My firm is relatively young, having been formed in 2007. Currently, I am a solo practitioner, so all clients deal directly with me. It is my philosophy, though, that every client should have a relationship with his or her attorney. As such, even a...
Practice areas & skills: Debt Settlement, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Business, Contracts & Agreements
I am an attorney with more than 35 years' experience, concentrating on Bankruptcy Law, Debt Restrucuring and Workouts, and Commercial Litigation in Federal and State Courts, including foreclosure defense. I have the highest rating available on Av...
Practice areas & skills: Debt Settlement, Litigation, Bankruptcy & Debt, Debt & Lending Agreements, Debt Collection
Just to let people know a little bit of my personal life: I enjoy watching football, basketball and baseball. Mixed Martial Arts are also very exciting to watch. I love animals and children.
Practice areas & skills: Debt Settlement, Landlord & Tenant, Foreclosure, Divorce & Separation, Contracts & Agreements
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.