Steven B. Ruza

We own several investment properties. We could get nowhere with the banks on modifications. When I heard about Steve I called immediately. After talking to him on the phone my husband and I went to his office the next day and hired him. He not only got a quick modification on one property but wip...ed out the debt on another. After going around with Chase on another property that was foreclosed on and getting absolutely nowhere Steve took over. He got Fannie Mae to rescind the Sheriffs sale back to Chase and after deliberating we took a cash settlement for the house - an unheard of outcome. I recommend Steve to anyone who is banging their head against the wall with mortgage companies. He and his loyal assistant Jen have given me peace of mind and reduced our debt. He is also handling our credit card debt. I don't know how he does it all but I am glad he does.

I hired steve in August of 2014, after spending 10 months trying to do my own modification to no avail. My mortgage company, Flagstar, stopped taking payments from me in in October of 2013, I had just completed the step forward program for the hardest hit in Michigan, which was approved by Flagstar, ...in July of 2013. I believe something went wrong with my arreage's that were owed at the end of program. This action along with loss of income led me to try and modify, I had no idea how long and hard you could work at a single task and get no where. This is when I hired STEVE RUZA, his high energy and knowledge made me very hopeful that he could do the job and get our modification! That was in August 2014, this case may be one of his longest but he and his legal assistant JEN have been diligent and determined and have went above and beyond the services that I paid for. Thus, at this time my home is out of foreclosure and Sheriff sale procedures, and we are looking forward to having a modification and conclusion to this mess. In conclusion, If your on the fence about hiring an attorney, take my advice and hire STEVE RUZA and his legal team they will work hard for you and they won't give up, their DETERMINATION and PERSEVERANCE is second to none!

Steve was very forthcoming and informative. He did exactly what he said he was going to do for me. At no time did I feel unsure of what he was doing. My mortgage was out of control and I needed help. Steve got my mortgage modification just as he said he would. I am 100% satisfied with his services an...d would highly recommend him to anyone.

Mr. Ruza answered all our questions about foreclosure. He worked very hard to stop foreclosure without bankruptcy. That was very important to us. Everyone else we spoke with said we had to file bankruptcy or do a short sale. Steve told us they were wrong , and Steve was right in the end. Thank you ve...ry much for all your hard work and your employees Shayna and Jen. I would highly reccommend Steve Ruza and the home legal group, pllc to anyone who needs help saving their homes. Thanks again