Kristen Scott Nardone

When we first came to Kristen's office for professional advice concerning our financial situation, we were a little nervous and did not know what to expect. We were being sued by a credit card company and didn't know what to do about it. We provided Kristen with all of the information she requested... concerning our financial hardships, and without hesitation and with full assurance, she had an answer and a plan of action for us to take. She was so knowledgeable and confident about the plan she recommended for us, therefore our anxieties were eased, and we too became certain that everything was going to work together for our good, and we were right. Initially, there was a plan and effort to file a Chapter 7 bankruptcy, but we learned of some information that negatively effected the Chapter 7 and made a Chapter 13 more appropriate for us. This meant that Kristen had to make adjustments and invest more time in our case, and this is where she proved to be so resilient and committed to our best interest. Her communication was always prompt and thorough throughout the whole process. As the Chapter 13 moved forward, there was a lot of resistance from one of the creditors; they filed numerous objections against our filing of the Chapter 13, including where we filed it. Once again, we became a little nervous, but Kristen always spoke with such confidence and poise about overcoming this adversity, and she assured us that everything was going to work in our favor. Kristen's legal response to the objections was so knowledgeable and complete; it was amazing. We could tell she put a lot of time and effort into fighting for us and upholding the truth, of which we are so grateful. Kristen won for us over and over again. She made my first time ever appearing in court pleasant and something I could appreciate as she demonstrated great professionalism and savvy. I can't say enough about Kristen's hard work and commitment to us! We are and always will be so grateful, and we can truly say we are better now than we were when we first visited her office. Thank you so much, Kristen, for all you have done for us, and God bless you always.

Kristen helped us file a Chapter 13 and then after the loss of my husband's job, she assisted us in converting to a Chapter 7. She went to bat for us against a difficult trustee and helped us negotiate a settlement that we could live with. She is easily accessible and works hard for her clients. W...e are looking forward to being able to start with a clean slate.