We represent people in debt collection, foreclosure or credit reporting cases. Free consultation.
I am blessed with a job that I love and am committed to giving my clients the best legal representation possible.
Our firm handles consumer rights litigation. We represent individuals who have been harassed or sued by debt collectors. A significant portion of our practice is also dedicated to foreclosure defense and fighting against loan modification abuse by banks and servicers. We can also represent you when faced with repossession, identity theft, or if you happen to find false information on your credit report.
I am always accessible by phone or email and keep in constant contact with all my clients. You can never call or email me too frequently. We will respond to all your questions immediately.
I never compromise my ethics or honesty. I will fight for you all the way through trial if necessary. I have numerous trial victories including a seven-figure jury trial. In four years I have either won or gotten dismissed over 200 collection cases. I take cases all over the state of California.
Languages spoken: English, Spanish
Free consultation (30 minutes)
Cash, Check, Credit card
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|Award name||Grantor||Date granted|
|Preeminent 5.0 out of 5||Martindale-Hubbell||2012|
|Top Attorney||San Diego Metro Magazine||2011|
|Dean's List||Santa Clara University School of Law||2003|
|Honors Moot Court Board||Santa Clara University School of Law||2002|
|Witkin Award for Academic Excellence||Witkin Legal Institute||2001|
|Partner||Golden & Cardona-Loya, LLP||2009 - Present|
|Legal Advisor||Sun Microsystems, Inc.||2002 - 2003|
|Association name||Position name||Duration|
|National Association of Consumer Advocates||Member||2010 - Present|
|San Diego County Bar Association||Member||2004 - Present|
|State Bar of California||Member||2003 - Present|
|Atlantic Credit & Finance, Inc. v. Douglas A.||Defeated debt collector at trial|
|Christopher C. v. 1st Credit of America||Won lawsuit against debt collector at trial|
|Felipe A. v. The City of San Diego||Jury awarded my client $1,325,000.|
|See all legal cases|
|Santa Clara University School of Law||Law||JD - Juris Doctor||2003|
|University of Wisconsin, Madison||N/A||BA - Bachelor of Arts||2000|
|Defending Collection Lawsuits||Debt Collection Defense||2010|
|Defending Foreclosures||Defending Foreclosures||2008|
|Defending Collection Cases and Converting them into FDCPA Actions||Collection cases and FDCPA violations||2008|
|Solving Identity Theft and Credit Reporting Problems||Identity Theft and Credit Reporting||2007|