David Howard Cutler

My wife and I were really worried about having to file Chapter 13 and did not know where to turn but lucky for us we found David Cutler who has really helped us. He has always answered all of our questions, explained all of our options and returned phone messages/emails very quickly. He insured we we...re kept up to date on our cases. He also ensured all of the paperwork that had to be done or classes to be completed. I would recommend anyone to him because of the great service we have received.

Stuart Swanson is a very competent and professional bankruptcy attorney. His fees are reasonable. When you start with him he enters all your information into his computer, let's you read it as he goes - he's totally open book about everything. You'll understand the process after the first meeting. He... explains the difference between Chap 7 and Chap 11. After that you can interact with him entirely via email - he's tech savvy enough to deal with that just fine. Bankruptcy is really just a technical process with a paper trail and a simple hearing. It's not that complicated and dealing with Stuart makes it that way. He may charge slightly more than others in the area- only slightly - but that is worth it. He's also a good guy, a nice person. He's dealing with many, many of these hearings each year, but he will know who you are and be able to respond in a timely manner no problem. He's be there for your hearing, side by side with you, and he tells you what to say and what not to say. I honestly can't recommend him enough. He's forthright, truthful, clear, nice, funny, patient. Hey, his office is not the fanciest in the world - it's a basic Skokie office. If you're in the need of this, I'd go see Stuart, he'll put your mind at ease and get you on the the next chapter (so to speak) of your life.

David gave me excellent advice and was as supportive as he could possibly be throughout the process of my personal bankruptcy. His fees were very reasonable. I have decided he has embarked on a personal mission to upgrade the reputation of the legal profession in the United States! I would recomme...nd him and his associates without hesitation.

Let me start by saying I'm a picky person and I generally have low tolerance for lawyers who seem to want to be treated differently than other professionals who are equally experienced in their fields. I expect anyone I work with to use diligent communication, straight forward advice, patience, and w...illingness to help the person understand -- be it a plumber, politician, architect, lawyer, or the person who makes my sandwich. I hired this firm to handle a bankruptcy case that involved investment real estate. They were in the middle of an office move at the time and it seemed to cause some issues with meetings being rescheduled, etc, but all in all I received the discharge. Everything went smoothly and all my nagging/detailed questions were answered. Several months later, when the real estate finally was falling off, an issue came up with creditor for the property seeking collection activities/deficiency. This clearly isn't allowed given the discharge. Stuart, after an email and phone call, took care of the issue that evening and sent communication to the creditor that resulted in them back tracking and removing collection attempts. Cutler & Assoc (I worked w/Stuart specifically) is a well respected place that gets the job done. Do they always communicate perfectly? No. Do they know what they are doing? Yes. If you have a road bump come 3-6 months later, as in my case, do they stand by their work? Yes. Do I get the impression they at times forget what it's like to be on the other-we-dont-understand-what's-going-on-side? Yeah, but I think any professional does over time. Patience explaining and empathy towards a client's fears/worries they could improve on. People naturally get nervous and worried regarding legal matters, shouldn't be surprising. This is the firm to hire if you want a high class, get the job done, and service oriented firm. They aren't perfect, but they work with you, address what you raise, and they have a high integrity and work ethic. I would definitely recommend them for Bankruptcy cases. If anything, they are too busy, but that's a good sign.