Robert Stanley Gitmeid

I been on the program for a number of years now, and Gitmeid has helped me to navigate and pay off my debt. I do agree the fees are high, but it’s better than being sued by creditors without any lawyer. Yes I could have filed for Chapter 7 bankruptcy, but I chose to go this route. Gitmeid has been ve...ry transparent about everything, and they were honest with me. I was told my credit score would plummet during this program, but it eventually brings your score up by paying off debt, and creditors will start offering cards. I am not supposed to use cards while on this program, which is fine. Overall my experience has been good. I have a few credit cards left to pay but the majority of all my debt has been paid off. Gitmeid has also worked with me on switching payment schedules in my financial situation, and they have always communicated and called me when debts were negotiated.

I hired them after my divorce to help me out of marital debt I was buried in totaling about 25xxx. I was able to reduce my payments over the holidays without problem, and just made an extra deposit and was told they are in negotiation with one of my 2 creditors. Something I couldn't have resolved on ...my own. They are always friendly and helpful when I call, as well. Will give them 5 stars when all gets resolved. Was told I am on a 15 mo program, back in Aug 2019. Hoping to shorten that time and get this off my credit and move ON with my life, a little faster thanks to them.

18 months later and they’ve helped me clean up almost $30K worth, plus the creditors don’t call/harass me anymore. I’ve been served to appear in court with some creditors. As soon as this happens, I let the Gitmeid team know and they take it from there. I haven’t had to go to court yet, thankfulll...y. The key is to make the scheduled payments every month, and to notify them immediately of any court notices so they can handle them for you. One month at a time. Slow and steady, and I’ll be out of this soon. Yes there are fees, but with the settlements they arrange, I’m still not paying back all that I’m in debt for, even with their fees. Work hard, make the deposits. Gitmeid will get you out of debt. I’ll give them 5 stars when I’m debt free.