Steven B. Ruza

I enlisted Mr. Ruza's services in July, 2013 concerning a loan modification with my mortgage company. Finally, this month, May, 2015 we received the requested loan modification. It was a long extremely frustrating process dealing with this particular mortgage company. Even with it dragging on alm...ost 2 years, Mr. Ruza and his team stood behind me until this issue was resolved.

I would recommend Steve to any one.When I called Steve I was 6 days from a sheriff sale.We agreed to meet on Sunday 4 days prior to the sale in Holland Mi.We talked and he showed me his credentials he explained to me that he could get my payments and interest reduced .He explained his fees and I kind... of balked but Steve worked out a payment arrangement.I was paying 10.75% interest,Steve told me that the bank was robbing me.I hired Steve on 3/8 and 23 days later not only did I get to keep my home but the bank agreed to release the lien on my home.Great job Steve,I'll recommend you to everyone in SW Mi.

We own several investment properties. We could get nowhere with the banks on modifications. When I heard about Steve I called immediately. After talking to him on the phone my husband and I went to his office the next day and hired him. He not only got a quick modification on one property but wip...ed out the debt on another. After going around with Chase on another property that was foreclosed on and getting absolutely nowhere Steve took over. He got Fannie Mae to rescind the Sheriffs sale back to Chase and after deliberating we took a cash settlement for the house - an unheard of outcome. I recommend Steve to anyone who is banging their head against the wall with mortgage companies. He and his loyal assistant Jen have given me peace of mind and reduced our debt. He is also handling our credit card debt. I don't know how he does it all but I am glad he does.

I hired steve in August of 2014, after spending 10 months trying to do my own modification to no avail. My mortgage company, Flagstar, stopped taking payments from me in in October of 2013, I had just completed the step forward program for the hardest hit in Michigan, which was approved by Flagstar, ...in July of 2013. I believe something went wrong with my arreage's that were owed at the end of program. This action along with loss of income led me to try and modify, I had no idea how long and hard you could work at a single task and get no where. This is when I hired STEVE RUZA, his high energy and knowledge made me very hopeful that he could do the job and get our modification! That was in August 2014, this case may be one of his longest but he and his legal assistant JEN have been diligent and determined and have went above and beyond the services that I paid for. Thus, at this time my home is out of foreclosure and Sheriff sale procedures, and we are looking forward to having a modification and conclusion to this mess. In conclusion, If your on the fence about hiring an attorney, take my advice and hire STEVE RUZA and his legal team they will work hard for you and they won't give up, their DETERMINATION and PERSEVERANCE is second to none!

I hired Steven Ruza to try to keep my home.it was in Forclose and I was gonna have to move in 30days.I was diagnosed with breast cancer and my husband's back went out on him. Either one of us was able to work like we used to. We could no longer make are large mortgage payments. I ca lled Ste...ven and he came to my home that day a he took all my information and got started with his hard work he kept me updated on everything. And a month later he calls and said u get to stay in your home we owed $290 .000 and he got the balance down to $148.000. I was crying when he told me the b good news. I owed for the last 5 yrs also, he got that wiped off too . Steven Ruza was most definitely our Angel . So glad I made that call to him. If your Forclose with your home call Steven Ruza if you want to stay in it and lower your payments and balance taken off thank you so much Steven Ruza for saving my home . Truely Blessed ♡♡♡