What does it mean when a collection company say that they have closed your case and returned it to the debtor?
Jillian's answer
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Answered on March 21, 2023
It means that the debt collection attorney or company is no longer handling the collection of the debt. The debt could later be sold off to another...
Do you typically make a payment to the law firm /collection agency rather than the financial lender for a debt settlement?
Jillian's answer
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Answered on March 13, 2023
Typically, the payment is made to the collection agency. Make sure you get a settlement letter with regard to the settlement, and it should spell...
A law firm is requiring a stipulation to be signed for the agreed amount to be a made by a later date. I'm trying to avoid that.
Jillian's answer
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Answered on March 13, 2023
The Stipulation of Dismissal is standard practice. Though you are making a payment, your payment will likely not clear for several days, and...
Which wage garnishment exemptions would apply to us?
Jillian's answer
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Answered on March 01, 2023
Bankruptcy is not your only option. A good Debt Settlement attorney can help you potentially reduce the amount of the debt and avoid the wage or...
How much does it cost to file bankruptcy in Maryland?
Jillian's answer
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Answered on February 27, 2023
Most bankruptcy attorneys charge $2000-$4000 for a chapter 7 case which depends on your assets, your income and the amount of your debt. Other...
Would arbitration vs going to court be a better choice?
Jillian's answer
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Answered on February 13, 2023
Arbitration is not a good option. Contact a good debt settlement attorney to negotiate the balance due. If you have some funds available for a lump...
Bankruptcy question
Jillian's answer
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Answered on February 13, 2023
If you have any joint credit card debt a chapter 7 Trustee could file a motion to sell your home to pay the joint debt and you could lose your...
Can cashnet USA garnisha my wages and take me to court?
Jillian's answer
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Answered on February 06, 2023
They would have to file a lawsuit in court and obtain a judgment before they can seek to garnish your wages. If you live in Maryland, there is a...
Will i ha e to pay a wage garnishment from 9 year old court case?
Jillian's answer
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Answered on December 27, 2022
If a judgment was obtained against you a wage garnishment can be issued against you. Judgments are good for 12 years and they can be renewed prior...
I've finished paying the plan and gotten discharged 12/06/22. I received debtor's refund from the Trustee. I don't know why.
Jillian's answer
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Answered on December 27, 2022
You should feel free to contact the Chapter 13 Trustee's office to get confirmation of why you received the refund check. It appears that you...
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