Steven B. Ruza

I would recommend Steve to any one.When I called Steve I was 6 days from a sheriff sale.We agreed to meet on Sunday 4 days prior to the sale in Holland Mi.We talked and he showed me his credentials he explained to me that he could get my payments and interest reduced .He explained his fees and I kind... of balked but Steve worked out a payment arrangement.I was paying 10.75% interest,Steve told me that the bank was robbing me.I hired Steve on 3/8 and 23 days later not only did I get to keep my home but the bank agreed to release the lien on my home.Great job Steve,I'll recommend you to everyone in SW Mi.

I hired steve in August of 2014, after spending 10 months trying to do my own modification to no avail. My mortgage company, Flagstar, stopped taking payments from me in in October of 2013, I had just completed the step forward program for the hardest hit in Michigan, which was approved by Flagstar, ...in July of 2013. I believe something went wrong with my arreage's that were owed at the end of program. This action along with loss of income led me to try and modify, I had no idea how long and hard you could work at a single task and get no where. This is when I hired STEVE RUZA, his high energy and knowledge made me very hopeful that he could do the job and get our modification! That was in August 2014, this case may be one of his longest but he and his legal assistant JEN have been diligent and determined and have went above and beyond the services that I paid for. Thus, at this time my home is out of foreclosure and Sheriff sale procedures, and we are looking forward to having a modification and conclusion to this mess. In conclusion, If your on the fence about hiring an attorney, take my advice and hire STEVE RUZA and his legal team they will work hard for you and they won't give up, their DETERMINATION and PERSEVERANCE is second to none!

Steven was very personable, trustworthy and knowledgeable. After several attempts of a short sale through our real estate company, we had to turn our attention to an attorney to help us settle up with the bank. (BOA) Steven was spot on with what he said that he would be able to do for us. Instead of ...foreclosing on our home, Steven was able to strike a deal with the bank to accept our home in a Deed in-luie of. He kept us in the loop through the process and assured us his attentiveness. The entire process took less time than we imagined and thus allowed us to move on with our lives, worry free. I would highly recommend Stevens services in circumstances like ours. However, I'm confident saying that what ever other service he can provide, I'm sure his professionalism is just like that of ours.

Steve was recommended to me by a friend in the real estate business. After starting the loan modification process my mortgage company dragged their feet for 18 months before finally granting me a modification. Through the whole process, Steve and his team stuck with it and finally were able to get me... the help in my mortgage I needed.

Bank of America was trying to forclose on my property for a high interest equity loan payment. I never missed a payment. The loan was for 590000 but since the bubble burst. The property was only worth. One thousand seven hundred. I couldn't get the home refinanced. I panicked. After watching... several of my friends who lost their homes trying to work with the banksI searched the web and called Steven Ruzu in the middle of the night. He was warm and easy to talk to. He stopped the forclosure immediately. My home is still in mitigation. He ensured that the banks treat me like a human being. Since I met attorney Ruza he cleared up some issues on my bank account. I have also referred him to my family. What I learned about him is if he is unable to assist you he will direct you to someone who can. He is really a person who cares about his clients. It's a good feeling to have a lawyer who you can trust.