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Practice areas: Debt Settlement, Debt Collection, Landlord & Tenant, Real Estate
My firm is relatively young, having been formed in 2007. Currently, I am a solo practitioner, so all clients deal directly with me. It is my philosophy, though, that every client should have a relationship with his or her attorney. As such, even a...
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Business, Contracts & Agreements
After over six years at a busy firm assisting clients in managing their debts, I started my own practice to give my clients more personal attention. I work to reduce my clients' debts, work out a manageable repayment plan, or simply eliminate th...
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Real Estate, Chapter 7 Bankruptcy, Foreclosure
Review: “I hired this attorney for my domestic violence/divorce case. She is dedicated to my case the entire time and was sharing her time to listen to my stories. It is worthy of choosing an attorney by the integrity. Overall wha...
Practice areas: Debt Settlement, Lawsuits & Disputes, Business, Contracts & Agreements, Criminal Defense
Howard Fensterman is the managing partner at Abrams, Fensterman, Fensterman, Eisman, Greenberg, Formato & Einiger, LLP. Mr. Fensterman is involved in all facets of the law firm's practice, including representing corporations, partnerships, LLCs a...
Practice areas: Debt Settlement, Family, Real Estate, Debt & Lending Agreements, Litigation
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.