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Raffy A. Kaplan

Bankruptcy and debt Attorney at Chicago, IL

5.0   67 reviews

also known as Rae Kaplan

Virtual consultation available
Virtual consultation available
  • Licensed for 22 years
    State IL
    Acquired 2001
    Status
    Active and Authorized to Practice Law No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Raffy

Learn Raffy’s areas of practice.

5
Practice areas
  1. Bankruptcy and debt
    30%
    We focus primarily on consumer debt. Chapter 7's and Chapter 13's. Kaplan will take the complicated cases that many others may not have the experience to handle. We also handle student loan law and settling student loans outside of bankruptcy.

    23 years, 20,000 cases

  2. Chapter 13 bankruptcy
    20%
    Sometimes called "the repayment plan," Chapter 13 is appropriate for people who have fallen behind on house or car payments.

    23 years

  3. Chapter 7 bankruptcy
    20%
    Also known as "total bankruptcy" or "liquidation bankruptcy", Chapter 7 of the Bankruptcy Code allows consumers to erase unsecured debts such as credit cards, payday loans, and medical bills.

    23 years

  4. Debt settlement
    20%
    Student Loan Law. Most people are unaware how many options are available including very low monthly payments for federal loans, and in some cases, total loan forgiveness. We can help you determine the best strategy.

    12 years, 30 cases

  5. Consumer protection
    10%
    If debt collectors are harassing you, you may have an FDCPA claim or a violation of stay or discharge action.

    23 years

THERE'S LIGHT AHEAD. WE OFFER UNIQUE EXPERTISE IN BOTH BANKRUPTCY AND SOLUTIONS TO STUDENT LOAN DEBT

Kaplan Bankruptcy Firm, LLC, was founded originally as The Law Offices of Melvin J. Kaplan and Associates, P.C., by Melvin James Kaplan, Esquire over 60 years ago.  Mr. Kaplan helped thousands of families in Illinois save their homes and find dignified solutiions to their financial problems.  As his daughter, I began working at his office in high school and all throughout college and law school and have continued his legacy of helping people get out of debt and get back on their feet.  I have been practising in bankruptcy law since 2001 and have worked tirelessly to establish our firm as the alternative to the larger "bankruptcy mills".  We here at Kaplan are dedicated to providing the best quality legal representation for our clients in Chapter 7 and Chapter 13 and getting  them through a tough period in better shape than when they came in for their consultation.  We will carefully analyze our clients overall financial problems and their goals, and make sure all aspects of their case are expertly and carefully handled to ensure the best possible outcome in their case. 

Awards

Client's Choice 2024,2023,2020,2019,2017,2016
Client's Choice
2024 2023 2020 + 3 ...
Top Contributor 2017
Top Contributor
2017

Photos and videos

Location

Kaplan Bankruptcy Firm, LLC
25 E Washington St Ste 1501
Chicago, IL, 60602-1849

Reviews

5.0 / 5.0
  67 customer reviews
5 Star
 
100%
4 Star
 
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3 Star
 
0%
2 Star
 
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1 Star
 
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Client's Choice 2024
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by anonymous | January 22, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Extremely helpful with student loan debt
Ms. Kaplan and her team were very helpful in planning out a reasonable student loan repayment plan. If I had any questions, they were prompt to answer and very knowledgeable.
Posted by Cindi Heffernan | October 22, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Life Saver
Raffy Kaplan helped us with our student loan debt and she was a god saver. She knew the law about the student loans and was able to save us a large sum of money. When we left her office I felt as if a large weight was lifted off our shoulders.
Posted by Tara | June 3, 2020
This review is from a person who hired this attorney.
| Hired Attorney
The very best...
I have been battling my private student loans for 8 years. It has been a source of so much stress and anxiety. The monthly payment was so high. They were not willing to work with me at all. I struggled to pay my bills, keep my home, and provide for my children. Rae and her team were able to change all of that for me. She was able to get a settlement that was affordable for my family. Her team was prompt, caring, and thoughtful when answering all of my questions. There is such a freedom in feeling like you have your debt under control. If you are thinking about hiring a lawyer to help with your student loans, do it - and this is the team you want on your side.
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Posted by anonymous | February 25, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Life Changing
Ms. Kaplan and her team have been amazing while guiding me through the PSLF process. I would not have been able to go through the process without them. I will be forever grateful for them!
Posted by Justyna | February 19, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Top One !!!!
I cannot express enough how happy I am ,that I found Ray Kaplan office and the support I received with my Parents Share loans . I can finally breathe a sigh of relief knowing that I have such specialists with me. Thank to their work on my behalf, my monthly installment is finally in my budget and i can afford paying without fear and anxiety that i will loose everything and be bankrupt . Everyone in the office is very nice and caring and so profesional , they are top one for me and not replaceable .
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Posted by anonymous | February 16, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Life Changing Results!
The help this firm can provide is Life-Changing and on point! Huge success I could not have achieved on my own. They know what they are doing. It takes a long time, and it's so hard to navigate the government paperwork. They filed and updated my PSLF forms over and over again and stood by me for about 2yrs before we got the result we were seeking.
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Posted by Mr. Collins | February 9, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Client
Ms. Rae Kaplan and Carly Ramirez were extremely supportive and helpful throughout my student loans and bankruptcy processes within 12 years. Both were prompt in returning calls, answering my questions, helping with my anxiety of the student loan process. I highly recommend this law firm for your student loans forgiveness program, student loan repayment arrangements, and other financial situations. This law firm is the utmost best of the business in the midwest region of Illinois and Chicago.
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Posted by Cedric | February 8, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Student Loan Debt Destroyer
I first consulted with Attorney Rae Kaplan on August 7, 2023 after being overwhelmed with $109,000 in student loan debt acrrued by completing my undergraduate degree in 1996 and followed by a graduate degree in 2009. Years of making payments and then taking some forebearances along the way, never seemed to make the debt decline. My attempt to seek forgiveness several years ago was denied. I finally took a 2nd shot at relief after hearing Attorney Kaplan on the radio. It was one of the best decisions of my life. By December of 2023, over half of the debt was eliminated, and then in Febraury of 2024 the remaining balance was also forgiven. Attorney Kaplan and her team are consummate professionals and at the top of their game! If you have old student loans and need relief, you are doing yourself a disservice by not contacting Rae Kaplan.
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Posted by sofia | January 25, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Highly Recommended
Ms. Kaplan and her team are extraordinary professionals. They supported me through the process of getting my student loans forgiven. They simplified this very complicated and stressful process. This team was available any time I had a question-- and provided me with real life solutions. I would recommend Kaplan Firm to every and anyone!
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Posted by Chris | December 19, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Raffy Kaplan is the lawyer for Student debt
After putting through 3 kids in college I was already paying on loans from my first child when I became ill and could not swing the payments anymore due to my loss in working ability. I heard Raffy on WGN and gave her a call. She walked me through many scenarios that would apply to me, most information I never heard of from any other source for financial need. Some of the information comes in handy if you are civil servant, as there are ways to help with your student loans that not to many people that I talked to in my profession knew about either. Highly recommend Kaplan Law to anyone!
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Posted by Saiqa | June 27, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Student loan debt
I had a great experience working with Rae Kaplan and her team member Josefina Carbrales. Josefina helped me out every step of the way through this tough and tedious process and helped me get my loan settled. I will strongly recommend this firm for anyone struggling with student debt.
Posted by Elizabeth Herrera | May 31, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Amazing experience and the best results
I hired Rae Kaplan to help me with my parent loan, and she was amazing! I live in Costa Rica and I didn't know what options I had to help me with my payments, but Rae gave me the best advice, and both Josefina and Carly were amazing getting my loans consolidated in a really short amount of time and doing all the process so that I could be approved in the Income Driven Repayment plan, and now I can breath again. Me and my family now have peace of mind, and that was possible thanks to Rae Kaplan and her fantastic girls. Thank you all from the bottom of my heart. I truly recommend Rae Kaplan to help you with your Student Loans, they are the best!!!
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Posted by Allison | May 26, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Discharged all my student loans
I never thought I would get out from under my student loans. Working with Rae for the last year and a half was amazing. Everything went smooth! It was easy to communicate and receive updates, explained things so that I could understand them, and was able to discharge $92k in student loans. Highly, highly recommend!!!
Posted by Maureen | March 15, 2023
This review is from a person who hired this attorney.
| Hired Attorney
PSFL
Ms. Kaplan's team, especially Carly, was very supportive, communicative and helpful throughout my process. They were prompt in returning calls, answering my many questions, helping with my anxiety of the student loan process. I can't say enough about the the whole team.
Posted by Pam | March 14, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Great Team to work with!
It all started with a radio conversation on WGN! After hearing Rae and her expertise, we made the call and got the ball rolling. At our first meeting with Rae, she was clear and honest about the program. We moved forward and the service was wonderful! Josefine was great, always returning our calls and answering all our questions. They saved us a lot of money. We would highly recommend Kaplan Law!
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Posted by Stacie | March 13, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Experts about Student Loan Debt
About 5 years ago, a friend of mine heard Attorney Kaplan's broadcast on WGN radio in Chicago and, knowing that I was struggling with student load payments, recommended her to me. I was resistant at first, not believing that I could be helped. However, after a couple of years of my friend talking about the program, I called Kaplan law. I spoke directly with Raffy and she researched my loan and gave me very specific and reasonable advice. I owe my friend many thanks and realize that Kaplan law is exceptional at dealing with student loan debt. That was about 3-4 years ago. Of course, COVID interrupted about 2 years of payments. But after Kaplan law examining every aspect of my career and educational financing, I filled out a few forms and sent some forms to my previous places of employment for verification of employment. The Kaplan staff very capably gave me that advice and guided me through the process. The end result is that two weeks ago I received a call from Carly (who is Fantastic!) that my loans were forgiven, validated by my loan company's forgiveness letter. What a huge and very welcome surprise, as I am retired and have a limited income. The loans were in the 6 figure range as well. I highly recommend this very capable, well-informed, patient, and friendly lawyer and her staff. Do not wait if you think you might have a chance at a reasonable payment, forbearance, or forgiveness of you student loans!
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Posted by Anuj | March 7, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Excellent, Professional, & Highly Recommended!
I had an absolute amazing experience working with Rae Kaplan and Josefina regarding my private student load debt. One of the main things I would like to point out is that they respond very promptly & were always happy to answer any questions or concerns that I had, which were many! Ms. Kaplan was instrumental in making me feel at ease; providing me the best course of action; coming to a resolution; and finally making sure I am covered going forward. Josefina was also amazing to work with & provided assistance over the phone/email whenever I reached out. I would HIGHLY recommend this law firm to my friends & family!
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Posted by anonymous | February 22, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Great support and team
Ms. Kaplan's team, especially Josefina, was very supportive, communicative and helpful throughout my process. They were able to help me with a settlement with a very firm lender. I had contacted other attorney's and they were too intimidated to assist me and I'm very fortunate and pleased with Ms. Kaplan and her team representing me. You should hire her if you have any student loan needs.
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Posted by Magda | January 31, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Public Forgiveness Loan
Raffy Kaplan helped me during a very stressful time when my wages had been garnished for not being able to pay the monthly amount established by the government. Raffy Kaplan settled a monthly repayment agreement that was feasible for me. She also helped with the Public Service Loan Forgiveness program and she delivered the wonderful news that all my loans including my Parent Plus loans have been forgiven. I am so grateful for her and her team. They treated me with kindness and dignity. Their diligent work has brought a sigh of relief for my family and I. She has the best team in her office. Thank you so much.
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Posted by Mark | January 26, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Public Forgiveness Loan
This firm works for the client. Enthusiastic, working with the immediate laws. They gave me direction for whqt to do, to get all l could for the Forgiveness Student Loan Program. They were one voice, to get it paid off, by the rules and I was very pleased with their team and the results. The team helps, and gets the job done.
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Cost

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Contact for Details

Resume

AVVO RATING 8.0 (Excellent)

Work Experience

  • Attorney
  • The Law Office of Melvin J. Kaplan and Associates, PC
  • 2001 - Present

Education

  • John Marshall Law School
  • JD - Juris Doctor
  • 2001
  • Boston University
  • BA - Bachelor of Arts
  • 1996

Associations

  • American Bankruptcy Institute
  • Member
  • 2016 - Present
  • Illinois State Bar Association
  • Member
  • 2015 - Present
  • National Association of Bankruptcy Attorneys
  • Member
  • 2011 - Present

Languages Spoken

  • Spanish
  • Polish
  • English
  • Italian
View all languages

Attorney endorsements

Received (8)
Given (4)
Endorse Raffy
Bankruptcy and debt Attorney | Jan 08
Relationship: Fellow lawyer in community
"I endorse this lawyer. Ms. Kaplan is a very knowledgeable and effective advocate for her clients."
Bankruptcy and debt Attorney | Jan 06
Relationship: Fellow lawyer in community
"I endorse this lawyer. Raffy A. Kaplan is a well qualified and experienced bankruptcy attorney. I trust her to handle my clients' bankruptcy matters. James P. Tatooles"
Bankruptcy and debt Attorney | Dec 22
Relationship: Fellow lawyer in community
"Raffy Kaplan is a very experienced attorney that is able to help her clients navigate the difficult area of bankruptcy and debt relief. Her firm is committed to helping people with their financial problems while delivering excellent customer service."
Bankruptcy and debt Attorney | Dec 18
Relationship: Fellow lawyer in community
"I endorse this lawyer. Raffy is one of the finest attorneys in her practice area and in her state, I highly recommend her legal services."
Bankruptcy and debt Attorney | Dec 15
Relationship: Fellow lawyer in community
"Raffy is an excellent consumer bankruptcy attorney. She is conscientious and thorough."
Bankruptcy and debt Attorney | Dec 14
Relationship: Worked together on matter
"I endorse this lawyer. Very experienced and professional counsel. She cares about her clients."
Bankruptcy and debt Attorney | Dec 14
Relationship: Worked together on matter
"I endorse this lawyer. Very knowledgeable about consumer bankruptcy and related subjects."
Litigation Attorney | Dec 14
Relationship: Worked together on matter
"I endorse this lawyer. Rae is intelligent, insightful, and witty. She's a team player who works well with others. I have great respect for Rae both as a person and as a professional."
View more endorsements
Bankruptcy and debt
Employment and labor
Criminal defense
Bankruptcy and debt
Chicago Bankruptcy and debt Lawyer Raffy A. Kaplan
Raffy A. Kaplan
Bankruptcy and debt Attorney
Chicago, IL
Licensed for 22 years
Virtual consultation available