Robert Stanley Gitmeid

I’m buying a home & my loan officer said my credit report showed the accounts that Gitmeid negotiated & closed were not reported to the credit bureau. Now, they’re tell me “oh, we’re reaching out to them.” They are all aways “reaching out” to someone. When you are almost done paying off your de...bt they drag their feet to keep you as customer. Awful company

I hired them after my divorce to help me out of marital debt I was buried in totaling about 25xxx. I was able to reduce my payments over the holidays without problem, and just made an extra deposit and was told they are in negotiation with one of my 2 creditors. Something I couldn't have resolved on ...my own. They are always friendly and helpful when I call, as well. Will give them 5 stars when all gets resolved. Was told I am on a 15 mo program, back in Aug 2019. Hoping to shorten that time and get this off my credit and move ON with my life, a little faster thanks to them.

Gitmeid has been completely transparent about everything that was going to happen to my credit score and how they were going to help with my debt. With 35k in credit card debt I can finally see the light-two of my three creditors have made deals and they are actively working on my third. I receive no... harassing phone calls or have ever been asked to appear in court. They staff are professional and courteous every time I call. They reach out every so often to see if anything has changed with my finances. My credit is starting to rebuild. This process takes time-I got myself into this mess and realize it takes time to get out of it.

I called Gitman Law when I was totally desperate for help in July, 2017- I’m so glad I did. My total debt was $25,685.00 and I just couldn’t keep with with payments, was late on some and the high interest was keeping me from paying anything off. In September 2020 I will have all of this debt settle...d and completely paid. When I add the settlement amount and fees I found I saved $8,665.00, keep in mind the orginal debt was what I used as how much I saved- There is no interest/late fees included in this calculation so it would have been much-much more if I looked at what the “true” balance was at the settlement date. Gitman did tell me credit score would fall- and it did to the low 500’s and has slowly increased to 619 which is what my score was prior to working with Gitman. My credit score is my fault for getting myself into this situation. There were times where I missed a payment, I would then double the next payment to keep myself on track. The staff was always pleasant to speak with and informative. Personnally, my financial situation and stress changed because one payment every pay rather than figuring who I was paying and how much was no longer a thought- I actually had more money to spend for life itself. The weight lifted off my shoulders was tremendous. I did worry for the first 6 months as I didn’t see any settlement offers even though I was depositing twice a month, my balance was increasing- then after 6 months I began to receive settlement options, whew what a relief. My monthly payment was only raised one time by $40.00 for the next 18 months, I am completely ok with this as everything is settled and will be paid at the end of the 18 months. Would I ever do this again? No, I will always keep myself in check related to debt. Every time a debt was settled, then paid I feel for once in many years relief from all the stress and feeling accomplished as each debt is going away. I would recommend Gitman’s for debt relief, yes you pay fees- but you’re not paying the late charges and interest that has accumulated- someone is handling stressful calls and negotiations for you. For me it was totally worth it and I did save money- I’m rebuilding my credit and most of all the staff never once made me feel uncomfortable for putting myself in this financial situation.