Robert Stanley Gitmeid

I had over 40k in debt and yes they did do their job. I did not know however how much their fees were. I owed one creditor 23k. They settled for 10k. I paid the 10k plus over 4k in fees for Gitmeid and now I am having to report 15k on my income taxes this year for this same creditor that I only o...wed 23k to start the program. Obviously no one at Gitmeid was able to get interest charges and late fees abated from the beginning of the program.

Not for nothing but it’s all in plain view, you can see the fees they charge in both their portals, I had 88G worth of debt, I settled for lesser amounts, some under 50% some over, but don’t complain if you don’t ask all the questions beforehand, yes they did go over their estimated timeframe by a li...ttle bit, this program is not for everyone. If you don’t have a decent income flow this method doesn’t work for you.

For four years, I have been trying to get my debts paid through this so-called "program." They made unauthorized debits to my bank account without communicating with me. I can never get ahold of anyone by email or phone. They paid themselves before paying any part of my debts--and in excess of what I... agreed to. My credit score has been horrifyingly low for all of this time--to the point that I couldn't obtain housing, buy a vehicle and was rejected from a job opportunity because of my bad credit. WHAT THEY DON'T TELL YOU: you will pay income taxes on the balance of your settlement; they take a minimum of 25% off the top as their fee; a "settled" account will irreparably harm your credit (you'll have to wait 7-10 years before it improves) regardless of paying on the debt and creditors can still come after you to pay-off the balance of settlement. You are not going to save any money--just buy yourself time. If you suffer a hardship and can't pay your bills, it's much better to contact the creditor directly!! This law firm is a joke. They are exploiting vulnerable, desperate people who are trying to do the right thing and need help. Using Gitmeid will only cause more harm.

I needed to clean up my debt and I failed to do more research and used this company. DO NOT RECOMMEND. They started off well, great customer service and now towards the end I'm frustrated and very upset. I paid several thousand dollars for them to work my accounts and I have to call every few days to... make sure they are doing what is needed on my account. You need to be a micromanager and call them to do everything. They never emailed me to confirm an additional settlement was made and I was scheduled to draft a payment that I already paid. Instead they drafted the 2nd payment without letting me know until I called them and the rep stated It was my fault for not calling them to find out THEY made a settlement and did not notify me. Wait, so I have to call you when I'm already paying you to make these settlements and your company failed to notify me this was done? Several thousand dollars that's the wrong answer and that Representative had no right to say that it was my fault for not knowing when they do or don't do their job! Are you serious? I called to close my account and make a final payment to get rid of this company and they tell me it could take 30days for the creditor to agree on a final payment? Why? I paid a lot of money for this company to make things happen and I have been calling every week to make sure they got my payment, sent in the request even though I already asked for that to happen when I made my final payment. I have to call them to make sure they do their job. This is ridiculous. I can't call the creditor directly since I gave them authorization on my behalf to make this happen sooner. So now I have to call Gitmeid back every week until this payment is made. They do not provide paid in full letters, I was told I have to contact the creditors myself for those, which why? That should be provided from Gitmeid. They don't even provide a "graduated" from the program letter to provide a snap shot of everything that was accomplished and completed by the company to show your are done and everything is paid in full. In my experience this is the worst company. Thank you for motivating me to never do get into debt or have to use a company like this again. Life can throw you unfortunate events you may not plan for, but DO NOT EVER USE THIS COMPANY if that happens. I heard of another company that only charged $1000 or less depending on debt, they were transparent, always emailed everything or mailed out letters to let you know what was going on and gave you a close out of the program once completed. If I knew them before this, I would have NEVER used this company. Find anyone else. DO NOT USE THIS COMPANY.

I have complain over and over again they promised to handle all my bills and close the account. They still have not completed the job after numerous telephone conversations with Gitmeid Law staff. My request was reasonable contact billing company and close the account. Getmeid never finish closing th...e account.