Steven B. Ruza

Steve was recommended to me by a friend in the real estate business. After starting the loan modification process my mortgage company dragged their feet for 18 months before finally granting me a modification. Through the whole process, Steve and his team stuck with it and finally were able to get me... the help in my mortgage I needed.

When we first consulted with Steve, he showed us the many cases he had handled in attacking the unscrupulous and deceptive practices of some of the country's largest banks. We had an FHA loan thru Wells Fargo, and really didn't realize how much they were wasting our time in processing several loan ...modification attempts. Steve and his staff were relentless in pushing Wells Fargo to comply with the latest laws involving delinquent mortgagors. They were able to forego a sheriff sale 4 times until we entered the buying season and were able to sell our house. The final auction bid went to the bank for around 66% of market value, and we were able to not only avoid foreclosure, but walk away from the closing table with almost $90,000. Thanks to Steven and his crew at Home Legal Group, we left our home with respect and dignity and look forward to rebuilding our lives and new home in the next few years.

Steve Ruza is an excellent attorney who I used to recast a mortgage on my house. He is honest and knowledgeable in real estate law. Further, his office contacted me every two weeks with updates about the case. I am fortunate to have had Steve on my side in having to deal with the Bank of America.....

Dear Steve, I wanted to write you a quick note and thank you so much for your help with the process of acquiring a modification with Bank of America on my home mortgage. We started the process a little over a year ago and you and your team were fantastic in the communication with a very difficult... lender to deal with. In the process, the mortgage was sold to Green Tree Financial and your team did an awesome job with a seamless transition from working with many different representatives from both Bank of American and with Green Tree Financial. I was always in the loop on what was taking place during the process and you were very instrumental in pointing out the errors which Bank of America made in the modification process which helped my cause tremendously. In the end, I was finally offered a modification from Green Tree Financial which was very fair and affordable for me. After a difficult time with Bank of America and trying to handle the modification on my own, you guys stepped in and forced them to be accountable (which, in my mind is why they sold my loan to Green Tree Financial). I have made my first payment on my modification and could not be happier. Thanks again to you and your team of support for an experience that can be very difficult for most homeowners. You made it an easier process and I’m now able to concentrate on work and family without having to stress about my mortgage. Thanks again for everything