Kristen Scott Nardone

PRO

Kristen Scott Nardone

also known as Nardone Law, PLLC

5.0
Rating: 9.1

Licensed for 24 years

Bankruptcy and debt Lawyer at Concord, NC
Practice Areas: Bankruptcy & Debt, Litigation, Estate Planning

181 Church St NE, Concord, NC

About Kristen

Biography

Let me help you get out from under the overwhelming weight of debt.

Practice Areas

3

Practice Areas

Bankruptcy and Debt 98%

Chapter 7, 13, 11, and 12; debt negotiation, stop foreclosure, get rid of credit card debt, save your home Find financial freedom

98%
Estate Planning 1%

1%
Litigation 1%

1%

Fees and Rates

We have not found any cost information for this lawyer

Awards

Client's Choice
Client's Choice
2017 2015 2013

Licenses

Licensed in North Carolina for 24 years

State: North Carolina

Acquired: 2001

Active

No misconduct found

Location

Nardone Law, PLLC

181 Church St NE, Concord, NC, 28025

nardonelawfirm.com

Kristen Scott Nardone's Reviews

Avvo Review Score

5.0 /5.0

38 Client Reviews

5 star (37) 4 star (1)
3 star (0)
2 star (0)
1 star (0)

Posted by Mark | October 22, 2025 | Hired Attorney

This review is from a person who hired this attorney.

Lifesaver

Kristen was absolutely incredible to work with. She went above and beyond to find a creative and effective solution to a very complicated situation. Her ability to think strategically and find a path forward where others couldn’t made all the difference. Kristen was always available — responsive, pat...ient, and genuinely invested in helping me through every step of the process. What could have been overwhelming ended up feeling manageable thanks to her professionalism and steady guidance. I’m so grateful for her expertise and can’t recommend her highly enough.

Posted by Brittany | July 6, 2023 | Hired Attorney

This review is from a person who hired this attorney.

Highly skilled, Extremely Competent

I hired Kristen after hearing about her excellent reputation for several years in professional circles. I have been nothing short of extremely satisfied with her work. There were a couple of hiccups in the process when creditors failed to meet their discharge obligations, and Kristen was swift and pr...oactive in getting them to comply. She went so far as to file a Motion to Comply on a state agency that would not release the obligation, and she was able to obtain a sizeable settlement from the agency for their behavior. Due to her excellent work on the original bankruptcy, I hired her for the additional matter of seeking a discharge of my student loan debt. I don't know how that will ultimately turn out, but I felt well-advised and confident knowing that she would work to obtain the best possible result. As a side note, her paralegal Jessica is an absolute joy to work with and makes the process feel as simple and streamlined as possible. I would recommend Kristen and Nardone Law without qualification or hesitation.

Posted by Heather | March 8, 2019 | Hired Attorney

This review is from a person who hired this attorney.

Extremely helpful, highly recommend

My case has been quite complex and full of twists, turns, and changes. However, Kristen was there every step of the way. She always took her time to explain things when I had questions or didn't quite fully understand certain aspects. I would have been lost in this process without her advice and gui...dance. I highly recommend Kristen as she has far exceeded my expectations.

Posted by Tamalyn | March 6, 2019 | Hired Attorney

This review is from a person who hired this attorney.

Excellence and detail oriented

I have been thoroughly stressed for over seven years to find the right person to understand what to do with my past bankruptcy that was incorrectly administered. Once I met Mrs. Nardone and saw the research she did in a short amount of time, I felt confident and reassured she would be the one to ...help me. My case was discharge and I can finally get sleep and begin the rebuilding process! She is an absolute professional and very talented at what she does.

Posted by John | November 6, 2018 | Hired Attorney

This review is from a person who hired this attorney.

So Knowledgeable and So Committed!

When we first came to Kristen's office for professional advice concerning our financial situation, we were a little nervous and did not know what to expect. We were being sued by a credit card company and didn't know what to do about it. We provided Kristen with all of the information she requested... concerning our financial hardships, and without hesitation and with full assurance, she had an answer and a plan of action for us to take. She was so knowledgeable and confident about the plan she recommended for us, therefore our anxieties were eased, and we too became certain that everything was going to work together for our good, and we were right. Initially, there was a plan and effort to file a Chapter 7 bankruptcy, but we learned of some information that negatively effected the Chapter 7 and made a Chapter 13 more appropriate for us. This meant that Kristen had to make adjustments and invest more time in our case, and this is where she proved to be so resilient and committed to our best interest. Her communication was always prompt and thorough throughout the whole process. As the Chapter 13 moved forward, there was a lot of resistance from one of the creditors; they filed numerous objections against our filing of the Chapter 13, including where we filed it. Once again, we became a little nervous, but Kristen always spoke with such confidence and poise about overcoming this adversity, and she assured us that everything was going to work in our favor. Kristen's legal response to the objections was so knowledgeable and complete; it was amazing. We could tell she put a lot of time and effort into fighting for us and upholding the truth, of which we are so grateful. Kristen won for us over and over again. She made my first time ever appearing in court pleasant and something I could appreciate as she demonstrated great professionalism and savvy. I can't say enough about Kristen's hard work and commitment to us! We are and always will be so grateful, and we can truly say we are better now than we were when we first visited her office. Thank you so much, Kristen, for all you have done for us, and God bless you always.

See All Client Reviews

Kristen Scott Nardone's Lawyer Endorsements

Endorse Kristen
James Marshall Shelton headshot
James Shelton

Bankruptcy and debt lawyer | Mar 12

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Erik Mosby Harvey headshot
Erik Harvey

Chapter 13 bankruptcy lawyer | Mar 09

Relationship: Worked together on matter

"I endorse this lawyer. Kristen us a highly skilled bankruptcy attorney who is focused on serving her clients to the fullest."

Kenneth Love Jr. headshot
Kenneth Love

Bankruptcy and debt lawyer | Feb 18

Relationship: Fellow lawyer in community

"I endorse this lawyer. Kristen is an attorney who works hard and puts up a zealous fight for each of her clients"

View All Endorsements
Katie Cameron O'Mailia headshot
Katie O'Mailia

Family lawyer

Experience

Rating:  9.1 (Superb)

Honors

2015

Board Certification in Consumer Bankruptcy Law, NC State Bar

Work Experience

2019 - Present

Founding attorney, Nardone Law, PLLC

2011 - 2019

Partner, Davis Nardone, PC

2008 - 2010

Associate Attorney, Blanco Tackabery & Matamoros, PA

2004 - 2006

Law Clerk, United States Bankruptcy Court MDNC

2002 - 2004

Associate Attorney, Bell, Davis & Pitt, PA

2001 - 2002

Law Clerk, United States Bankruptcy Court WDNC

Associations

2012 - Present

Mecklenburg County Bar

Member

2011 - Present

Cabarrus County Bar Association

Member

2010 - Present

National Association of Consumer Bankruptcy Attorneys

Member

2001 - Present

North Carolina Bar Association, Bankruptcy Section

Member

Education

2001

Wake Forest University School of Law

JD - Juris Doctor

1998

University of North Carolina, Greensboro

BA - Bachelor of Arts

Speaking Engagements

2013

Chapter 7 and 13 Bankruptcy: line-by-line Workshop

Chapter 7 and 13 Bankruptcy

Publications

2017

N.C. Bankruptcy Practice Manual Chapter 13

2011

American Bankruptcy Institute Journal Modification for Above-Median-Income Debtors

2006

National Association of Chapter 13 Trustee's Quarterly The Application of the Automatic Stay to Repeat Filers: Section 362(c)(3) of the Bankruptcy Abuse Prevention Consumer Protection Act

Languages

English

Avvo Rating

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