Melissa Ann Huelsman

I still have all my documents, all my e-mails to & from Melissa H.- Seemed to be intelligent, but would not address my Predatory Lender situation.She always had an excuse, or out of town etc. you name it, she came up with an excuse. So I fired her- She talked me into hiring her again, same thing happ...ened. So I fired her again. Too Bad, I think she goes thru some emotional stuff up & down, but she never helped me at all! I got my money back from her too. I ended up having to learn all this Fraud, Predatory Lending Crap myself. I still have my house- Thanks to me, NOT Melissa Huelsman. This was about 5 years ago or so-it is a nasty situation to have to deal with though- I think she can do great work if she wouldn't OVERLOAD herself so badly. She can be rather strange I thought anyway. But best of luck to anyone who uses her- she is very capable I believe. But wasn't helpful in my matter at all- It was hard to figure out what to do, but I did it!! YEAH !!!

We hired Melissa when we were facing foreclosure, and were denied by our lender for modification 4 times. Melissa is an excellent attorney. She is straight forward and doesn't give false hope. She only agreed to take our case because she thought we had a chance to win. Throughout the process she w...as responsive, courteous, and went above and beyond to answer our questions and make sure we understood everything that was going on with our case. As our case proceeded and we settled with out bank she put us in touch with a non profit organization that could help us finish the terms of the modification with our lender. She suggested this to us because the service from them would be free. She could have said nothing and finished that portion of the modification and charged us but she was really looking out for our best interest. Melissa kept in touch after all was said and done, and she even checked over the final modification paperwork for us. I would recommend her for anyone in WA state facing mortgage problems. My only regret is that we didn't find her sooner in here process! Thank you Melissa!

In 2008 the Recession brought a drastic downturn in automobile sub-prime lending. I had been successfully employed in this industry for 15 years. Clearly in 2009 it was over and, I had held on for too long. This resulted in falling behind on our mortgage payments. My wife and I unsuccessfully sough...t-out a loan modification with our lender several times during the next 9 month period. Then the government sponsored Home Affordable Mortgage Program (aka: HAMP or Obama Plan) arrived on the scene. It was made available to lenders like ours. Because of our attachment to the house we had called "home" for 13 years we chose the HAMP plan over selling it and taking our equity of approximately $250,000. We thought we had entered the Trial Period of the Plan. It consisted of making three months of reduced payments. These payments were supposed to be an amount close to what our actual HAMP payments would be after we completed the qualification period. This was all documented in the the Plan contracts sent to us by our lender. Three months in to the Trial Period we were felt our position was good and that we were successfully completing the qualifying period. We were now waiting on the modification "contracts". Then, on the SIXTH! month the lender quit withdrawing funds from our account. When we asked why they responded that we had asked to "be removed from the Plan." Not true! After the lender agreed to review recorded phone conversations they admitted the mistake was theirs. They offered to put us back into the HAMP Plan. After a couple more months of no payment withdrawl we found we never were put into a HAMP modification plan. Moreover, we were being foreclosed upon in very short order! It was time to go see Melissa Huelsman! We elected to litigate with Melissa representing us against the lenders' very capable attorneys. She quickly secured us several Temporary Restraining Orders of foreclosure. The TRO's resulted favorably in "stays" spanning a two and one-half year period. We were very happy! Similarly, favorable opinions were given on her arguments regarding the main issues in our case. Those issues were the actions taken by the lender in violation of the Deed Of Trust Act and the Consumer Protection Act. As well, it was found we would be due Damages for Lost Equity. The end result was that we won our case in a Judicial Mediation. We were awarded a favorable settlement with the lender. In our opinion Melisa A Huelsman is an excellent attorney. She clearly has all it takes to mount a formidable campaign whether taking the offensive or the defensive position. She's smart, fair, knowledgeable, experienced, detail oriented, down-to-earth, tough as nails and personable all at the same time. She also seemed to be well liked by the court and comfortably confident in her knowledge and expertise in foreclosure and predatory lending law. She's a WINNER!

My wife and I were days away from losing our home because our lender played games with our loan modification and we found ourselves many thousands of dollars in debt with them. Melissa stepped up and found the best solution for us (bankruptcy) at the time and the future. Every time we (my wife and ...I) would meet with her we would come away knowing that she’s got our back and we can expect the best possible outcome available to us. She’s not afraid of the big banks and is working to help create laws that will return our banking system to something that is geared more for protecting the people rather than the banks.