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About me

I have been practicing law in Orlando for more than 20 years, specifically concentrating in representing people with financial difficulties (consumer debtor law) since I opened my own law firm in 1994.  Prior to that I represented large national banks and corporations, which I find to be an advantage in that I have a good idea of what the other side is looking for.  That way I can help my clients avoid pitfalls that other attorneys with less experience or without experience standing in their adversaries shoes miss. 

When people ask what I do for a living, I don't say that I am an attorney or that I'm a lawyer.  Rather I tell them what I really do:  I help people in financial distress find peace.  Let's face it, what you really want is to have a good night's sleep knowing you are doing the right thing and that you  have explored all of your options.  It is my honor to help people through very difficult times in their lives and to offer them hope as best I can.


Photos and videos

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Practice areas


  1. Bankruptcy: 50%
    24 years
  2. Chapter 7: 20%
    24 years
  3. Chapter 13: 20%
    24 years
  4. Foreclosure: 5%
    29 years
  5. Debt Agreements: 5%
    24 years



Fixed (sometimes)

Payment types:

Cash, Check

Attorney endorsements

12 total 

Are you an attorney? Endorse this lawyer

  • Charles Wade Price

    I've known Anne-Marie for many years. She is one of the most caring and professional attorneys that I know. Her clients lover her - and for good reason! I highly endorse her.


    Charles Price Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

  • Richard Sierra

    It is my pleasure to endorse my colleague and friend Ann-Marie Bowen. I’ve had the pleasure to know her for several years through various conferences and she is a very compassionate person who looks out for her clients’ best interest during difficult financial times. I highly recommend her services!


    Richard Sierra Litigation Attorney
    Relationship: Fellow lawyer in community

Contact info

Anne-Marie L. Bowen, P.A.

816 N. Thornton Ave.
Orlando, FL, 32803


FLMember in Good Standing198706/17/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Florida Legal EliteFlorida Trend Magazine2015
Florida Legal EliteFlorida Trend Magazine2014
Judicial Appointment to Local Rules CommitteeBankruptcy Judges2006
Judicial Invitation to 11th Circuit Judicial ConferenceBankruptcy Judges2003
Special Achievement AwardFederal Deposit Insurance Corporation1994
Book AwardFlorida State University1987
FellowshipPolicy Studies Clinic1987
Work experience
TitleCompany nameDuration
Attorney/OwnerAnne-Marie L. Bowen, P.A.1994 - Present
AttorneyFederal Deposit Insurance Corporation1991 - 1994
Senior Associate AttorneyPrivate Practice1987 - 1991
Association namePosition nameDuration
Bishop Moore C.H.S.Director2012 - Present
National Association of Consumer Bankruptcy AttorneysMember2005 - Present
Christian Legal SocietyMember2000 - Present
American Bankruptcy InstituteMember2000 - Present
United States Supreme Court BarMember1999 - Present
United States District Court for the Southern District of Florida (Trial Bar)Member1994 - Present
United States District Court for the Southern District of Florida (General Bar)Member1990 - Present
Eleventh Circuit Court of Appeals BarMember1989 - Present
United States District Court for the Middle District of FloridaMember1987 - Present
Florida BarMember1987 - Present
United States Bankruptcy Court, Middle District of Florida BarMember1987 - Present
Central Florida Bankruptcy Law AssociationPresident2006 - 2007
Central Florida Bankruptcy Law AssociationDirector2005 - 2007
Central Florida Bankruptcy Law AssociationTreasurer2005 - 2006
Orange County Bar Association, Bankruptcy Law CommitteeChairman2002 - 2003
Local Rules Committee of the Bankruptcy CourtMember2001 - 2007
Legal cases
Case nameOutcome
In Re: AdamsIndividual Ch. 11 Confirmed
In Re: LepakIndividual Ch. 11 Confirmed
In Re: ManningCh. 13 Case Confirmed with $175k erased from home debt
See all legal cases 
Publication nameTitleDate
Ask a Lawyer-Orlando SentinelThe Law & You2009
The NACTT Academy for Consumer Bankruptcy EducationThe Face of Ch. 132008
Afresh PublishingBook: Bankruptcy...Because Life Happens2008
School nameMajorDegreeGraduated
Florida State University College of LawLawJD - Juris Doctor1987
Florida State University College of LawLawN/A1985
Florida State UniversityFinanceBS - Bachelor of Science1984
Speaking engagements
Conference nameTitleDate
Orange County Bar Association Bench/Bar ConferenceNuts and Bolts of Bankruptcy for the Non-Bankruptcy Practioner2016
FAMU Law SchoolCh. 13 from the Debtor's Attorney Perspective2013
Don't be Afraid of Ch. 13Getting your Client's Case to Completion2012
Foreclosure Prevention WorkshopBankruptcy and Foreclosure2011
Fla. Realtors' Annual Mid-Winter Business MeetingConsumer Bankruptcy Information for Realtors2011
Rollins College MBA ProgramConsumer Bankruptcy Basics2010
Real Estate Law SymposiumConsumer Bankruptcy2010
Foreclosure Avoidance WorkshopBankruptcy Basics for People Facing Foreclosure2008
Resource MeetingCredit and Bankruptcy2007
ABI Southeast Bankruptcy WorkshopEthics In Bankruptcy2006
Central Florida Bankruptcy Law AssociationConsumer Bankruptcy2005