four Task Forces2008
Mortgage OrbBLOG VIEW: A Case For Conversation2008
Solutions to the Hollow Promises of Wall Street’s Shadow Banking System! ™Who’s Zooming Who? ™2008
AFN Screaming from the Rooftop of the White House!All the President’s HAMPmen -2008
The Mortgage Reform and Anti-Predatory Lending Act of 2007The Mortgage Reform and Anti-Predatory Lending Act of 20072008
AFNZone of Insolvency Meets Zone of Insurance2008
Constructor Magazine AGCTax-Smart Construction: Newest Building Block of Success2008
110th Congress House Ways MeansThe Middle Class American Dream of Homeownership: Problems, New Solutions2008
September 7, 2008! Another Sunday Shocker, or Business as Usual? ™September 7, 2008! Another Sunday Shocker, or Business as Usual? ™2008
AFN CEO AlertIt’s Sunday Again: It Must Be Business-As-Usual™2008
Mortgage OrbPERSON OF THE WEEK: Richard Rydstrom And A New Coalition Of The Willing2007
AFNDon’t Let the Mortgage Meltdown Threaten the Middle Class American Dream2007
USA TodayThe National Mortgage Meltdown and the Collapse of the Shadow Banking System2007
USA Today (Society for the Advancement of Education)USA Today (Society for the Advancement of Education)2007
OC RegisterThe National Mortgage Meltdown and the Collapse of the Shadow Banking System2007
Orange County Register NewpaperThe Orange County Foreclosure Buying Bonanza!2007
AFNHelping Homeowners Keep Their Homes, and Lenders Keep Their Homes2007
CongressRydstrom's "Neutral Paper" on Problems & Solutions Facing the Economy & Middle Class in Homeownership, Default & Foreclosure!2007
Los Angeles TimesA SIMPLE Matter of Providing a Plan for Retirement2007
Comprehensive Property ReviewCost Segregation: What’s Legal What’s Not? ™2007
IRS Rev. Proc. 2008-28IRS Rev. Proc. 2008-282007
Comprehensive Property ReviewThe Difference between a Nail and a Screw2007
National Mortgage NewsIt Begins With The Data2007
Orange County ForeclosuresOrange County Real Estate Success2007
Landlords ClubLandlords IRS Shake Down Tax Haven Abuse Act2007
California Successful AccountantsAccountant's Update - Tax Haven Abuse, Private Annuity Trusts2007
AIR Commercial Real Estate AssociationBrokers! Supercharge Your Clients’ 2006-2007 Commercial Property Tax Breaks!2007
Encyclopædia BritannicaCoping with the National Mortgage MELTDOWN and the COLLAPSE of the Shadow Banking System2007
Foreclosures.ComLandlords Protect Yourself from Your Tenants and Lawsuits2007
Apartment Management4 Most Dangerous Trends Facing Landlords2007
Foreclosures.ComLandlords Protect Yourself from your Tenants2007
CMIS eFocus MagazineCMIS focus Richard Rydstrom and Wilbur Ross Solutions2007
USA Today MagazineMortgage Meltdown Crisis & the Shadow Banking System2006
Apartment Owners Association AOATax and Valuation Benefits for Commerical Real Estate - Cost Segregation2006
Society of California AccountantsNew Liability Circle From Enron to Martha2006
Commerical Real Estate Owners Association
AOALandlords You’re Begging to Be Sued2005
Owners Hotels, RestaurantsOWNERS & LEASEHOLDERS OF HOTELS2005
News Blaze Tax Secrets Pensions EducationReveals 8 Tax Secrets to Education Savings Plans for 2004-20052005
Find ArticlesThe Schiavo Case: What Does One Need as a Californian?2005
Beverly Hills NewsEstate Asset Protection2004
bNet12 Year-End Tax Tips for 20042004
New Liability Circle From Enron to MarthaNew Liability Circle From Enron to Martha2003
Worksafe Harzards Cal OshaTosic Mold Should Builders, Rental Owners and Insurers Really Be Responsible?2002
Cal Osha Toxic MoldIs Toxic Mold really a Serious Health Problem?2001
School nameMajorDegreeGraduated
Cambridge University Law EnglandLawCertification International Law1984
Western State University College of LawLawJD - Juris Doctor1984
Long Island University, C.W. Post CampusProfessional AccountancyBS - Bachelor of Science1980
Speaking engagements
Conference nameTitleDate
ALFN CMIS DC Conference - Residential Mortgage Banking Foreclosures, Commercial WorkoutsALFN DC Conference2010
NBI National Business InstitueEthics, Business, and Law of Mortgage Modifications2009
NBI Nationa Business Institute CLE EducatorBusiness, Ehtics, & Law of Mortgage Workouts2009
CMBA Strengthening Servicing Stabilizing CommunitiesMortgage Servicing Modifcations2009
2009 Western States Loan Servicing ConferenceLoan Servicing2009
The NEW WORLD - Historical Change vs. Mortgage Finance IndustryWilbur Ross Solutions to Mortgage Markets2008
Tax and Cost Segregation2008 Asset & Tax Protection Conference!2008
Hidden Gems: Reconciling New Laws, Rules & Best Practices GuidanceMortgage Banking Secondary Market Principal Reduction Modifications2008
CMIS Executive Leadership SummitMortgage Banking Law2008
CMIS AFN Conference DCMortgage Crisis2008
AFN American Legal and Financial NetworkMortgage Banking Law2008
AFNMortgage Servicing Modifcations2008
The Work of the CoalitionThe Work of the Coalition2007
AFN American Legal and Financial NetworkEmergent Realities & Impediments to Solutions2007
Asset Protection for LandlordsAsset Protection for Landlords, Cost Segregation2006