I hired Mr. Russo a few weeks ago to remove an inaccurate, and negative item from my credit report. Within days of contacting him, he examined my documents, and sent out a letter to the credit bureau informing them of their liability for inaccurate reporting.
About two weeks after he sent the letter out, the credit bureau removed the item. What is most educational about my experience is that the credit bureaus ignored a similar letter I'd written to them months earlier. Obviously, they pay more attention to one sent by an attorney.
If you have inaccurate items on your credit report, I'd highly recommend Mr. Russo to take care of them. An attorney's fee is much cheaper than the cost of having "bad credit!"