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Thomas A McAvity

Bankruptcy and debt Attorney at Phoenix, AZ

4.8   18 reviews
  • State Years
    Arizona - AZ 5 years
    Washington - WA 19 years
    Oregon - OR 23 years
  • Licensed for 5 years
    State AZ
    Acquired 2018
    Status
    Active No misconduct found
  • Licensed for 19 years
    State WA
    Acquired 2004
    Status
    Active No misconduct found
  • Licensed for 23 years
    State OR
    Acquired 2000
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Thomas

Learn Thomas’s areas of practice.

3
Practice areas
  1. Bankruptcy and debt
    80%
    Consumer Bankruptcy Practice in both Oregon and Washington. I have offices in Vancouver, Portland, Seattle and Salem and Tacoma I offer clients individual attention, flexible payment plans and the opportunity for them to submit their paperwork online.

    24 years, 1,500 cases

  2. Debt settlement
    10%
    Consumer Law Practice with offices in both Seattle, Vancouver and Tacoma, Washington and both Portland and Salem, Oregon. We help clients with student loan problems, sue abusive collectors all over Washington and Oregon for violations of the FDCPA and defend consumers in lawsuits filed by collectors.

    24 years, 500 cases

  3. Foreclosure
    10%
    We stop foreclosures from occurring in both Oregon and Washington by representing debtors in judicial foreclosures and by filing Chapter 13 Bankruptcies which give consumers the ability to either modify their current mortgage or pay off the arrears owed at zero percent interest over five years. We also have the ability to eliminate a second mortgage if your home is worth less than what you owe on your first mortgage.

    24 years, 1,500 cases

 

I’ve been a consumer bankruptcy lawyer since 2000, helping people get out of debt in Washington, Oregon and Arizona. I am the managing attorney of Northwest Debt Relief Law Firm. We have bankruptcy law offices in both Vancouver, Tacoma and Seattle, Washington and in both Portland and Salem, Oregon. We recently opened an additional office to serve Phoenix, Arizona.  

I grew up in Washington, D.C. but was lucky enough to move to the Pacific Northwest in 1995. When I am not practicing bankruptcy law, I spend the bulk of my time running errands with my golden retriever, Mayzie, for my wife and little boy.

Northwest Debt Relief Law Firm has been awarded an 'A+' review by the Better Business Bureau. Our bankruptcy practice is  designed to make the most of technology. For example, our clients can complete and submit their bankruptcy paperwork online. In the same vein, we are set up to download tax transcripts and property assessments right off the web. We can even get credit reports for our clients and download the creditors right into their bankruptcy petitions for their approval.

At the Northwest Debt Relief Law Firm, we understand that people in Oregon, Washington and Arizona all have a difficult time coming up with the money to file bankruptcy. Unlike the other firms, we take most of our fees in monthly installments after your case is filed. Our Seattle, Portland, Tacoma, Vancouver and Salem Bankruptcy Law offices are all situated such that our clients don't need to worry about paying and finding parking.

So if you’re having problems and need some help, send me an e-mail or give me a call and we’ll see how I may be able to help you.

 

Photos and videos

Our Bankruptcy Firm has been awarded an 'A' rating by the Better Business Bureau.

Location

Phoenix Fresh Start Bankruptcy
4742 N 24th Street
Suite 300
Phoenix, AZ, 85016
Phoenix Fresh Start Bankruptcy
11201 N Tatum Blvd
Suite 300
Phoenix, AZ, 85028
Northwest Debt Relief
650 NE Holladay Street
Suite 1640
Portland, OR, 97232
Seattle Bankruptcy Law Firm
14900 Interurban Ave S
Ste. 271 PMB 43
Seattle, WA, 98168
Northwest Debt Relief
1201 Pacific Avenue
Suite 600
Tacoma, WA, 98402
Northwest Debt Relief
3000 Market St.
Suite 202
Salem, OR, 97301
Northwest Debt Relief
1312 Main Street
Vancouver, WA, 98660
Phoenix Fresh Start Bankruptcy Attorneys
2990 N Litchfield Rd
Suite 300
Goodyear, AZ, 85395
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Reviews

4.8 / 5.0
  18 customer reviews
5 Star
 
83%
4 Star
 
17%
3 Star
 
0%
2 Star
 
0%
1 Star
 
0%
Posted by Stefani | July 30, 2014
Trustworthy, Patient, Knowledgeble, Fair and Non-Judgemental
This law firm is by far the most upfront, honest and patient to deal with while having to file bankruptcy. I was so scared the first time I walked into Thomas office. He assured me that I was not the only one going through trying times. He wrote out every step of what he needed from me, what I should expect through the process and his fees. I know that I must of asked the same questions over and over but he stayed patient with me. One of the most impressive things is that he responds back to e-mails and phone calls fast. I never felt that I had to keep calling to get my answers. This firm will fight for you and help put your mind at ease. I am now having to return to him to convert my case over to a chapter 7 from a chapter 13. It has been 3 years since I had talked to Tom but when I called him he acted like it had only been weeks. He is taking on my conversion with added distance since I moved to Montana 2 years ago. My mind is at ease knowing it is in his hands now.
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Posted by anonymous | July 17, 2013
Thomas is the best attorney out there
Greatest thing i ever did was hire thomas.. He is very trustworthy and deals with all issues,at hand
Posted by Owensjillm63 | June 27, 2013
Satisfied customer
I am very pleased with the service I received from North West Debt Relief law Firm. They took care of me and my mess of debt. They were very kind ,professional, and competent . I would highly recommend them to all I know, thanks Thomas McAvity and staff
Posted by Jill | May 2, 2013
Owens
When I made the decision to file for bankruptcy I was filled with many emotions anxiety and stress the top ones. After contacting NW Debt Relief Law Firm and Thomas McAvity many of my fears were alieved. They have been so compassionate and kind. They have made a difficult situation easier to bare. I would use the Law Firm again and would highly recommend them to my family and friends
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Posted by Gary | April 17, 2013
Very good attorney!!
Thomas McAvity answered every question I ever asked him about my legal situation. He always returned my emails and phone calls on a prompt basis. Thomas is very knowledgeable about the law. I really appreciated his efforts. If one word describes Tom it is EXCELLENCE!!
Posted by Christina | December 31, 2012
Helpful and reassuring!
I hired Thomas about 2 months ago. I haven't started the filing process yet, but he made me feel comfortable and in good hands from the get-go. Looking forward to working with him!
Posted by Rose S. | August 19, 2011
It's Not About The Money; It's About the People.............
I met Mr. McAvity just today. I went into his office with practically nothing; no hopes that he could help me with my financial disaster and no hope of trying to make a fresh start. I really believed he would turn me away or charge me an outrageous amount to even acquire his services. Instead, Mr. Avity was very compassionate and understanding of my situation and looked at many different options for me to use that would not take a toll on my pocket book. When I left his office an hour later, I felt relief for the first time in months that finally I had found someone to help me. Tom and his associates made me feel at ease from the moment I walked into the office and Sara is absolutely wonderful!! Thank you, Thank you for helping me through this difficult time! For anyone looking for a good Bankruptcy Attorney, I would strongly suggest seeing Thomas McAvity.....
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Posted by Richard | May 3, 2011
Compassionate and experienced consumer bankruptcy attorney
Mr. McAvity worked for my law firm on two separate tenures. He was knowledgeable, efficient, and compassionate toward clients. I strongly recommend him.
Posted by Patty | January 8, 2011
Great Service and Explanation of the legal process
Thomas made this difficult process much easier. He explained everything in detail and what would be expected of me. He was very knowledgable and I felt like I was completely informed.
Posted by anonymous | October 13, 2010
Our Chapter Seven Review
Tom was able to help me figure out which kind of bankruptcy was the best fit for my situation (mortgage, credit cards, car loans, everything behind!). We decided with Tom's guidance that Chapter Seven was the best fit. Considering what the alternatives could have been it was a very relieving experience and certainly better than any of the do it yourself options we had previously considered doing. We felt Tom cared even though we saw that he had many clients. We never felt he wasn't there for us at all. We're now on our way to getting things back to where they were before our debts completely controlled our lives.
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Posted by Mellie | September 3, 2010
Excellent bankruptcy help
I got very fast results with my bankruptcy with McAvity. I liked the fact that he made me feel like it was okay for me to need help and told me people all over the country were in the same position as me. McAvity understood bankruptcy and could answer all my questions. I knew my stuff was getting filed right.
Posted by Pete | August 24, 2010
No where else to turn
Lets see i was in the worst shape of my life and Thomas assured me He could make this work. If you give him all the info and do not leave him in the dark about anything. You will be amazed how he just makes it go away. He is so good the Judge did not even dip into my next years tax return. he always has your best intrest in mind. I think the biggest thing for me was he was very affordable. I had called a few places and thought what is the point to file if it is going to cost me 7500.00 buck. I was able to find thomas from a friend and he was no where near 7500.00 the weight has been lifted. Also dont thing he is just there until you are discharged he will be there for you if you need any paper work or have questions. So don't be stupid and just call him .
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Posted by Jake | July 28, 2010
Great lawyer!
Thomas made the whole process simple and very little use of time. He did an awesome job for my case and also for my fathers case. I looked around through alot of lawyers for my case and I decided to go with with thomas out of portland when I live in Eugene.
Posted by anonymous | July 6, 2010
topnotch and fast results
I almost lost my business but I did NOT thanks to Thomas. He was a top guy. I've a good idea as to who I ought to refer to him once they square up to the fact that bankruptcy is what's best. Fast results and I know it is because Thomas keeps up with his business.
Posted by anonymous | June 7, 2010
good experience
I was having a hard time and I almost lost My house. I did a bankruptcy filing with Mr. Mcavity and it helped me out so much. I'm feeling so much bettter now and I truly have Mr. Mcavity to thank fo r his hard work. I plan to tell my Family members about bankruptcy help because its so important to get help when your so far behind on bills!!!!!
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Posted by Donald and Bonnie | July 2, 2013
Thank You Thomas McAvity
During the initial interview we explained that we were in need of a seecond vehicle.Thomas then researched and found a way to include a newer car into the BK. I paid the BK off three years early. Which then we proceeded to try to purchasee a house. m Without Thomas's help that would of never been possibble. Thank You Thomas!
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Posted by anonymous | July 23, 2010
Great results
Tom was extremely knowledgable in bankruptcy law. Quick resoltution with the results I was looking for. I will recommend Tom in the future.
Posted by anonymous | July 8, 2010
Good value, knowledgeable service
I used Thomas's service for a bankruptcy filing. I paid a sum up front which began my proceeding. Along the way, I was able to pay the remainder in installments which was helpful in my situation. I found Thomas's knowledge of the proceedings to be very high. He seemed well informed through experience and knowledge of the laws in Oregon. He kept me up to date with my responsibilities for discharge by the court. I would highly recommend Thomas to anyone seeking to file for bankruptcy.
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Cost

Rates
  • Hourly Rates $ 300-350 per hour
Payment methods
Cash, Check, Credit Card

Resume

AVVO RATING 8.4 (Excellent)

Work Experience

  • Partner
  • Pacific Bankruptcy
  • 2005 - 2006
  • Managing Attorney for Oregon and Western Washington
  • Macey & Aleman,P.C./Legal Helpers, P.C.
  • 2003 - 2005
  • Associate
  • Garland Law Firm
  • 2001 - 2003

Education

  • Lewis & Clark Northwestern Law School
  • Juris Doctoris
  • 2000
  • University of Arizona
  • BA - Bachelor of Arts
  • 1995

Sample of Legal Cases

  • Chapter 13 and Chapter 7 Bankruptcy Cases
  • Completed
  • In Re Schulke 09-65100-fra13
  • Memorandum Opinion

Associations

  • National Association of Consumer Advocates
  • Attorney Member
  • 2012 - Present
  • American Bankruptcy Institute
  • Member
  • 2011 - Present
  • East Portland Chamber of Commerce
  • Member
  • 2011 - Present
  • Northwest Justice Project - Home Foreclosure Legal Aid Project
  • Participating Attorney
  • 2010 - Present
  • Better Business Bureau
  • Member
  • 2009 - Present
  • Oregon State Bar, Debtor-Creditor Section
  • Member
  • 2009 - Present
  • Teamsters Legal Plan
  • Panel Attorney
  • 2009 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2006 - Present
  • Hyatt Legal Plans
  • Panel Attorney
  • 2006 - Present
  • Washington State Bar Association, Creditor-Debtor Section
  • Member
  • 2004 - Present
  • United States Bankruptcy Court for the District of Western Washington
  • Member
  • 2004 - Present
  • United States Bankruptcy Court for the District of Eastern Oregon
  • Member
  • 2004 - Present
  • Multnomah Bar Association
  • 2001 - Present
  • United States Bankruptcy Court for the District of Oregon
  • Member
  • 2000 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • Pro Bono Bankruptcy Clinic Attorney
  • Volunteer Lawyer Project
  • 2017
  • Pro Bono Bankruptcy Clinic Attorney
  • Volunteer Lawyer Project
  • 2016
  • Certificate of Completion
  • Joshua Cohen, Student Loan Law Bootcamp
  • 2014
  • Excellent Rating
  • Avvo
  • 2013
  • 'A+' Rating
  • Better Business Bureau
  • 2013
  • Clients Choice
  • Avvo
  • 2013
  • Certificate of Completion
  • Pete Barry FDCPA Bootcamp
  • 2012
  • Certificate of Completion
  • Max Gardner's Bankruptcy Bootcamp
  • 2007
View all awards

Publications

  • ISBN 13 978-0-9970153-0-0
  • The Benefits of Bankruptcy
  • 2015

Speaking Engagements

  • Meeting of Residential Landlords
  • Land Lord Tenant Issues
  • 2002
View all speaking engagements

Attorney endorsements

Received (42)
Given (40)
Endorse Thomas
Bankruptcy and debt Attorney | Nov 26
Relationship: Other
"Mr. McAvity is an incredibly knowledgeable bankruptcy lawyer. He is detailed oriented and shows compassion for his clients. I fully endorse Mr. McAvity."
Bankruptcy and debt Attorney | Nov 26
Relationship: Worked together on matter
"I would recommend Tom. I would have no hesitation having him represent me if I need help."
Bankruptcy and debt Attorney | Nov 24
Relationship: Fellow lawyer in community
"Tom is much more than THE BEST Bankruptcy attorney in Arizona. He is a leader on the subject of bankruptcy on a national level. He advises and mentors other bankruptcy attorneys from all over the country. His command of the ever evolving bankruptcy law, coming from his vast business and entrepreneurial experience, is truly amazing! He is passionate and committed to making a difference for his clients. He truly cares about people! This sets him head and shoulders above the rest. He is truly a Super Lawyer."
Bankruptcy and debt Attorney | Nov 23
Relationship: Fellow lawyer in community
"I have had the privilege of knowing Tom and his bankruptcy practice for the last several years. He is compassionate and really strives to help his clients through their financial hard times AND then getting them back on their feet. He knows the law. He knows how to communicate and help his clients. He knows how to navigate the bankruptcy landmines. With practices in three states, I don't know a better bankruptcy attorney or law firm."
Unknown Attorney | Mar 06
Relationship: Fellow lawyer in community
"I endorse this attorney, who provides so generously to the AVVO community and gives sound legal advice."
Bankruptcy and debt Attorney | Jan 05
Relationship: Worked together on matter
"I endorse this lawyer. Tom is a hard working, dedicated attorney who will do his best in all endeavors."
Bankruptcy and debt Attorney | Jan 05
Relationship: Fellow lawyer in community
"I know Thomas through a national association of attorneys. He has 17 years experience in Bankruptcy law. I strongly endorse Thomas."
Bankruptcy and debt Attorney | Nov 22
Relationship: Fellow lawyer in community
"Bankruptcy and debt are high-stakes, and sometimes high-emotion areas. When your foundation is slipping and you need a firm hand, call Thomas. He's efficient, responsive and he gets it. I endorse Thomas."
Bankruptcy and debt Attorney | May 23
Relationship: Fellow lawyer in community
"Tom is the go to guy in Oregon if you have a bankruptcy or debt matter. I highly recommend Tom!"
Bankruptcy and debt Attorney | Mar 18
Relationship: Fellow lawyer in community
"I highly recommend Thomas as a debt relief attorney. His skills are superlative and he clearly cares for his clients' best interests."
Bankruptcy and debt Attorney | Mar 01
Relationship: Fellow lawyer in community
"Tom is a fantastic debt relief lawyer that truly cares about his clients. Tom and I are part of a bankruptcy practice mastermind group and I would encourage anyone within his service area to hire him without hesitation!"
Unknown Attorney | Nov 22
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Feb 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. It is clear by reading the answers in the AVVO community that this lawyer is a top notch attorney who is highly respected in the legal community."
Unknown Attorney | Jan 17
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Dec 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Nov 04
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 7 bankruptcy Attorney | Oct 04
Relationship: Other
"I endorse this lawyer. I have known Tom for a few years now, and he is a very good bankruptcy attorney."
Unknown Attorney | Sep 17
Relationship: Fellow lawyer in community
"I endorse this lawyer. Thomas is a very knowledgeable and professional attorney."
Debt settlement Attorney | Apr 16
Relationship: Fellow lawyer in community
"Mr. McAvity's knowledge and expertise is evident by his numerous thoughtful, helpful and accurate Avvo answers. I endorse and recommend this attorney, without reservation."
Unknown Attorney | Feb 05
Relationship: Fellow lawyer in community
"I endorse his lawyer. This lawyer has a superior knowledge of the law and any client would benefit from having his representation."
View more endorsements
Personal injury
Personal injury
Bankruptcy and debt
Bankruptcy and debt
Divorce and separation
Criminal defense
Chapter 7 bankruptcy
Immigration
Chapter 7 bankruptcy
Bankruptcy and debt
Litigation
Chapter 13 bankruptcy
Bankruptcy and debt
Chapter 13 bankruptcy
Bankruptcy and debt
Bankruptcy and debt
General practice