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Anne-Marie L. Bowen

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Avvo Rating10
  • Orlando, FL
  • Licensed for 33 years
Anne-Marie L. Bowen
Anne-Marie L. Bowen
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About Anne-Marie

Dedicated to helping people in financial distress find peace for 20+ years-Anne-Marie L. Bowen, P.A.

I have been practicing law in Orlando for more than 20 years, specifically concentrating in representing people with financial difficulties (consumer debtor law) since I opened my own law firm in 1994.  Prior to that I represented large national banks and corporations, which I find to be an advantage in that I have a good idea of what the other side is looking for.  That way I can help my clients avoid pitfalls that other attorneys with less experience or without experience standing in their adversaries shoes miss. 

When people ask what I do for a living, I don't say that I am an attorney or that I'm a lawyer.  Rather I tell them what I really do:  I help people in financial distress find peace.  Let's face it, what you really want is to have a good night's sleep knowing you are doing the right thing and that you  have explored all of your options.  It is my honor to help people through very difficult times in their lives and to offer them hope as best I can.

Practice areas

OtherDebt and lending agreementsChapter 7 bankruptcyChapter 13 bankruptcyBankruptcy and debt
  1. Bankruptcy and debt: 50%

    29 years

  2. Chapter 13 bankruptcy: 20%

    29 years

  3. Chapter 7 bankruptcy: 20%

    29 years

  4. Debt and lending agreements: 5%

    29 years

  1. Foreclosure: 5%

    34 years

Languages spoken

English

Photos and videos

1272008 1400608583

Contact

816 N. Thornton Ave.
address map

Anne-Marie L. Bowen, P.A.

816 N. Thornton Ave.
Orlando, FL, 32803

Fax (407) 228-6605
Website
http://www.bowenbankruptcylaw.com/

Resume

License
StateStatusAcquiredUpdated
FLMember in Good Standing198712/20/2020
We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal answers198
Legal guides0
Awards
Award nameGrantorDate granted
Florida Legal EliteFlorida Trend Magazine2018
Florida Legal EliteFlorida Trend Magazine2017
Florida Legal EliteFlorida Trend Magazine2016
Florida Legal EliteFlorida Trend Magazine2015
Florida Legal EliteFlorida Trend Magazine2014
Judicial Appointment to Local Rules CommitteeBankruptcy Judges2006
Judicial Invitation to 11th Circuit Judicial ConferenceBankruptcy Judges2003
Special Achievement AwardFederal Deposit Insurance Corporation1994
Book AwardFlorida State University1987
FellowshipPolicy Studies Clinic1987
Work Experience
TitleCompany nameDuration
Attorney/OwnerAnne-Marie L. Bowen, P.A.1994 - Present
AttorneyFederal Deposit Insurance Corporation1991 - 1994
Senior Associate AttorneyPrivate Practice1987 - 1991
Associations
Association namePosition nameDuration
Bishop Moore C.H.S.Director2012 - Present
National Association of Consumer Bankruptcy AttorneysMember2005 - Present
American Bankruptcy InstituteMember2000 - Present
Christian Legal SocietyMember2000 - Present
United States Supreme Court BarMember1999 - Present
United States District Court for the Southern District of Florida (Trial Bar)Member1994 - Present
United States District Court for the Southern District of Florida (General Bar)Member1990 - Present
Eleventh Circuit Court of Appeals BarMember1989 - Present
Florida BarMember1987 - Present
United States Bankruptcy Court, Middle District of Florida BarMember1987 - Present
United States District Court for the Middle District of FloridaMember1987 - Present
Central Florida Bankruptcy Law AssociationPresident2006 - 2007
Central Florida Bankruptcy Law AssociationDirector2005 - 2007
Central Florida Bankruptcy Law AssociationTreasurer2005 - 2006
Orange County Bar Association, Bankruptcy Law CommitteeChairman2002 - 2003
Local Rules Committee of the Bankruptcy CourtMember2001 - 2007
Publications
Publication nameTitleDate
Afresh PublishingBook: Forgive Us Our Debts: When is it Okay for Christians to File Bankruptcy?2018
Ask a Lawyer-Orlando SentinelThe Law & You2009
The NACTT Academy for Consumer Bankruptcy EducationThe Face of Ch. 132008
Afresh PublishingBook: Bankruptcy...Because Life Happens2008
Education
School nameDegreeGraduated
The Florida State University College of LawJD - Juris Doctor1987
Oxford University (England)N/A1985
Florida State UniversityBS - Bachelor of Science1984
Speaking Engagements
Conference nameTitleDate
53rd Annual NACTT ConferenceSignificant Recent Creditor-Favorable Decisions which Creditors Must Know About and Debtors Should be Watching2018
Orange County Bar Association Bench/Bar ConferenceNuts and Bolts of Bankruptcy for the Non-Bankruptcy Practioner2016
FAMU Law SchoolCh. 13 from the Debtor's Attorney Perspective2013
Don't be Afraid of Ch. 13Getting your Client's Case to Completion2012
Foreclosure Prevention WorkshopBankruptcy and Foreclosure2011
Fla. Realtors' Annual Mid-Winter Business MeetingConsumer Bankruptcy Information for Realtors2011
Rollins College MBA ProgramConsumer Bankruptcy Basics2010
Real Estate Law SymposiumConsumer Bankruptcy2010
Foreclosure Avoidance WorkshopBankruptcy Basics for People Facing Foreclosure2008
Resource MeetingCredit and Bankruptcy2007
ABI Southeast Bankruptcy WorkshopEthics In Bankruptcy2006
Central Florida Bankruptcy Law AssociationConsumer Bankruptcy2005
Legal cases
Case nameOutcome
In Re: ManningCh. 13 Case Confirmed with $175k erased from home debt
In Re: PetersonMore than $100,000 in mortgages lien stripped
In Re: AdamsIndividual Ch. 11 Confirmed
In Re: LepakIndividual Ch. 11 Confirmed

Reviews

(51)
5 Star
96%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
2%
Review Anne-Marie Bowen

The ONLY bankruptcy attorney to work with in Central Florida

Posted by

When I was diagnosed with a catostrophic illness requiring extensive medical treatment several years ago, my family and I had no idea that the expense involved would exhaust our savings and become overwhelming. We were fortunate enough to be introduced to Anne-Marie Bowen to help understand our situation and the available options (all the options, not just the ones that most attorneys will push you toward for their benefit and expediency). She listened carefully to our situation over several meetings to truly understand every element that was involved - mounting medical expenses, a mortgage company unwilling to work with us during this time, young children, two jobs, etc. Not only did Anne-Marie help us to select Chapter 13 bankruptcy as our best option, but she walked us through what this would entail and how we could best prepare ourselves to be financially solid when we emerge from the bankruptcy. She and her staff have always been incredibly responsive - answering questions (no matter how large or small they may be), reminding us of key dates and obligations throughout the bankruptcy program and simply ensuring that we're "all right" as we continue this journey. When you need an attorney who actually understands your unique situation, don't take chances...call Anne-Marie Bowen!

Anne-Marie Bowen has been a blessing to my family and I.

Posted by

I was extremely impressed with Anne-Marie Bowen. I was reffered to her by a friend of mine who had just completed the bankruptcy process. Anne-Marie was extremely thoughtful, compassionate, competent, and empathetic. She truly cares about people and it shows in her practice. She explained the entire process in a way that I could understand. I did not feel "alone" in the bankruptcy because she was there every step of the way. She has been a tremendous blessing to me and my family.

Great Attorney

Posted by

I had a consultation with Attorney Bowen and was extremely impressed. She was very informative and answered all my questions. Also her staff was very helpful and made you feel very comfortable. I would highly recommend Attorney Bowen.
This review is from a potential client who consulted with this attorney.
Consulted attorney

Superb Service and Professionalism

Posted by

Five stars is not enough to rate the incredible service that I received from Mrs. Bowen and her staff. Mrs. Bowen came highly recommended to me and I could quickly see why. Throughout the entire process, Mrs. Bowen and her staff were responsive, professional and proficient. I give Mrs. Bowen and her staff my most thankful and heartfelt recommendation.
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thank you, Steven. We appreciate you so much. I am grateful we could help you.

Hiring this Attorney

Posted by

I have never written a review for anyone before, but I feel compelled to write this one. When I walked into Attorney Bowen's office, I was fearful and had no hope there was anything she could do for me. She was not the typical lawyer I was expecting. I could tell by the way she approached my situation, that she was genuinely concerned. There's a saying in my field of teaching - that kids can tell if you really care about them. I felt almost immediately that Attorney Bowen was real and did care about me. I'm not sure lawyers know this, but most people are not sure they can really trust a lawyer when they walk into their office. Interestingly enough, her assistant was the reason I chose Attorney Bowen over another lawyer. Her assistant was kind and I could hear empathy and concern in her voice when she corresponded with me. Attorney Bowen's knowledge of the law and her expertise in the area of bankruptcy was evident. She listened, devised a plan, explained how to proceed and how the court would view my situation. Her desire to help hurting people was also evident and that confirmation is what convinced me that I had chosen the right attorney. Not only could I tell she wanted to help lift the burden of financial ruin, but also wanted to help lift the burden of stress and heartache I was experiencing. As I left Attorney Bowen's office I knew that when I turned my financial hardship over to God, that he was walking beside me as he led me to a lawyer with a servant's heart. I am thankful for Attorney Bowen and her willingness to help people who have given up. She helped me realize there is always hope. Thank you Attorney Anne-Marie Bowen for acknowledging and accepting your true calling in life. You are exceptional in your calling. I highly recommend Attorney Bowen. She is honest, compassionate, and very professional in her understanding of the law. I would not want to go through this process without an attorney like Mrs. Bowen who is highly knowledgeable in the field of law and truly cares about her clients.
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thank you so very much for this amazing review. I am so glad you came to us and am happy we can help you with your difficult situation. I'm always glad when I can help give someone peace of mind.

Top Of The Line Attorney

Posted by

Anne-Marie is very personable, responsible, and happens to be a great lawyer. I sought out the best bankruptcy attorney in Orlando, and I'm glad I found her. My case was unusual and required a seasoned attorney. Her attention to detail and expertise during the filing process led to the absolute best outcome. I highly recommend Attorney Bowen, she's honest and works with a great team.
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thanks very much! I'm so glad we could work together to resolve things favorably for you. It was our priviliege to help you.

Incredible, Wonderful, Outstanding....The Very Best!!!

Posted by

Attorney Bowen has been practicing Bankruptcy law for over 20 years. She came very highly recommend by another attorney friend. She was even better than her recommendation. She even found the best possible outcome through her wisdom and vast knowledge of the law. I wouldn't recommend anyone but her!!!
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thank you so much! I really appreciate your endorsement, and want you to know how much I enjoyed working with you, too.

Excellent

Posted by

Mrs Anne Marie Bowen has proven to be a very responsible and knowledgeable lawyer. Very organized and was able to answer all of my concerns In a precise and concise matter, in a very short period of time or at the latest the following day. Very reasonable and won’t take advantage of you Recommending only what was needed and nothing more. Would definitely recommend.
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thank you so much for this kind review. It was my pleasure to help you!

Helpful and Quick to Respond

Posted by

She clearly explained what chapter of bankruptcy we needed when we had several properties on foreclosure right when we decided to homeschool due to safety concerns of our special needs children. Throughout the seven years she helped us, she quickly replied to all our questions, sent timely reminders during tax season and even gave us the unexpected good news of being able to keep some of our tax refund by making sure we submit every single expense we might have overlooked. She was a huge blessing to our family in our time of need. I recommend her service to anyone that might need it. She will make the bankruptcy process a lot less scarier.
This review is from a person who hired this attorney.
Hired attorney
Anne-Marie Bowen's response: Thank you so much! It was our pleasure to help you and your family. I wish you all the best.

Above and Beyond!

Posted by

Anne-Marie Bowen and her staff went above and beyond with our unusual and very challenging case. She worked with an impossible timeline and made the entire process as smooth as possible. Extremely professional and explained the process and what to expect in detail. We could not be happier. Highly recommend! Thank you Anne-Marie! -The Johnson Family
This review is from a person who hired this attorney.
Hired attorney
See all reviews

Attorney endorsements

(14)
Are you an attorney? Endorse this lawyer

Robert Anthony, Bankruptcy and debt Attorney on Jan 12, 2018
Relationship: Worked together on matter

I endorse this lawyer. I have worked on cases with Anne-Marie Bowen and I have referred consumers to her over many years. She is an excellent bankruptcy attorney and she has tremendous people skills helping consumers through the very difficult time of obtaining bankruptcy relief.

Aubrey Ducker, Bankruptcy and debt Attorney on Aug 10, 2016
Relationship: Fellow lawyer in community

I have known Anne-Marie for more than 20 years. She is well known in the courts and well respected by her peers. Most of all, Anne-Marie is an attorney who HELPS people in all circumstances and that is why, I endorse this lawyer.

Charles Price, Bankruptcy and debt Attorney on Jun 7, 2016
Relationship: Fellow lawyer in community

I've known Anne-Marie for many years. She is one of the most caring and professional attorneys that I know. Her clients lover her - and for good reason! I highly endorse her.

Richard Sierra, Bankruptcy and debt Attorney on Jun 3, 2015
Relationship: Fellow lawyer in community

It is my pleasure to endorse my colleague and friend Ann-Marie Bowen. I’ve had the pleasure to know her for several years through various conferences and she is a very compassionate person who looks out for her clients’ best interest during difficult financial times. I highly recommend her services!

Ron Bilu, Bankruptcy and debt Attorney on May 27, 2015
Relationship: Fellow lawyer in community

Anne-Marie Bowen is that rare lawyer who takes a client-centered approach to her profession. Her concern for her clients' well-being is balanced with a comprehensive knowledge of her field, and that is a formidable combination. For these reasons, I firmly endorse this lawyer.

Dorothy Bunce, Bankruptcy and debt Attorney on May 18, 2015
Relationship: Fellow lawyer in community

I had the pleasure of sitting next to Bankruptcy Attorney Anne-Marie Bowen at a recent legal education event. I was surprised to discover how much nicer she was than I am and appreciated her wealth of knowledge relating to issues of mortgage modification and bankruptcy practice. I made a new friend.

Kristen Jackson

I endorse this attorney. I have known this attorney for many years. Having followed her career and consulted with her on matters of bankruptcy law, I find her personable, professional and extremely knowledgeable. She is a great contribution to our legal community.

Lynn Aust, Bankruptcy and debt Attorney on Jul 23, 2013
Relationship: Friend

I endorse this lawyer. Anne-Marie is the only bankruptcy attorney that I refer clients to...she is very smart and equally caring.

Thomas Marks, Bankruptcy and debt Attorney on Apr 8, 2013
Relationship: Friend

I endorse this lawyer. I've known Anne Marie for many years. She is bright, personable, and a very well-respected bankruptcy attorney. I heartily endorse her.

K. Goff, Bankruptcy and debt Attorney on Apr 4, 2013
Relationship: Fellow lawyer in community

Anne-Marie is one of the most respected bankruptcy attorneys in Orlando, and for good reason.

Christian Lassen

Top-notch attorney. Highly respected in the legal community.

Steven Fahlgren, Chapter 13 bankruptcy Attorney on Sep 26, 2012
Relationship: Fellow lawyer in community

I wholeheartedly endorse this lawyer. Ann-Marie has been practicing bankruptcy law a very long time and is on top of her game. Before I began filing cases for my own clients, I most often referred bankruptcy clients to her because I knew that she would take good care of them and those I referred would often give me very positive feedback. I have never received negative feedback when it came to my referrals to her. If you want an attorney passionate about helping people in bankruptcy, you cannot go wrong with Ann-Marie Bowen. When I think of good bankruptcy attorneys in Orlando for consumers, she comes to mind.

Todd Budgen, Bankruptcy and debt Attorney on Mar 9, 2011
Relationship: Fellow lawyer in community

Anne-Marie is a thorough thoughtful capable attorney who does a good job looking after her client's interests.

Ellen Patton, Bankruptcy and debt Attorney on Apr 15, 2010
Relationship: Fellow lawyer in community

Anne-Marie is a well established member of the local bankruptcy community. She is active in the local bar and has been instrumental in making the profession and practice the pleasure that it is today. Her clients are well-served and lucky to have her!