Raffy A. Kaplan

PRO

Raffy A. Kaplan

also known as Rae Kaplan

5.0
Rating: 8.0

Licensed for 24 years

Bankruptcy and debt Lawyer at Chicago, IL
Practice Areas: Bankruptcy & Debt, Debt Settlement, Chapter 7 Bankruptcy ... +2 more

25 E Washington St Ste 1501, Chicago, IL

Virtual Consultation Available

About Raffy

Biography

There's Light Ahead. We offer unique expertise in both bankruptcy and solutions to student loan debt

There's Light Ahead. For the past 48 years, consumer bankruptcy has been the firm’s only business.

There's Light Ahead. For the past 48 years, consumer bankruptcy has been the firm’s only business.

There's Light Ahead. For the past 48 years, consumer bankruptcy has been the firm’s only business.

Kaplan will stop creditor harassment, foreclosures, IRS levies, wage garnishments, car repo's asap.

There's Light Ahead. The secret student loan solution. Call (312) 548-3610 today.

Practice Areas

5

Practice Areas

Bankruptcy and Debt 30%

We focus primarily on consumer debt. Chapter 7's and Chapter 13's. Kaplan will take the complicated cases that many others may not have the experience to handle. We also handle student loan law and settling student loans outside of bankruptcy.

25 years | 20,000 cases

30%
Chapter 13 Bankruptcy 20%

Sometimes called "the repayment plan," Chapter 13 is appropriate for people who have fallen behind on house or car payments.

25 years

20%
Chapter 7 Bankruptcy 20%

Also known as "total bankruptcy" or "liquidation bankruptcy", Chapter 7 of the Bankruptcy Code allows consumers to erase unsecured debts such as credit cards, payday loans, and medical bills.

25 years

20%
Debt Settlement 20%

Student Loan Law. Most people are unaware how many options are available including very low monthly payments for federal loans, and in some cases, total loan forgiveness. We can help you determine the best strategy.

14 years | 30 cases

20%
Consumer Protection 10%

If debt collectors are harassing you, you may have an FDCPA claim or a violation of stay or discharge action.

25 years

10%

Fees and Rates

We have not found any cost information for this lawyer

Awards

Client's Choice
Client's Choice
2024 2023 2020
...
+ 3
Top Contributor
Top Contributor
2017

Licenses

Licensed in Illinois for 24 years

State: Illinois

Acquired: 2001

Active and Authorized to Practice Law

No misconduct found

Location

Kaplan Bankruptcy Firm, LLC

25 E Washington St Ste 1501, Chicago, IL, 60602-1849

financialrelief.com

Online Presence

Other places you can find Raffy online.

Raffy A. Kaplan's Reviews

Avvo Review Score

5.0 /5.0

75 Client Reviews

Showing 1 - 5 of 10 reviews | General Knowledge

Posted by Kathryn | October 03, 2025 | Hired Attorney | Debt & Lending Agreements

Great Service!!

Kaplan Law Firm was patient with my questions and helped me navigate the loan process. Their followup and customer service is top notch and I highly recommend their services!!

Posted by anonymous | October 15, 2024 | Hired Attorney | Bankruptcy & Debt

Very Thankful

I am extremely glad that I took the initiative to reach out to Kaplan Law. It can be stressful and difficult to deal with large amounts of debt. Both Raffy and her staff were helpful and supportive with their advice on the steps I should take in dealing with my crippling amounts of debt. Raffy was... realistic with my prospects in reducing my debt and the rates were very reasonable. It's scary to think where I would be had I not hired Kaplan Law and I would not hesitate to recommend Rae Kaplan to family and friends. A Very Big Thank You to the Kaplan Team!

Posted by Chris | December 19, 2023 | Hired Attorney | Bankruptcy & Debt

Raffy Kaplan is the lawyer for Student debt

After putting through 3 kids in college I was already paying on loans from my first child when I became ill and could not swing the payments anymore due to my loss in working ability. I heard Raffy on WGN and gave her a call. She walked me through many scenarios that would apply to me, most informat...ion I never heard of from any other source for financial need. Some of the information comes in handy if you are civil servant, as there are ways to help with your student loans that not to many people that I talked to in my profession knew about either. Highly recommend Kaplan Law to anyone!

Posted by Stacie | March 13, 2023 | Hired Attorney | Debt Settlement

Experts about Student Loan Debt

About 5 years ago, a friend of mine heard Attorney Kaplan's broadcast on WGN radio in Chicago and, knowing that I was struggling with student load payments, recommended her to me. I was resistant at first, not believing that I could be helped. However, after a couple of years of my friend talking ab...out the program, I called Kaplan law. I spoke directly with Raffy and she researched my loan and gave me very specific and reasonable advice. I owe my friend many thanks and realize that Kaplan law is exceptional at dealing with student loan debt. That was about 3-4 years ago. Of course, COVID interrupted about 2 years of payments. But after Kaplan law examining every aspect of my career and educational financing, I filled out a few forms and sent some forms to my previous places of employment for verification of employment. The Kaplan staff very capably gave me that advice and guided me through the process. The end result is that two weeks ago I received a call from Carly (who is Fantastic!) that my loans were forgiven, validated by my loan company's forgiveness letter. What a huge and very welcome surprise, as I am retired and have a limited income. The loans were in the 6 figure range as well. I highly recommend this very capable, well-informed, patient, and friendly lawyer and her staff. Do not wait if you think you might have a chance at a reasonable payment, forbearance, or forgiveness of you student loans!

Posted by Dale Tyk | February 06, 2020 | Hired Attorney | Debt Settlement

Arranged Consolidation & Income Contingent Repayment of Parent Plus loans.

Rae Kaplan provided LIFE CHANGING financial service to my household. Myself retired, having paid $70k on Fed Plus loans, still owed $90k+ and struggled with $800+ per month payments, UNTIL Rae and her WONDERFUL staff accomplished in 60 days what I couldn't in 8 yrs! All conversations with Rae and he...r staff were ALWAYS clear, concise, and upfront, as well as sensitive and supportive. My monthly income qualified me for ZERO monthly payments under new Fed Loan server! I DEFINITELY will utilize Rae Kaplan & staff (Josefina & Carly) annually for recertification of this payment plan until loan resolved; I encourage others also struggling with Parent Plus loans to see how Rae Kaplan may be able to help reduce that financial burden...to reduce it FAIRLY for all involved!

See All Client Reviews

Raffy A. Kaplan's Lawyer Endorsements

Endorse Raffy
Leonard Roy Boyer headshot
Leonard Boyer

Bankruptcy and debt lawyer | Jan 08

Relationship: Fellow lawyer in community

"I endorse this lawyer. Ms. Kaplan is a very knowledgeable and effective advocate for her clients."

James Peter Tatooles headshot
James Tatooles

Bankruptcy and debt lawyer | Jan 06

Relationship: Fellow lawyer in community

"I endorse this lawyer. Raffy A. Kaplan is a well qualified and experienced bankruptcy attorney. I trust her to handle my clients' bankruptcy matters. James P. Tatooles"

Derek V. Lofland headshot
Derek Lofland

Bankruptcy and debt lawyer | Dec 22

Relationship: Fellow lawyer in community

"Raffy Kaplan is a very experienced attorney that is able to help her clients navigate the difficult area of bankruptcy and debt relief. Her firm is committed to helping people with their financial problems while delivering excellent customer service."

Howard M Lewis headshot
Howard Lewis

Bankruptcy and debt lawyer | Dec 18

Relationship: Fellow lawyer in community

"I endorse this lawyer. Raffy is one of the finest attorneys in her practice area and in her state, I highly recommend her legal services."

Richard Michael Fogel headshot
Richard Fogel

Bankruptcy and debt lawyer | Dec 15

Relationship: Fellow lawyer in community

"Raffy is an excellent consumer bankruptcy attorney. She is conscientious and thorough."

Richard Neal Golding headshot
Richard Golding

Bankruptcy and debt lawyer | Dec 14

Relationship: Worked together on matter

"I endorse this lawyer. Very experienced and professional counsel. She cares about her clients."

Daniel A. Edelman headshot
Daniel Edelman

Bankruptcy and debt lawyer | Dec 14

Relationship: Worked together on matter

"I endorse this lawyer. Very knowledgeable about consumer bankruptcy and related subjects."

Samuel G. Levin headshot
Samuel Levin

Litigation lawyer | Dec 14

Relationship: Worked together on matter

"I endorse this lawyer. Rae is intelligent, insightful, and witty. She's a team player who works well with others. I have great respect for Rae both as a person and as a professional."

View All Endorsements
Emily L. Tramont headshot
Emily Tramont

Bankruptcy and debt lawyer

David Brian Levin headshot
David Levin

Employment and labor lawyer

James Peter Tatooles headshot
James Tatooles

Criminal defense lawyer

Richard Neal Golding headshot
Richard Golding

Bankruptcy and debt lawyer

Experience

Rating:  8.0 (Excellent)

Work Experience

2001 - Present

Attorney, The Law Office of Melvin J. Kaplan and Associates, PC

Associations

2016 - Present

American Bankruptcy Institute

Member

2015 - Present

Illinois State Bar Association

Member

2011 - Present

National Association of Bankruptcy Attorneys

Member

Education

2001

John Marshall Law School

JD - Juris Doctor

1996

Boston University

BA - Bachelor of Arts

Languages

Spanish

Polish

English

Italian

Activity

Top Contributor

Raffy earned significant contribution points in 2017.

Avvo Rating

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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution