Kevin F McCarthy

To say McCarthy and his team gave me hope would be an understatement. Hope was something I never thought was possible. My parents divorced right at the time I was to attend an out of state university. On paper, my mom looked “fine” (able to support me according to FAFSA) so I didn’t get much help fin...ancially even though she was putting out a lot because of the divorce, having to relocate, etc. so I didn’t qualify for much of any federal loans/ grants. And being in my late teens, early 20s, I didn’t know better than to sign my life away to get the private loan support. Flash forward after graduation, I found a job at a non-profit organization. The work was challenging but rewarding to be able to provide hope to those in need, but financially, like many other jobs out of college and non-profits, it didn’t allow me enough to keep up with the high interest rates and steady incline of my loans. Despite many efforts for financial assistance from the private loan lender, the payments began to exceed my monthly income. I exhausted my forbearance and thought to myself, “This is how my life’s going to be” That’s when I found McCarthy. From the initial contact until the very last contact, they have been eager, humble, receptive, generous, and knowledgeable. To be able to speak to a person, not an automated message or system, but every day people was a treat in itself. They took time to explain me to how I can work towards gaining financial freedom and within a few years and a payment plan (without interest accumulating) I would be able to pay off the loan in its entirety. And not the amount it exceeded to (138k) because of interest, but the amount I took out from the beginning (108K) by negotiating the amount with the private lender themselves. I was able to focus on getting my life back, working the usual course to get promotions without the burden of paying an amount I couldn’t afford. And by having extra in my pocket, it made my job enjoyable again. I was able to give the best version of myself in all aspects of my life because, for once, I didn’t have to worry about “How am I going to make the next payment” The staff were beyond welcoming and remained that light, that beacon in my life since 2015. From Kelly who greeted me with a “It’ll be ok,” from Ali who said “Let’s look at getting a payment plan set up for you” to Joan who said, “I got you and will continue to fight for you” it was something that was not only refreshing, but humbling as well for me. The zeal exhibited by all that work at McCarthy Law is unmatched. I was one of the fortunate ones to say that I am now 100% free of my private loans. 108k settled!! Joan worked real time magic in negotiating my loan amount to where I was able to receive a payment back from McCarthy of all I paid to them over the years, following settlement. They thought that was a blessing, but to me, they were my blessing. To top it all off, Kevin McCarthy reached out to me via mail congratulating me on reaching financial freedom. I just cried when I read it and it remains on my fridge as a reminder to this day. It took me a bit to write my testimony, partly because I’m still in disbelief that I’m free, but more importantly, because I wanted to take the time to write something from my heart, something they touched long ago. I have recommended a few people to McCarthy and would recommend them to anyone who feels stuck, lost, and is experiencing hopelessness as a result of student loans. And just like they did with me, I’ll pay it forward as well.

Awesome, magnificent, brilliant, amazing, remarkable, wonderful, beautiful (even though I have never seen Joan), east coast, just to name a few superlatives to describe Joan. Joan has helped redirect my life in a very positive direction. To be honest, these student loans really put me in a challengin...g position, and Joan truly helped me overcome this obstacle. Joan definitely exceeded my expectations, and I am very happy to have found McCarthy Law. To be 100% real, there was one moment when I was a little nervous, however, I believed in the negotiation skills of Joan, and she made sure everything worked out better then I could have expected! THANK YOU JOAN, AND MCCARTHY LAW!

I cannot say enough fabulous things about the staff at Mc Carthy Law in Scottsdale AZ. I was referred to them by a friend when I had ZERO hope of ever getting above water. It took a few years, I was NEVER pushed further than I could handle, and now its all settled and off my back. I believe they go...t it to around 56% of the original debt. They have an amazing practice, and reasonably priced if not underpriced for the service you get. Thank you so much!

After making bad choices and getting in over my head, I reached out to McCarthy law after seeing an advertisement on Facebook. Thanks to the team and especially Joan for being diligent through the process. Communication, effectiveness and compassion are words to describe the team at McCarthy Law! Tha...nk you all for helping me through this process.