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Karina Pia Lucid Esq.
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About Karina
Biography
I am firmly committed to providing my clients with high quality, respectful and personal legal representaiton. When you are my client, you will always be assisted by an experienced attorney who knows you, knows your case and has your best interests in mind.
Come in for a free consultaiton. The first 30 minutes are free. Please see my website for a copy of my consultation agreement.
PRACTICE AREAS:
- Bankruptcy
- Corporate Bankruptcy: we represent corporate debtors in chpater 7 and chapter 11 cases
- Consumer Bankruptcy: we represent consumer debtors in chapter 7 and chapter 13 cases
- Preference Defense
- Creditor Representations
- Professional Mediation Services
- Civil and Commercial Collaborative Law
- Bankruptcy Consulting in Collaborative Divorce cases
WE ARE PROUD TO BE A DEBT RELIEF AGENCY THAT CAN HELP OUR CONSUMER BANKRUPTCY CLIENTS:
- Prevent foreclosure on your home
- Deal with delinquent income taxes
- Eliminate crushing medical bills
- Eliminate the burden of debt
- Stop Collections Actions and harassing phone calls
- Clear Judgments from your record
SERVING: Sommerset, Middlesex, Hunterdon, Morris, Union, & Essex Counties in New Jersey
Finances Too Tight? Is Bankruptcy the Right Answer? Call for a Free Consultation.
Practice Areas
7
Practice Areas
Chapter 13 Bankruptcy
30%
1 year
Chapter 7 Bankruptcy
30%
1 year
Bankruptcy and Debt
20%
Consumer Protection
7%
1 year
Fees and Rates
Cost
Hourly Rates
$ 140-500 per hour
Retainer
Always
Payment Methods
- Cash
- Check
- Credit Card
Awards
2025 2021 2020
...
+
3
2012
Licenses
Licensed in New Jersey for 23 years
State: New Jersey
Acquired: 2002
No misconduct found
Licensed in District of Columbia for 20 years
State: District of Columbia
Acquired: 2005
No misconduct found
Location
Karina Pia Lucid, Esq., LLC
(908) 350-4505
Fax
1065 Rte 22 West, Suite 2B, Bridgewater, NJ, 08807
karinalucidlaw.com/Gallery
Online Presence
Other places you can find Karina online.
Karina Pia Lucid Esq.'s Reviews
Avvo Review Score
36 Client Reviews
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Practice Areas
What Clients Mention
Showing 1 - 5 of 7 reviews | Communication Style
Posted by Anna | November 25, 2025 | Hired Attorney
Karina Pia Lucid Esq. rates five stars with me!
The folks at Lucid Law made a tough job very easy for me. Everyone was very helpful and made thing simple to understand and accomplish. I recommend this firm!
Posted by JESSICA | March 06, 2025 | Hired Attorney | Bankruptcy & Debt
Highly Recommend! Forever Grateful to Debra and Pina, & the Entire Karina Law Firm Team!
I highly recommend Karina Lucid Law, if you are looking to do bankruptcy, and for a fast, seamless fresh start. Because whether you believe it or not, we all deserve a second chance. I spent months living in constant anxiety over this decision. Many sleepless nights, feeling like such a failure for l...
Posted by Michael | August 18, 2021 | Hired Attorney
Bankruptcy Attorney
I found Karina to be professional, knowledgeable, accommodating, and pleasant. She communicated back and forth in a timely manner, and showed flexibility when needed. She was referred to me through a friend, and I will refer others to her as well. Thank you.
Karina Lucid
Replied last August 18, 2021Thank you for this wonderful review, Michael. We appreciate it so much!!!! All my best, Karina Lucid #Chapter7isHeaven #FinancialGriefManaged
Posted by Denise | August 18, 2021 | Hired Attorney | Bankruptcy & Debt
Choosing Lucid Law is the best decision to make
Making the decision to file for bankruptcy is a serious decision. The best decision I made was choosing Lucid Law. Attorney Lucid and her amazing Team (Debra, Meagan and Sandra) worked tirelessly to help me through this process. They listened to me and answered all of my questions with a perfect bala...
Karina Lucid
Replied last August 18, 2021Thank you, Denise!!!! From me, Sandra, Meagan and Deb, it was truly a HUGE pleasure to assist you. We truly love all our clients but some people just make us all smile in a special way when we think back on their case. You are a beautiful person and we are so proud and grateful to have been a special part of your journey. Enjoy your FRESH START!!! #Chapter7isHeaven #FinancialGriefManaged
Posted by Kimberly C. | November 13, 2020
Best Lawyer Ever!!!
Karina Lucid is an excellent attorney. She was very knowledgeable, personable, and very client oriented. She always made me feel at ease and helped me to nagivate through the legal process feeling very confident in her ability to represent me. She was always available to answer questions and she made...
Karina Lucid
Replied last November 13, 2020Thank you for this positive feedback, Kimberly!! It is very much appreciated!! Hope you are doing well!!! All my best, Karina Lucid
Karina Pia Lucid Esq.'s Lawyer Endorsements
"If one of my clients has a bankruptcy issue, I send them to Karina, with confidence that she will give them outstanding representation. I have known her in the lawyer community for many years and I endorse this lawyer."
"I wholeheartedly endorse this lawyer. I've worked with Karina on several occasions. She is the consummate professional - very knowledgeable in her field, organized, and well-suited to both business and consumer cases. I've enjoyed working with her tremendously and refer all my NJ cases to her."
"I endorse this lawyer. Karina is a great person, who I have gotten to know through attorney seminars. She is a hard working, personable and dedicated attorney."
"I know Karina through a national association of attorneys and she is a valuable member of the group. She has 15 years of experience in helping her clients through financial difficulties. She is very knowledgeable about bankruptcy law. She honestly works above and beyond to help her clients achieve the results they need to improve their lives. I would highly recommend Karina to anyone in financial distress."
"Karina and I work together, along with a team of other attorneys across the country, on a weekly basis to discuss the intersection of law and business. Karina always comes to the table with fresh ideas to better serve the client and relieve the client of the unfortunate event(s) that brought him/her to her office. I fully endorse Karina without reservation."
"I endorse this lawyer. Karina is careful, sincere and always looking out for the best interest of her client. I know Karina from a practice development group and she consistently seeks out new and better ways to serve her clients. Highly recommended!"
"I strongly endorse and recommend Karina. We regularly consult together in an attorney group. I appreciate her insight and ideas. She is an attorney on the rise!!"
"I endorse this lawyer. She is intelligent professional and highly respected within the legal community. She's an excellent advocate all around."
"I endorse this lawyer. An extremely talented and well respected attorney in the legal community."
"I have known Karina for many years and she is a dedicated professional. When family members have needed mediation and bankruptcy services, I have recommended Karina to them and she has served them well."
"Karina Pia Lucid is careful and concerned that the advice she gives is accurate. I am impressed with Ms Lucid's attention to detail and am honored to take this opportunity to endorse her."
"I worked with Karina on a number of cases and always found her to be extremely knowledgeable, hardworking, and an asset to every case. She takes a balanced, collaborative approach to legal matters and never fails to consider what would be the best and highest result for all concerned. I highly recommend her."
"Ms. Lucid is an excellent lawyer and a prollific contributor to the Avvo community. I endorse her without hesitation."
"Karina is a very professional and caring attorney who is highly knowledgeable regarding bankruptcy. She is very thoughtful and thorough in her approach to legal issues. I recommend Karina to those needing bankruptcy assistance."
"I endorse this lawyer as one who always is direct and right to the point on Avvo with respect to bankruptcy questions."
"I endorse this lawyer. Ms. Lucid is an experienced and caring professional who would provide excellent service to any of her clients."
"I have known Karina for several years. We first met when we worked together on a contentious chapter 11 case where my firm represented the debtors and her firm represented the creditors' committee. Karina was always professional and courteous throughout our dealings and made a case filled with difficult issues and vigorous disputes manageable. Her efforts contributed to a successful outcome for all parties involved. Since that case, we have stayed in regular contact. I have always found her insights regarding legal issues and the practice of law to be helpful. She has worked hard to develop her own practice that exhibits her capabilities, integrity, and compassion -- a rare combination that serves her clients well. I heartily recommend Karina."
"I endorse this lawyer. Karina gets results for her clients. She also provides guidance to other bankruptcy attorneys though the Bankruptcy Inn of Court. Now that is an attorney to go hire."
"I endorse this lawyer. I have known Karina for many years and have truly enjoyed exchanging different points of view on many different subjects. She is truly an exceptional attorney who if I could not represent a client due to conflict would have the utmost confidence in referring them to her."
"Karina and I worked on several matters together. Her holistic approach to the practice is unique and very effective. In nutshell, if my mom needed to file for bankruptcy, I would send her to Karina."
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Experience
Honors
2002
Outstanding Contribution Appellate Advocacy Program, Seton Hall University School of Law
Work Experience
2011 - Present
Owner, Karina Pia Lucid, Esq., LLC
2009 - 2011
Bankruptcy Associate, Norris McLaughlin & Marcus, PA
2008 - 2008
Adjunct Professor, Seton Hall University School Of Law
2004 - 2009
Bankruptcy Associate, Lowenstein Sandler PC
2003 - 2004
Law Clerk to Hon. R. Gambardella, Unites States Bankruptcy Court for the District of New Jersey
2002 - 2003
Law Clerk to Hon. Barbara Byrd-Wecker, NJ Superior Court, Appellate Division
1987 - 2000
Owner Operator of retail florist shop, Fancy Flowers by Karina, Inc.
Associations
2012 - Present
New Jersey Collaborative Law GroupAttorney Member
2011 - Present
Superior Court of New JerseyCommunity Dispute Resolution
2005 - Present
Bankruptcy American Inn of CourtBarrister
2004 - Present
New Jersey State Bar AssociationMember
Sample of Legal Cases
Eubanks Enterprises, Inc., lead case no. 09-14137 (GMB)
Blue Tulip, Inc.
G.O.B. Sale and Liquidating Plan approved by Court
Education
2011
New Jersey Professional Mediators Association
Professional Mediator Certificate
2002
Seton Hall University School of Law
JD - Juris Doctor
1996
Georgian Court College
BA - Bachelor of Arts
Speaking Engagements
2015
New Jersey State Bar Association, CLE Webinar
Bankruptcy Basics For Real Estate Lawyers
2014
New Jersey State Bar Association, Continuing Legal Education Committee
Until Debt Do Us Part
2014
New Jersey State Bar Association, CLE
Bankruptcy Basics Panel Presentation
2014
New Jersey State Bar Association, CLE
Bankruptcy Basics For the Collaborative Lawyer
2014
New Jersey State Bar Association, CLE
When Bankruptcy Meets Divorce
2012
Union County Lunch & Learn
Issues in Bankruptcy and Divorce
2011
Bankruptcy and Beyond
Bankruptcy Basics
Publications
2012
New Jersey State Bar Association; Business Law Section News Letter
Don't Reclaim! Get Paid On Your 20 Day Claim
Languages
Spanish
English
Activity
Legal Answers
Top Contributor
Karina earned significant contribution points in 2012.
Legal Answers
Q&A
I signed up for a debt relief program law offices of gitmeid and associates through national debt
21 Feb 2026
Q&A
What should i do if my employer places two wage garnishments on my pay in nj
20 Feb 2026
Q&A
Take over of a cp13 bk?
16 Oct 2025