Nancy L. Cavey

When I had to retire on disability, I figured "how hard could it be to fill out the forms for my insurer and for Social Security?". I found out. When my insurer denied my initial claim, just by chance I'd had two people close to me say THAT DAY that I might have a Ph.D., but I was NOT equipped to ...go nose-to nose with agencies and companies which basically exist to find reasons to tell you "no". Searching for someone relatively local to me who seemed like the "pitbull" I realized I needed, I found Nancy's info. From the first call, I felt like Nancy and her staff had lifted this incredible weight off of my shoulders. Now, understand that you DO have to listen to Nancy (or Krysti, or Megan) and if they have a form that only you have the ability to fill out...you have to do the form. They're not magic. But they explain exactly what you have to do, what you can do, and what you shouldn't do. OK, the elephant in many people's rooms: Can you afford a lawyer? When you're dealing with disability insurance and Social Security, and you're also dealing with your disability, doctor visits, and the unknown future of having to retire, sometimes far earlier than you imagined you would have to, I can promise you that 1) you really need someone who knows this aspect of the law, and 2) if you're like me, you have a million things to get done, and done right the first time, and the critical importance of your insurance and Social Security will overload your stress system. The paperwork itself is a weeks-long full-time job IF you want any chance of winning. How much is your time worth? And honestly, you'll probably lose if you go it alone. Some of you may have heard about a friend's cousin's bestie who single-handedly took on their employer's pension disability department, their own ERISA policy, and SSDI. All at once! And won all of them! And they gave her a flying unicorn too! And a puppy! Kidding aside, It comes down to this: you work for HOURS, over MONTHS and possibly YEARS, and one tiny omission or mistake, and you see "denied" again. Again, how much is YOUR time worth, for an outcome far less certain than if you hire, for example, Nancy Cavey? There was no up-front fee, and the contingency fees were in line with everyone else (they're written into the law in the case of Social Security). What you're getting is freedom from a huge amount of paperwork that Nancy and her paralegals know how to do far better than you do. You get freedom from remembering deadlines that can kill your case entirely. And at the end of the day, it's comforting to be able to think "yeah, my insurance/Social Security is a really important thing, but my lawyer's taking care of it". And Nancy and her staff did so, obtaining my disability insurance approval. I continue to work with Nancy Cavey, as I'm but halfway along my journey -- I'll update at some later era of the earth when SSDI gets back to us. Reminds me of the Fellowship of the Rings, and the Ents. Where did the Ent-wives go? Well, if they move and make decisions as slowly as their Ent-husbands, perhaps they found a home at Social Security (You have to be a REAL LOTR nerd to get that reference [it wasn't in the movies...]). Even though I still wait to I hear from Social Security, I do hear from Megan every little while, if just to let me know where in the bureaucracy my file has been moved. I'm far, far more hopeful that this too will go OK with Nancy Cavey's firm representing me. Nice, professional, competent. Great to find all three in one place. HIRE THIS ATTORNEY. You won't regret it. (PS: good luck on the bar, L3...:)

One day I received a letter telling me my long term disability was no longer going to continue payment. They did this a few years after they agreed I`d need and would receive payment till 65 years of age. I went on line and found Nancy`s website,..Caveylaw.com. Her site was so helpful, it outlined ev...erything anyone experiencing this devastating news needs to know.Well, I called right away and all my questions were answered and I was given an appointment the following week. Anyone who has become disabled after a lifetime of working, knows that there is not anything more stressful and that your anxiety levels are off the charts. Your basic needs can no longer be met without an income. Then after applying for social security disability and you are denied and humiliated you just want to give up. Thats where I was at when I met Nancy. My thoughts & emotions were all over the place and Nancy knew where I was coming from. She understood and she reassured me and led me through the whole process. Anyone who is experiencing problems with social security disability or their long term disability I encourage you to contact Nancy Cavey. Nancy, without a doubt, will help you through the whole process,I know you will be glad you did.

DO NOT USE THIS LAWYER!!! I have never in my life been treated as poorly as I was with this lawyer. I was in a car accident 3 years ago that ruptured 9 of the disks in my spine. Cavey sold the caring lawyer bit well, but after our first meeting when she took on my case and I signed the paperwork, s...he never once returned my calls. Her assistants or paralegals (I'm not sure what they are) were two of the rudest, least competent women on the planet. I would call in with new medical/Doctor/hospitalization information, questions, or to check on my case and they were often short and NEVER let me speak to the actual attorney. My case should have been easily approved by round two. I had more than enough medical documentation. I lost my insurance and access to medical care about halfway through all of this. I begged her assitant to have her call me back, begged them to file for an expedited hearing, and nothing. Absolutely nothing. I get a letter from Social Security letting me know that my hearing was scheduled. I call again and no calls back, her assistants never offering anything more than like "okay, well I'll take that information and have her call you back." WHICH SHE NEVER DID!!! 10 days before my hearing, still nothing. I called again and I'm begging. I refused to get off the phone until I spoke with her. Her assitant starts screaming at me like some crazy person that I was being uncooperative and that Cavey would no longer represent me. Let me reiterate the the only time I raised my voice was to tell her that there was no reason to yell at me (at which point she hung up). I tried calling back and she kept hanging up on me. I tried to get another lawyer but no one would take my case until she waived her right to collect a fee on my case. It took me over a week to get that waiver of paper from her office. I had to make the 4 hour drive to Tampa (I have since moved) for my hearing, with no lawyer. I was granted a continuance and given a copy of my medical records that had been sent it. It was threadbare! Nothing was sent in past the first 3 months after the accident. NONE of dozen or more doctors that I had seen were even contacted. I gathered what I could from every doctor and specialist that I could remember (I get terrible migraines and a large part of my case was how hard it is for me to concentrate and remember things). I tried to gather what I hadn't lost in the mail but it was only about 60% of what should have been in there. My case is now pending while they look over at the stack of documents that I had to scramble to get together. Whatever you do, do not trust her.

Her book is excellent. I highly recommend it. It tells you a lot about Social Security Disability if you are new to the process. However, she doesn't adhere by her own words such as she will meet with you and go over your case and decide if she will take it. That never happened. I met with her staf...f. I signed the contract and was told they would mail it to me. I did sign it but wasn't dated. That is my fault. I was overwhelmed and believed them. I had a bad experience within a few days with no return phone call until 3 days later.To this day, I have never received a copy of the contract after 3 letters sent to the attorney. I had to beg to get my records sent back to me. I never even met her and she fired me by a letter according to what her staff told her. I don't believe she even read the letters I sent to her. I truly believe her staff intercepted them and she never knew the true story. She left me without a lawyer and I was denied and am currently in appeal. I don't have a lawyer. The experience left a distrust for lawyers. Very tough out there getting disability and watch out if you have mental health issues as Atty. Cavey and her staff don't understand or have any sympathy for someone in that state. Hope this helps.