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Practice areas & skills: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Bankruptcy & Debt, General Practice
Review: “She was really helpful in reviewing our case and documents, unlike many attorneys, who require a retainer to even look at the documents. I would recommend this attorney without reservation.”
Practice areas & skills: Debt Settlement, Real Estate, Foreclosure
Review: “There are so many places I can begin with this review. After having my initial efforts fall to the wayside via a previous lawyer, David Chami and his team took my concerns into their hands as if my concerns were their ow...
Practice areas & skills: Debt Settlement, Insurance, Consumer Protection
I love my job and what I do. But at the end of a long day I relax like everyone else. My favorite hobby these days is reading. I read so much I classify it by type: recreational, educational, and market research. For recreational I read everyt...
Practice areas & skills: Debt Settlement, Credit Repair
David is from Phoenix Arizona. He graduated summa cum laude from Northern Arizona University in three years with a Bachelor of Science degree in American Political Studies. David then attended law school at California Western School of Law, and ...
Practice areas & skills: Debt Settlement, Litigation, Class Action, Consumer Protection, Bankruptcy & Debt
Review: “When bill collectors cross the line, Mr. Bybee know how to hold them accountable. He knows how to take the emotion out of it, and negotiate the very best settlement your circumstances merit. In my case his advice was soun...
Practice areas & skills: Debt Settlement, Consumer Protection, Identity Theft, Debt Collection, Credit Repair
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.