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David John Rausa
also known as D. J. Rausa
About David
Biography
I have over 25 years experience representing clients when they are in the worse possible financial situation.
I am a Student Loan Lawyer. I assist clients with their student loan debt. My main focus is getting Student Loans out of Default and into a reasonable and affordable repayment plan. I can also assist with discharging student loans. Often times I use the Bankruptcy Process to manage both Federal and Private Student Loans.
I can assist with tax refund interception and benefit offset.
I can also assist with Student Loan Collection Defense. Often times clients are being sued in Court for Defaulted Private and Federal Student Loans. I have been quite successful in obtaining favorable settlements in this area.
I also practice Bankruptcy Law. We can file either a Chapter 7 or Chapter 13 case to address your credit card debt, payday loans, and tax debt.
We can stop a foreclosure, stop a vehicle repo, as well as a wage garnishment.
If you are experiencing any type of financial hardship, speaking with me will only be beneficial for you to obtain financial freedom.
Practice Areas
4
Practice Areas
Debt Settlement
50%
32 years
Chapter 13 Bankruptcy
20%
32 years | 8,000 cases
Litigation
20%
32 years | 100 cases
Chapter 7 Bankruptcy
10%
32 years | 5,000 cases
Fees and Rates
Cost
Payment Methods
- Cash
- Check
- Credit Card
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Chat withLicenses
Licensed in California for 32 years
State: California
Acquired: 1993
No misconduct found
Location
D.J. Rausa, Attorney at Law
11205 Lebanon Rd., Suite 212, Mount Juliet, TN, 37122
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David John Rausa's Reviews
Showing 1 - 5 of 18 client reviews from Avvo
Posted by Amanda | July 27, 2023 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Great advice and love's what he does!
D.J. love's what he does, and he has great knowledge to share even before he accepts the case. He's not just there for the money. He's there for real solutions.
Posted by Daghan | May 2, 2022 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Really?
I am 53 years old business person. Never seen lawyer like him. Helpful and not greedy. I will appreciate him all my life!
Posted by Ariana | February 3, 2021 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Great advice! Wish I had contacted him sooner.
Thanks D.J. for your ability to review my situation and had I known what I know now, I would have gone with you! Thank you for taking the time and consideration. I will definitely refer you to others who are in the same situation as me. Greatly appreciate your time and advice.
David Rausa
Replied last February 3, 2021Thank you so much. Happy to help an I wish you the best of luck.
Posted by Steven | September 25, 2018 | Hired Attorney
This review is from a person who hired this attorney.
Compassionate. No-nonsense. Great job. Saved me $85K!
I had three choices: two large groups, or Mr. Rausa. I chose Mr. Rausa because of his numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case. I certainly made the right choic...
David Rausa
Replied last September 26, 2018Thank you for taking the time to write this review. I really appreciate your comments and it was a destinct honor to be of service.
Posted by Lucinda | August 18, 2017 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Prompt and knowledgeable
After posting a question looking for what kind of attorney I need, Mr Rausa was recommended not once but twice, I messaged him and heard back what seemed to be right away, I was actually shocked as I was not expecting to hear from anybody until next week at least. Very pleasant to speak to and did no...
David Rausa
Replied last August 21, 2017Lucinda, Thank you for your comment. I am looking forward to working with you in the future. Respectfully, D.J. Rausa Attorney at Law
David John Rausa's Lawyer Endorsements
"D.J. is an expert in the fields of Student Loans and Bankruptcy. He is willing to share his expertise and provides excellent value to the community. I recommend contacting D.J. if you need help in the area of Student Loans or Bankruptcy law."
"I endorse this lawyer. Mr. Rausa provides a much needed service on Avvo. He donates his time to individuals who are in need of immediate legal answers."
"D.J. Rausa is a dedicated attorney who advocates for his client’s rights when it comes to bankruptcy and foreclosure laws. Mr. Rausa also works in Student Loan Debt Resolution and with his talents in negotiation and strategic planning, Mr. Rausa is the attorney to contact if financial issues are causing suffering and stress."
"I endorse this lawyer. Go see an attorney who has practiced bankruptcy and knows what they are doing. Would you go see a surgeon who has performed 3 surgeries or 500? Think about it. You want experience and knowledge and accurate advice. Hence, I endorse David. I am not in his state and thus no relation at all..but do see his answers and time to spend providing them on AVVO. Call him now is my advice from an attorney who has practice myself 29 years and over 5,400 filings!"
"I endorse this lawyer. I called D.J. to ask about a Chapter 7 case for a corporation and he took my call immediately and send me some material from a book he wrote. Very helpful and professional."
"I was hugely impressed by a recent answer of Mr. Rausa, which was not only accurate and analytic, but customized to the needs of the Avvo asker. These are exactly the qualities that every client would look for when hiring an attorney. PS - the link he provided was very helpful to the asker, and other Avvo colleagues, and as I commented, I have regularly learned from my Avvo colleagues like Mr. Rausa. Two and a half years after writing the above endorsement, my opinion of Mr, Rausa has only improved!"
"I endorse this lawyer."
"Top-notch attorney. Highly respected in the legal community."
"I endorse this lawyer. I would recommend David to anyone looking for quality representation."
"When you hire an attorney, you want someone you can feel comfortable with talking about life in addition to your legal problems. DJ Rausa is an interesting guy to have a conversation with on just about any topic & I am happy to offer my endorsement to him."
"The time a lawyer spends giving back through sites like this show passion for the law and compassion for people. Kudos to you for helping others with sage advice."
"I endorse this lawyer."
"I endorse attorney David Rausa. Provides thoughtful and accurate legal answers on Avvo for people seeking advice. An asset to the legal profession."
"Mr. Rausa and I worked together at the same law firm for roughly 18 months. During that time I came to know D.J. well. He has vast experience with Bankruptcy cases both Chapter 7 and Chapter 13, debt settlement, and business litigation. I trusted him enough to refer a close family member and I continue to refer Mr. Rausa bankruptcy clients. If you're struggling with debt, give him a call."
"I highly endorse this attorney, they are a well respected member of the legal community and always give 110% to their clients cases, if you are looking for excellent representation, then look no further!"
"I endorse this lawyer. I've seen his work in the bankruptcy context and also attended a seminar which he taught."
"I endorse this lawyer. An extremely talented and well respected attorney in the legal community."
"I endorse this lawyer and have referred several clients to him. His experience, knowledge of law and "street smarts" allows him to successfully represent clients in the U.S. Bankruptcy Court."
"I endorse this lawyer. David is well respected in the lageal community."
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Maria Nunez
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Martin Eliopulos
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Thomas Gorrill
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Thomas Shanner
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Cheryl Stengel
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John Brady
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Radmila Fulton
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Brian Whitaker
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Raymond Schimmel
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Steven Brumer
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Experience
Honors
2014
Panel Mediator, US Bankruptcy Cout
2013
Panel Mediator, US Bankruptcy Court
Work Experience
1993 - Present
President, Law Offices of D.J. Rausa
1975 - 1983
Engineer, United States Navy
Associations
2018 - Present
Federal Bar Association Nashville ChapterMember
2018 - Present
Nashville Bar AssociationMember
2018 - Present
Tennessee Bar AssociationMember
2018 - Present
Chamber of Commerce, Mt. Juliet, TNMember
2014 - Present
National Association of Consumer AdvocatesMember
2010 - Present
American Bankruptcy InstituteMember
2008 - Present
National Association of Consumer Bankruptcy AttorneysMember
1993 - Present
State Bar of CaliforniaMember
2014 - 2018
Consumer Attorneys of San DiegoMember
1993 - 2018
San Diego Bar AssociationMember
1993 - 2018
San Diego Bankruptcy ForumMember
1993 - 2018
California Bankruptcy ForumMember
Sample of Legal Cases
In Re Schwass
Current Case Law
In Re Montoya
Current Case Law
Education
2014
Student Loan Law
Graduate
1989
Western Sierra Law School
JD - Juris Doctor
1987
Western State University, San Diego
BS - Bachelor of Science
1985
San Diego City Coll
AS
Speaking Engagements
2018
San Diego Federal Employees
Public Service Loan Forgiveness
2017
San Diego Bankruptcy Forum
Student Loans in Bankruptcy
2017
Continuing Education
Student Loans in Bankruptcy
2014
Craig Sewing Radio Show
Student Loan Debt and Real Estate
2011
Continuing Education
Bankruptcy Line by Line
2010
Agent Conference
Bankruptcy and Mortgages
2009
Continuing Education
Lien Stripping in Chapter 13
2008
Agent Training
Bankruptcy Basics
Publications
2018
Student Loan Public Service Loan Forgiveness
Public Service Loan Forgivenes
2014
San Diego Business Group
Anatomy of a Business Chapter 7
Languages
English
Activity
Legal Answers
Legal Guides
Legal Answers
Q&A
Need help ch 7 bankruptcy. no one showed at creditor meeting and court says all looked good except schedule c is incorrect
09 May 2022
Q&A
Question regarding a completed chapter 13 plan?
09 May 2022
Q&A
Worked served garnishment for court order from property management company never associated with.
05 May 2022