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Jillian M. Kindlund

Debt settlement Attorney at Ashburn, VA

4.9   55 reviews

also known as Kindlund Legal LLC, Jillian Aylward, Alliance Legal LLC, The Aylward Law Firm LLC

Free consultation Virtual consultation available
Free consultation Virtual consultation available
  • State Years
    Dist. of Columbia - DC 16 years
    Maryland - MD 17 years
    Virginia - VA Licensed
    Massachusetts - MA 35 years
  • Licensed for 16 years
    State DC
    Acquired 2007
    Good Standing No misconduct found
  • Licensed for 17 years
    State MD
    Acquired 2006
    Active No misconduct found
  • Licensed
    State VA
    Acquired N/A
    Active No misconduct found
  • Licensed for 35 years
    State MA
    Acquired 1988
    Inactive No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Jillian

Learn Jillian’s areas of practice.

Practice areas
  1. Debt settlement
    Many individuals and businesses face certain debts that can be settled and resolved outside of bankruptcy court. An attorney can assist by representation in court in the defense of certain collection actions. Settlements and payment plans can be made with those creditors if appropriate. Student loans are one area that may be resolved outside of court. If the individual can become compliant with payments there are options that allow the individual to limit the payment amount based on income.

    35 years, 1,000 cases

  2. Bankruptcy and debt
    I help people assess their options, decide if bankruptcy is the right option for them. I'm experienced in debt settlement, payment plans and other options, so I will help you decide if bankruptcy is right for you. Bankruptcy can help you start fresh!

    35 years, 1,000 cases

  3. Chapter 7 bankruptcy
    Many individuals and businesses can qualify for chapter 7, sometimes called straight bankruptcy. An attorney should assess your financial situation and determine if you can discharge all of your debts and retain your assets. Certain debts are nondischargeable and include student loans, spousal and child support, certain taxes and fines and debt for injuries incurred while operation of a motor vehicle.

    35 years, 1,000 cases

  4. Other

  5. Chapter 13 bankruptcy
    Chapter 13 is appropriate for individuals or families who are facing foreclosure of their home or whose gross income is in excess of the "means test" in their district. Chapter 13 allows them to formulate a plan to repay their debt over 3 to 5 years, repaying mortgage arrears or tax debt that is nondischargeable.

    35 years, 100 cases

  6. Mediation
    Individuals who are facing foreclosure can benefit from the mediation process in Maryland. It brings both the lender and the individual to the table to discuss resolution of the loan in lieu of foreclosure. We use the mediation process together with the loan modification process successfully. Many clients obtain a loan modification during the mediation process.

    14 years, 50 cases


 It takes a survivor.


You might feel like your best effort is not enough, but I believe it should be. Many hard-working people experience financial hardship, and I have dedicated my professional life to helping them recover and make a fresh start. Over the last 27 years as a Bankruptcy Attorney, my knowledge and understanding has helped me offer the best counsel in Maryland and the District of Columbia. A cancer survivor since 2010, my battle for life renewed my understanding of hardship and made me a better bankruptcy attorney. My clients have repeatedly expressed gratitude for the respect and kindness I give them.

One client provided this feedback:

“Following a series of unforeseen circumstances, my husband and I found ourselves in a financial nightmare. We tried for years to make payment arrangements with our creditors but our debt only got worse. When our business began to fall apart as a result of the declining economy, we started looking for attorneys who could really explain bankruptcy to us. We wanted to be really well informed prior making a decision to file for bankruptcy or not.”

“I think we spoke with about thirteen attorneys prior to meeting with Jill. We knew the minute our phone rang that she was going to be serious and responsive to our needs because she called, upon our request, well after normal business hours and took careful
time to discuss whatever it was we had questions about. In the months to follow, Jill continued to be everything we expected her to be. She was compassionate, highly professional and knowledgeable. Since our filing, I have and will continue to recommend Jill to everyone I know that can benefit from her services. Thanks Jill!” N.S. (2010)

 I have been through some of life’s problems, I am a five year cancer survivor. I was diagnosed without any warning. I went through 5 (five) surgeries, chemotherapy and radiation. I continued my law practice through all of it. I also lost my parents at an early age. It has made me appreciate life’s hurts and the difficulties people face. I am an overcomer and I can help you become one too. I am happy to make such a positive difference in the lives of my clients. 

Who I Serve

I serve clients all over the state of Maryland –from Charles, Prince Georges, Harford Counties and as close as Montgomery County, Virginia and the District of Columbia. I work with clients by telephone, fax and Skype. I don’t force you to come into my office (unless you want to) because your time is valuable to me.

Clients want to work with me for my expertise and experience. My main office is in Rockville, but I could be working from home in Leesburg, Virginia. With today’s technology I can work with you from wherever you are located. Most clients do meet with me the first time face-to face, but some choose to meet over the phone and that works too.

As I said, I live in Leesburg, Virginia with my two children and my Havanese dog, Popper. You might see her at the office, she comes to work with me frequently.


You deserve adept, informed counsel. That’s why I stay updated on the Bankruptcy field through regular attendance at the American Bankruptcy Institute (ABI), as well as other relevant Continuing Legal Education seminars for advanced study. 

 As soon as you walk in the door, I will treat you like a client, not a number. By focusing on real, actionable solutions, I can renew your hope in the future and help you move forward effectively putting your hardships in the rear-view mirror. Call me at for a free, no-obligation assessment.

 Is Bankruptcy Appropriate?

Your case may benefit from either a Chapter 7 or Chapter 13 Bankruptcy. The Bankruptcy Court filing automatically brings all attempts to collect on the debts you owe to a halt. Foreclosures, repossessions and even harassing phone calls stop while you are under the Court’s protection. The right to bankruptcy gives you the breathing room necessary to make a financial decision that will turn the tables and allows you to start fresh.

When your debt load is impossible for you to meet, bankruptcy allows you to discharge the debts you cannot afford to pay. As you may be aware – unsecured debts, like credit card debt, can be eliminated through Chapter 7 and Chapter 13 proceedings. There are also ways for a resourceful Bankruptcy Attorney to discharge second and third mortgages, tax debt, and substantial portions of outstanding success does not end in the courtroom. A favorable Bankruptcy proceeding is only the beginning of your new financial life. To ensure your best interests will be a priority, call my office today for a free debt assessment at or.

I can help Spanish-speakers too! Call us today for a free initial consultation! 


Client's Choice 2019,2016,2015,2013,2012
Client's Choice
2019 2016 2015 + 2 ...
Top Contributor 2012
Top Contributor

Photos and videos

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Contact Jillian

Kindlund Legal LLC
20130 Lakeview Center Plaza Ste 400
Ashburn, VA, 20147
Kindlund Legal LLC
6701 Democracy Blvd
Suite #300
Bethesda, MD, 20817
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4.9 / 5.0
  55 customer reviews
Client's Choice 2019
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Cynthia Myers | August 25, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Someone you can count on
Jillian was terrific! I felt I was being represented by someone who truly cared and was understanding of my particular position. I felt reassured and at ease in preparation for my case. I was totally confident of her expertise and guidance. She is someone you can count on! Would highly recommend her to anyone seeking legal advice on bankruptcies.
Read less
Posted by Chelton | January 15, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Bankruptcy Lawyer
I hired Jillian to handle my brother's case. He has a speech impediment problem. She was very patient with him while he was trying to talk. She explained the entire process to us, answered all of our questions, and provided us with the filing option to fit his circumstances. She made him feel very comfortable throughout the entire process. The meetings, consultations, and court appearance went smoothly. She is an excellent lawyer! I would definitely recommend her to a family member or friend.
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Posted by David | March 11, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Responsible & responsive
Ms. Kindlund handled my Chapter 7 bankruptcy case professionally, efficiently and compassionately. I felt educated and thoroughly prepared for my Trustee meeting. Of particular note - Jillian handled a hiccup that occurred in the case while she was traveling out of the country! Highly recommend.
Posted by Laurie | March 22, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Worth our Money
Miss Jillian was a rock to my wife from the start We were so stressed out, she calmed her down. She walked us through from the beginning to the end. Detailed step by step everything we needed to have and do in every aspect of the Bankruptcy for the Courts. We will recommend her and her firm to anyone who needs financial help. I only regret we did not get to meet with her in person as I had hope when we both were expected to appear for court, ( she had an associate guide us through the rest of the process.)
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Posted by Marlene | September 21, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Feeling Blessing by having Ms Jillian helping me!
Words are not enough to said how much appreciated I am with Ms Jillian Kindlund's for her help. she was very honest, kind, she take her time to explain that doing a bankruptcy was just a new beginning for me. I feel very confident after meeting with her for first time. the bankruptcy was the best thing I did to come out from the hard times I was going thru. and thanks to Ms Jillian now I am buying my house I have not collection calls no one calling my job. my credit is now almost 800 again. my life is in peace I am very happy. Don't be scary to star a new chapter in your life. I can really tell you that after the bankruptcy it takes not to long for me to get a car loan, apply for a job and not get rejected because my credit. new credit cards and so on things I could never do before. Thank you Thank you Ms Jillian for the support and the amazing job you did for me.
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Posted by anonymous | August 18, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great, efficient & professional
Thank you for all assistance in the bankruptcy process and making this as painless and easy as possible.
Posted by Ebony | November 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy? You won't go wrong with Jillian!
Jillian took the time to meet us at a convenient location for our initial meeting. She put our minds at ease because although we didn't want to file bankruptcy, she assured that we could start fresh sooner than later. We went through the online credit counseling session, which helped us to learn how to rebuild our credit. Two and a half years later, we are planning to close on our first home. I highly recommend her services to anyone who is looking for excellent customer service, non-judgmental, sound advice and a step in a positive direction. There is life after bankruptcy! Jillian can get you there!
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Posted by anonymous | November 22, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Jillian is great!
My apt. complex's rental office was attempting to charge me thousands of dollars for a fire in the laundry dryer that started due to their own lack of maintenance. Jillian did an great job helping to resolve this issue efficiently without having to go to court.
Posted by Salustiano | November 21, 2019
This review is from a person who hired this attorney.
| Hired Attorney
BankRuptcy charter 13
Posted by Darwin | October 26, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Saved from Salary Garnishment
I contacted Ms. Kindlund to get help with preventing a wage garnishment from a foreclosed mortgage debt. With her help I was able to prevent any garnishment of my paycheck and even reduce the payment amount of the debt requested. Jillian Kindlund is a great lawyer for me!
Posted by anonymous | September 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
Ms. Kindlund is very knowledgeable and was able to explain the process to me from being to end in a way I could understand. She expressed empathy for what I was going through. I felt totally comfortable through the entire process with her committed guidance.
Posted by Sherrice | August 20, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Great Help
Jillian Kindlund handled my bankruptcy case. She answered all my questions and she very responsive to all my emails and texts. Very thorough with the paper work and filings. She made it a very easy process.
Posted by anonymous | March 19, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Quick Response
Julian professionally and within 24 hours brought mediation with a creditor who was taking legal action. I was very satisfied with the outcome and did not have to go to court.
Posted by Matt | March 19, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Highly Reccommend!
Jillian was excellent - handled a rather complicated bit of legal work effortlessly and managed to help get everything cleaned up and back on track after my divorce left my credit and bill situation in a complete train wreck! Thanks Jillian! Highly recommend!
Posted by Sasan | February 16, 2017
This review is from a person who hired this attorney.
| Hired Attorney
A few days after my initial contact an appointment was made. I met with Nell, she's good, sharp, and persistent. She was always available when I had questions. I'm very happy with work they did. I had less than 2 weeks before my house sale date (By the foreclosing bank), they stopped the sale, and negotiated a lower monthly mortgage payment for me. I'd definitely recommend the firm.
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Posted by Allison | November 25, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Responsive, Caring, Experienced and Trustworthy
We could not have picked a better lawyer to walk with us through this difficult time. My husband was a high income earner, who changed jobs with promises made that did not pan out. We found ourselves drowning in debt without the income needed to pay it off and after struggling to make things work for almost 2 years, we finally came to the conclusion that we had no other choice but to declare bankruptcy. It was not something we ever saw for ourselves and it was emotionally very difficult. However, from the time we first met with Jillian to discuss our options, to the time we had our meeting with the trustee, and all the in-betweens, she has been responsive, thorough, caring and has given us great advice. It is a nice feeling to know that we can trust her advice and that she has the experience needed to walk us through what was a very difficult decision and a very stressful time in our lives.
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Posted by Yvette | November 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Only seek the best
Attorney Kindlund has provided legal services for me during an incredibly stressful period and managed my case in a professional, meaningful and successful manner. I had no knowledge and/or understanding of these processes so it was important to have the best legal representation to assist and guide me along the way. I thank God for Ms. Kindlund.
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Posted by anonymous | November 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Gets the deal done
She got the deal exactly listened to me. She updated me as things progressed.
Posted by anonymous | September 1, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent and Highly Recommend!
Jillian stepped into my case when another attorney was dis-barred. She was very professional and understanding of the situation. Jillian picked up the case like it was her own and assisted me through to the end. She was always available, answered all questions, and provide a level of expertise during a very difficult time. We prevailed and I have referred her other individuals based upon her being a genuine nice and knowledgeable person and attorney.
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Posted by Oscar | July 8, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13
Jillian has been very proactive in my case. I greatly appreciate her expertise and care for my family and I. She goes the extra mile to make sure that everything will turn out right. I am thankful for her and her staff.
View less reviews


  • Free Consultation 30 minutes
  • Hourly Rates $ 200-350 per hour
  • Pro bono 5 %
Payment methods
Cash, Check, Credit Card


AVVO RATING 9.4 (Superb)

Work Experience

  • Managing Partner
  • Kindlund Legal LLC
  • 2019 - Present
  • Managing Partner
  • Alliance Legal LLC
  • 2016 - 2019
  • Managing Partner
  • The Aylward Law Firm LLC
  • 2009 - 2016
  • Attorney
  • Mann Bracken, LLP
  • 2007 - 2009
  • Managing Partner
  • Jillian K. Aylward & Associates
  • 2003 - 2007
  • Associate General Counsel
  • Universal Service Adminstrative Company
  • 2001 - 2003
  • Of Counsel
  • Curran Coffey LLP
  • 1999 - 2001
  • Partner
  • Parker & Aylward
  • 1996 - 1999
  • Chapter 7 Trustee
  • United States Trustee
  • 1993 - 2002
  • Managing Partner
  • Kahn, McKenzie & Aylward
  • 1993 - 1996
  • Associate
  • Kahn & McKenzie
  • 1988 - 1993
View all work experience


  • Suffolk University Law School
  • JD - Juris Doctor, cum laude
  • 1988
  • University of Massachusetts, Amherst
  • BA - Bachelor of Arts, cum laude
  • 1983

Legal Cases

  • Foreclosure avoided, Loan Modification approved
  • Loan Modification Trial Payment Obtained
  • Foreclosure avoided, Loan Modification approved
  • Loan Modification Trial Payment Obtained
  • Chapter 11 case:
  • Successfully sold assets of first "" debtor


  • Maryland State Bar Association
  • Solo and Small Firm Section Council Member and Secretary
  • 2021 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2010 - Present
  • Montgomery County Bar Association
  • Member
  • 2008 - Present
  • District of Columbia Bar
  • Member
  • 2007 - Present
  • Maryland State Bar Association
  • Member
  • 2006 - Present
  • Massachusetts Bar Association
  • Member
  • 1988 - Present
  • Maryland State Bar Association
  • Consumer Bankruptcy Section Council
  • 2015 - 2017
  • Boston Bar Association, Bankruptcy Law Section
  • Chairperson
  • 1997 - 2000
  • Boston Bar Association, Bankruptcy Law Section
  • Chairperson
  • 1992 - 2000
View all associations

Languages Spoken

  • English

Honors and Awards

  • Preeminent 5.0 out of 5
  • Martindale-Hubbell
  • 2018
  • Client Champion Award
  • Martindale-Hubbell
  • 2018


Speaking Engagements

  • Moderator, Round Table Discussion, Consumer Committee, Bankruptcy Law Section, Boston Bar Association
  • Moderator of Round Table Discussion including Chief Bankruptcy Judge, United States Trustee--First Circuit and numerous practitioners to discuss launch of Debtor Education program in Massachusetts
  • 1999

Attorney endorsements

Received (17)
Given (12)
Endorse Jillian
Chapter 13 bankruptcy Attorney | Jul 02
Relationship: Fellow lawyer in community
"Jillian is extremely experienced and knowledgeable in the areas of bankruptcy law and debt settlements. She has successfully represented many clients throughout the bankruptcy process and understands the nuances that bankruptcy entails. She is fully dedicated to her clients and is a great person to work with."
Chapter 7 bankruptcy Attorney | Oct 21
Relationship: Fellow lawyer in community
"I endorse this lawyer for her dedication to debtor's rights. Ms. Aylward has represented the interests of our mutual clients with competence and compassion. She has helped many clients get a fresh start, whether through a much-needed loan modification or through bankruptcy or other alternative approaches."
Chapter 7 bankruptcy Attorney | Aug 18
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Jul 02
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 13 bankruptcy Attorney | May 30
Relationship: Fellow lawyer in community
"I endorse this lawyer. An extremely talented and well respected attorney in the legal community."
Mediation Attorney | Jan 27
Relationship: Opposing Counsel on matter
"I endorse this lawyer."
Chapter 7 bankruptcy Attorney | Sep 25
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Sep 17
Relationship: Worked together on matter
"I've known Attorney Jillian Aylward for 20 years. In Boston, she enjoyed a well-deserved reputation as a "go to" practitioner in all bankruptcy matters. I referred several matters to Jillian, and she handled them in an exceptional manner. I unqualifiedly endorse this lawyer."
Bankruptcy and debt Attorney | Apr 26
Relationship: Fellow lawyer in community
"Jillian is extremely knowledgeable and very dedicated to her clients. She is my go-to person for all bankruptcy issues."
Bankruptcy and debt Attorney | Apr 12
Relationship: Fellow lawyer in community
"Jillian is thoroughly knowledgeable about bankruptcy law and has a wide breadth of experience, having served as Chapter 7 Trustee for many years and represented both debtors and creditors. As a result, she offers insight and perspective to her clients that many other attorneys cannot. I endorse this lawyer."
Bankruptcy and debt Attorney | Apr 10
Relationship: Fellow lawyer in community
"I endorse Jillian Aylward. We are both members of NACBA and another legal practice listserv. While I have not met her in person, Ms. Aylward's posts always show a good understanding of the relevant law and genuine concern for her clients' interests. I would not hesitate to recommend her to a family member in need of bankruptcy representation."
Chapter 13 bankruptcy Attorney | Dec 17
Relationship: Other
"I endorse this lawyer. We are in the same list serve, very knowledgeable."
Chapter 7 bankruptcy Attorney | Dec 04
Relationship: Fellow lawyer in community
"Jillian Aylward's office provides a full range of debt relief options. She is dedicated to working with her clients to craft a personalized solution to their financial difficulties."
Unknown Attorney | Dec 03
Relationship: Fellow lawyer in community
"Is a zealous advocate for her clients. Call her and you can trust you will be treated fairly and represented with the highest degree of competence."
Chapter 7 bankruptcy Attorney | Dec 03
Relationship: Other
"I endorse this lawyer. Jillian is a fellow member of NACBA, which immediately commends her highly. I have reviewed the content of her website. Her presentation resonates with me because it is comprehensive, yet written in a way that makes the information accessible to the reader. With the changes in the law in 2005 still sinking in with so many newer practitioners, I'd say twenty-five years' experience is a huge plus when looking for an expert at this work."
Bankruptcy and debt Attorney | Feb 21
Relationship: Fellow lawyer in community
"I endorse this lawyer. Jillian works closely with her clients and keeps an eye on costs. I highly recommend her for any bankruptcy issues you may have."
Bankruptcy and debt Attorney | Jul 28
Relationship: Fellow lawyer in community
"I endorse this lawyer's work."
View more endorsements
Chapter 13 bankruptcy
Criminal defense
Estate planning
Chapter 7 bankruptcy
Bankruptcy and debt
Debt settlement
Debt settlement