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Lawrence P Karandreas

Chapter 13 bankruptcy Attorney at Phoenix, AZ

5.0   15 reviews
  • Licensed for 35 years
    State AZ
    Acquired 1988
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Lawrence

Learn Lawrence’s areas of practice.

Practice areas
  1. Chapter 13 bankruptcy
    A Chapter 13 Bankruptcy Plan will help you create a payment plan with your existing creditors with payments tailored to your budget. Once your plan is completed, any remaining debts are subject to discharge and will be eliminated.

    33 years

  2. Chapter 7 bankruptcy
    A Chapter 7 Bankruptcy eliminates all personal liability on dischargeable debt, including, but not limited to: credit card debt; medical bills; personal loans; secured debt such as car loans, furniture loans, jewelry store loans or mortgages and/or tax debt. When you file a Chapter 7 Bankruptcy, the bankruptcy automatic stay usually stops all creditor collection activity, including lawsuits, garnishments and tax levies.

    33 years

  3. Commercial real estate

    36 years

  4. Debt settlement

    33 years

The clients that come to me do so during a difficult time in their lives and need help. Dealing with financial problems is stressful. Creditor and collection agency harassment can be disturbing and can lead you to make decisions that are not in your best interests. As an experienced Arizona bankruptcy attorney, I have helped many clients find peace of mind that they deserve and I have done so with compassion and one-on-one help and advice.

My philosophy is simple, I use empathy and experience to help my clients find relief from debt, to find peace of mind. I personally help all my clients. I do all consultations, all analyses of a client’s case, basically all work necessary to help a client find that peace of mind that he/she deserves.

The logo, A Lawyer Who Cares™, is not just a logo; I do care about the success of client’s case and work to help them achieve success in an area of the law that, at times, can be daunting, confusing and frightening.

Photos and videos


Lawrence P Karandreas
11024 N 28th Dr Suite 200
Phoenix, AZ, 85029-4336

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5.0 / 5.0
  15 customer reviews
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Posted by Janet | May 31, 2020
This review is from a person who hired this attorney.
| Hired Attorney
A Bankruptcy Attorney Who Cares
We were very fortunate to have found Mr. Larry Karandreas to handle our Chapter 13 bankruptcy. I highly recommend him! He is a superb negotiator who is staunchly on your side. Our case was somewhat complicated and we ran into several unexpected snags during the course of our bankruptcy. Mr. Karandreas handled these surprises with professional aplomb. At the outset of our case Mr. Karandreas was able to set aside a large portion of our debt that was held by unsecured creditors that had not contacted us for a number of months. This was very helpful. Mr. Karandreas is clear and concise about what he needs to receive from you. He works to keep his fees as low as possible, but never misses a deadline, always giving you ample notice. He has a Shakespearean sense of humor with which he paints word pictures that leave the judge with no doubt as to the character of predatory lenders. If you choose Mr. Karandreas for your bankruptcy attorney, you will be in good hands. Thank you Larry Karandreas for a job well done!
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Posted by Ron | March 22, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Caring and Professional
Larry helped us through a stressful time in our lives. He made the process seem less daunting and was with us every step of the way, answering any questions that we had. During the five years he was our attorney, he went above and beyond for our family.
Posted by Fred & Terry | April 28, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Recommendation from Fred & Terry
Referred by family, Mr. Karandreas took the time to explain the totality of filing for Bankruptcy. His reassurance of the process made us feel comfortable. During this entire time Mr. Karandreas handled all issues in an exceptional and timely manner. He made himself available and made matters go smooth. He is a true professional that produces outstanding results. We absolutely and highly recommend Mr. Karandreas a man of high integrity and great character.
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Posted by Lori | April 15, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Mr. Karandreas took over our bankruptcy case that another law firm had dropped the ball on. Thanks to him, it has been successfully discharged. So grateful.
Posted by Harold | April 15, 2016
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Commentary re: Legal Services From Mr. Karandreas
Mr. Karandreas became our legal representative, appointed by the Arizona Bar as a result of poor, very poor legal representation by Phillips and Associates at the onset of our case, subsequently assumed by Wroblewski and Associates who were disbarred to my understanding. In early 2014, Mr. Karandreas was appointed as our legal representative to the termination of our bankruptcy. This gentleman was always very attentive to resolving our case, that occurred in late 2015. It is extremely disturbing to me that we are unable to regain the retainer initially paid to Phillips and Associates and that in my opinion is not right. Be that as it may, very disturbing that there is no way for the money to be paid to Mr. Karandreas. I worked in health care for many years and there was always a method to "police" shoddy health care practices, i.e., revocation of the medical license. I have no doubt that the legal profession has a very same system to resolve shoddy legal practices. All in all, I would have no problem giving Mr. Karandreas the highest of recommendations ! Very thankful this horrible chapter in our lives is behind us now.
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Posted by karen | April 14, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Complete confidence
Mr. Karandreas was there for me through every step of the process of filing for Chapter 13. With kindness and compassion he took on my case and allowed me time to process, weigh tough decisions while being fully informed. Through the process as my attorney I was comforted his experience and knowledge would benefit me and my family.
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Posted by Michael | April 7, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13 bankruptcy that was discharged early!
I had a bad lawyer that wasn't abled to follow through with my Chapter 13 bankruptcy, I had a vehicle that was totaled, it wasn't my fault, the vehicle was on my Chapter 13 bankruptcy, my insurance paid off the vehicle. I found a lawyer, Lawrence P. Karandreas, he was a god sent, he got me a discharge with my bankruptcy two years early! Thank you Lawrence P. Karandreas!
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Posted by Phyllis | November 17, 2015
This review is from a person who hired this attorney.
| Hired Attorney
A very helpful lawyer
I just finished my chapter 13 bankruptcy. I am very pleased with the help i received from Larry Karandreas. He explained each step and made things a lot more clear to me. I highly recommend him to anyone.
Posted by Chris/Rusty | October 28, 2015
This review is from a person who hired this attorney.
| Hired Attorney
A Lawyer Who Understands your Fears and Has A Heart
When our bankruptcy attorney stopped handling our bankruptcy case, the Bankruptcy Court notified us that our attorney and their offices had filed bankruptcy themselves. Mr Karandreas' name was given to us by the Bankruptcy Court. Since hiringt Mr. Karandreas out bankruptcy case has never gone smoother. He re-filed some of our paperwork, had our payments dropped by 75%. He worked so closely with us in resolving a six year Bankruptcy Case. We would highly recomment Mr. Karandreas for any and all of your Bankruptcy needs. He's very easy to talk too, answers all your questions, emails in a very timely manner. We couldn't have finished our case without him.
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Posted by Leslie R. | August 17, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Lawyer with a heart
Mr. Karandreas took me under his wing with my bankruptcy and legal issues. He never judge or in any way made me feel ashamed. He made me feel like a friend and he cared asking how my school, family and life was. He was direct and to the point with the honestly of my case. He can get the job done. My case was a two year process but he never forgot who I was and answered all my silly questions. I felt secure and full informed with his performance. I highly recommend Larry to anyone. The first lawyer I ever trusted.
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Posted by Gery | May 15, 2015
Chapter 13
After being in business for over seven years, the Phoenix area economic state of affairs took a terrible turn for the worse in late 2008 with many of our business transactions either failing or failed and with little chance for us to be paid for our services. It was in early 2009 that we needed to make a decision to either file for a Chapter 7 and start all over or file a Chapter 13 to stay in business and still be able to have some income coming in. We filed a Chapter 13 with the recommendation of a close business associate with Mr. Karandreas. Larry immediately set an appointment to review what would be in our best interest. During the initial interview, Larry made all of us feel comfortable and reassured us that this would be a process that he would be by our sides from start to finish. Larry is an awesome person, and he is absolutely "A Lawyer Who Cares About His Clients". Mr. Karandreas has the knowledge, integrity, professionalism and has provided outstanding service to this process. Now that the process has finally been closed and a final conclusion to this matter resolved, Mr. Karandreas still stays in touch and is committed to the welfare of his clients. I would highly recommend Mr. Karandreas without hesitation. Thank You!! Thank You!! Thank You!!
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Posted by Mary | May 14, 2015
Chapter 13 Bankruptcy
Facing the financial crisis of a bankruptcy is never ever an easy option. But sometimes it can be the only solution. I was referred to Mr. Karandreas. I was panicked because I started this journey with another law firm that completely dropped the ball and my case was 30 days from termination before completion. Mr. Karandreas immediately put my fears and stress to rest. He assured me that he was ready and able to step in and fix the fiasco that I was left with. To his credit my case is now complete and has been discharged. His caring, knowledgeable and non-judgemental demeanor are a valuable asset in this industry. Do yourself a favor, call him first. I wish I had. Thanks so much for your help.
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Posted by Steve | December 4, 2012
Chapter 7 relief!!!!!!
Don’t be afraid... Let us first say the thought about filing for bankruptcy was one of the scariest things in the world. With the economic crash of 2008, loss of income, student loans, and a long term illness in the family we found ourselves in a pile of medical and other debt. We felt like the world was closing in. We explored many options including debt counselors and debt settlement, neither of which was an option that would help. Then we Goggled bankruptcy attorneys and we found Mr. Larry Karandreas. We were so afraid to make that first call. But when we heard Larry’s friendly voice we were at ease. He made us see that filing was not "Financial Armageddon". He answered any and every question and returned phone calls in a timely manner. He was always honest and held our hands every step of the way. He was well prepared in court. Additionally due to his diligent and straight forward pre hearing preparation we also knew what to expect. We now see that what we should have been afraid of was our debt, NOT filing for bankruptcy protection. We now realize that NOT doing something about the debt, was not the answer and it would never have gone away. Because of Larry’s assistance we now have a fresh start. Our advice, call him, sooner rather than later, he has the answers.
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Posted by Karen | March 10, 2012
Searching for answers while in the process of foreclosure, working two jobs, and overwhelming debt I came across the name Larry Karandreas. Mr. Karandreas was able to answer my questions quickly and professionally. During the initial interview he made me feel comfortable and reassured. Filing for bankruptcy is not an easy choice nor should be entered into without proper guidance and experience. Mr Karandreas has the knowledge, integrity, professionalism and he has made the process a success.
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Posted by anonymous | February 2, 2012
A Lawyer who cares
Mr. Karandreas really does care. I spoke with four other attorneys about my bankruptcy case before deciding on Mr. Karandreas. He listened to me and did not cut me off like other attorneys did. He handled my case from start to finish. Mr. Karandreas was quick to respond through email or return phone calls. He kept me in the loop the entire time. I would recommend Mr. Karandreas.
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  • Free Consultation 60 minutes
Payment methods
Cash, Check


AVVO RATING 7.9 (Very Good)

Work Experience

  • Manager/Sole Practitioner
  • The Law Offices of Larry P. Karandreas, P.L.L.C.
  • 2001 - Present
  • Associate
  • Law Offices of Pauline Fleminger, PC
  • 1992 - 2001
  • Associate
  • Law Offices of Michael Edson
  • 1988 - 2001


  • University of Arizona College of Law
  • Juris Doctorate
  • 1988
  • University of Arizona
  • BS - Bachelor of Science
  • 1985

Sample of Legal Cases

  • Lien Stripping on Second Mortgage
  • Successful outcome for debtor


  • Bankruptcy Court Self-Help Center
  • Chapter 13 SWAT Team
  • 2013 - Present
  • Arizona Consumer Bankrutcy Counsel
  • Executive Board Member
  • 2006 - Present
  • Bankruptcy Section of the State Bar of Arizona
  • Member
  • 2001 - Present
  • State Bar of Arizona
  • Member
  • 1988 - Present
View all associations

Languages Spoken

  • Greek
  • English

Honors and Awards

  • Certificate of Appreciation for Pro Bono Work in Bankruptcy
  • United States Bankruptcy Court for the District of Arizona
  • 2013
  • Recognition of Excellence Award
  • Phoenix Chapter 13 Trustees
  • 2002

Speaking Engagements

  • A Brief Insight in Interim Applications for Payment of Administrative Expenses in Chapter 13 Bankruptcy Practice
  • Bankruptcy Administrative Fees
  • 2015
  • 2012 State Bar Convention
  • Lien Stripping
  • 2012
  • Bankruptcy Forum presented by the NBI
  • "Bankruptcy Forum: What Experts Want You to Know"
  • 2011

Attorney endorsements

Received (8)
Given (7)
Endorse Lawrence
Bankruptcy and debt Attorney | Mar 23
Relationship: Fellow lawyer in community
"Larry is an outstanding bankruptcy lawyer that I highly recommend. Larry provides the caring, thorough individualized representation that is essential to obtaining the best outcome in a consumer bankruptcy case. Larry is always aware of emerging trends and changes in bankruptcy trustee policies and procedures and bankruptcy law interpretation that are vital to know in order to provide the highest level of client service."
Chapter 13 bankruptcy Attorney | Nov 09
Relationship: Fellow lawyer in community
"Larry is a detail oriented Chapter 13 Bankruptcy attorney. He is mentor to those new to the practice and resource to others in the Consumer Bankruptcy Community. Larry is an advocate for his Clients."
Chapter 13 bankruptcy Attorney | Aug 29
Relationship: Fellow lawyer in community
"Larry is one of my go-to colleagues when it comes to getting feedback on bankruptcy issues. He is very conscientious of all of the potential pitfalls and makes sure to do the very best he can for his clients. Larry is approachable and easy to talk to. He has many years of experience in bankruptcy. He always keeps up on the latest developments in the area and has a good working relationship with bankruptcy trustees and good knowledge of our judges in Arizona."
Bankruptcy and debt Attorney | Jul 22
Relationship: Fellow lawyer in community
"I fully endorse Larry Karandreas. I have known Larry for almost 30 years and have had the opportunity to see his practice grow and become successful over that time. Larry is smart and dedicated to his clients and the practice of bankruptcy law. Of particular note is Larry's demeanor and ability to accomplish difficult tasks. Larry has completed advanced training in the representation of debtors with complex bankruptcy issues and this advanced training and knowledge have allowed him to represent his clients and their interests to the highest levels. In short, if one of my family members were in need of bankruptcy representation, counseling or workout, I would send them to Larry."
Chapter 13 bankruptcy Attorney | Feb 08
Relationship: Fellow lawyer in community
"I have known Larry for many, many years and appreciate not only his friendship but his knowledge of bankruptcy law and dedication to his clients. I would not hesitate to recommend Larry for representation in a Chapter 7 or Chapter 13 bankruptcy. Mark Lischwe."
Bankruptcy and debt Attorney | Jan 11
Relationship: Fellow lawyer in community
"I have known Larry for several years. I have worked with him in a mentoring group for bankruptcy lawyers. He is always available and willing to help out any time he is asked."
Bankruptcy and debt Attorney | Jan 11
Relationship: Fellow lawyer in community
"I have known Larry Karandreas for 20 years. Others consider him one of the best bankruptcy lawyers in town, but I prefer to think of him as one of the best lawyers for representing debtors. Often the solution is bankruptcy, but sometimes it is not. A good surgeon should not tell every patient to undergo surgery. A good lawyer should not tell every client to undergo Title 11, the federal bankruptcy code. When I refer clients to Larry, I know that he will explain all of the alternatives, then recommend the one that in his experience is best. Whether that recommendation results in a bankruptcy case or an alternative, I know that he is both competent and caring with every client."
Chapter 13 bankruptcy Attorney | Jan 11
Relationship: Fellow lawyer in community
"I endorse this lawyer. I have personally observed Mr. K appearing in federal court and know his professional skills to be first rate. I recommend Mr. K to other attorneys and prospective clients when I receive inquiries in this subject area."
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Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Chapter 13 bankruptcy