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Andrew Guzzo

Credit repair Attorney at Honolulu, HI

5.0   4 reviews
  • Licensed for 6 years
    State HI
    Acquired 2016
    Active No misconduct found
  • Licensed for 11 years
    State VA
    Acquired 2011
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Andrew

Learn Andrew’s areas of practice.

Practice areas
  1. Credit repair

    12 years, 150 cases

  2. Class action

    12 years, 40 cases

  3. Consumer protection

    12 years, 220 cases

  4. Credit card fraud

    12 years, 20 cases

Mr. Guzzo’s practice focuses almost exclusively on representing consumers, with an emphasis on federal litigation against credit reporting agencies, creditors and debt collectors for violations of the Fair Credit Reporting Act and Fair Debt Collection Practices Act. In the past four years, Mr. Guzzo has litigated more than 100 cases on behalf of consumers, including several class actions. In 2015, Mr. Guzzo was selected as a Rising Star in Consumer Law by Super Lawyers Magazine.

Andrew Guzzo has extensive experience litigating a broad spectrum of cases against credit bureaus, including cases where credit bureaus fail to remove inaccurate information from credit reports or where consumers are victims of mixed credit files. Mr. Guzzo’s litigation experience ranges from individual claims to class action challenges. In 2014, Mr. Guzzo was part of a team of lawyers who successfully obtained a summary judgment ruling in a class action case finding that a prominent credit reporting agency willfully violated the FCRA. He has also argued before the Supreme Court of Virginia, and was admitted to practice consumer law in Hawaii in 2017.

Contact Andrew

Kelly Guzzo, PLC
500 Ala Moana Blvd
7 Waterfront Plaza
Honolulu, HI, 96813-4920


5.0 / 5.0
  4 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Gary | March 1, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Great Attorney! Far Exceeded my Expectations
I am not a big fan of these national credit reporting agencies (CRAs), holding sensitive financial information on each of us, making millions of dollars each year by selling that info to others. It would be okay if they were diligent in keeping our personal data accurate, but as millions of people have discovered, they do not and will often ignore valid requests from individuals for correction. And incorrect info on our reports mean the inability to obtain better interest rates costing us more money, not qualifying for a home purchase and in some cases, causing us to lose a great job opportunity. I’ve spent years trying to correct inaccurate information on my credit reports with limited success, primarily because these credit reporting agencies have no financial incentive, either positive or negative, to help consumers. However, a good friend of mine pointed out that the value of engaging a solid attorney with a through understanding of the Fair Credit Reporting Act (FRCA) and other related credit matters is invaluable, as it helps cut through all of the B.S. so the CRAs take your claim seriously and immediately. I found Andrew who practices here locally in Hawaii thru this website. After speaking to him, his breathe of knowledge of credit law and willingness to explore issues I felt were important to me made it easy to engage him and his company. Suffice to say, his results have far, far exceeded my initial expectations (big mahalo/thank you Andrew!!). Great communication with timely responses, a willingness to go out of his way to patiently explain things in plain language when I was confused with things and backed up by a equally friendly and efficient staff that made this whole experience a pleasure to be part of. Andrew is licensed in both the state of Virginia as well as Hawaii. If you’re lucky enough to live in either state, I highly recommend you contact him. Definitely someone I would recommend to my closest friends, relatives and the people I care about.
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Posted by Shakeena | May 23, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Credit Repair Expert!
Making a long story short. I highly recommend Andrew if you have any problems with your credit report. He was able to assist me in getting information removed from my report that did not belong to me. For about 8 years, I have struggled to obtain credit because my credit reports were mixed with my sister, who has a similar name. Andrew was knowledgeable about this issue and helped me fix my credit report. Andrew litigated my case in federal court against Experian and Equifax and fought hard for my rights. I am very pleased with the outcome and recommend Andrew to anyone with a credit reporting problem.
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Posted by Roderick | June 22, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Stolen Identity while living out of state
I live in Texas and my identity was stolen by a CPA who did my taxes while I was living in Va. I posted my question to AVVO and they had me look up attorney's in the area where it took place. I contacted Andrew and he just asked me to send him information on where I was during the time this took place and stated he would handle it. He always kept me in the loop of things and made it perfectly clear that he would do everything in his power to fix the issue. Whenever he asked me to send documents I did and he'd let me know the status of the claim and what was going on. I appreciate everything he did for me and all of this was done while I live in Texas, I've never met him in person but he is a life saver. He got my case resolved and had letters typed up for me to send to the credit reporting agencies once it was resolved to remove it from my credit report. He even went so far as to go after the credit reporting agencies who didn't remove it from my credit report. He did a great job, I appreciate him and his staff and everyone who was involved in solving my issue, I would recommend him to anyone who's have issues like mine and need it fixed. Thank again for everything and thanks to the AVVO commercial I saw back in March of 2015 that gave me the idea to look up this information.
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Posted by Kirk | May 8, 2014
Great Lawyer, Knowledgeable, Skilled, Easy to Work With, Well Worth the Money
Andrew helped me on a particularly difficult complex labor case over the course of an year, the outcome was better than I expected. A great lawyer, great work, honest and straightforward, he made everything easy, well worth the cost. Really pleased with the outcome of the case, Throughout the case Andrew clearly explained my options, what would be the best course of action and what to expect. Everything was communicated in a straightforward manner. Cost of the case were as stated and very reasonable. I had my doubts about the case, but Andrew was skillfully able to settle/mediate everything. I would definitely recommend Andrew, really a great lawyer, someone you should have on your side if you're looking for something stress free, easy and looking for a positive resolution. Well worth the price and money well spent.
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  • Free Consultation 30 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • Associate
  • Kelly & Crandall, PLC
  • 2014 - Present
  • Associate
  • Surovell Isaacs Petersen & Levy
  • 2011 - 2014
  • Judicial Intern
  • Baltimore City Circuit Court
  • 2009 - 2009


  • Washington and Lee University School of Law
  • JD - Juris Doctor
  • 2011
  • Temple University
  • BA - Bachelor of Arts
  • 2007

Legal Cases

  • Dreher v. Experian Info. Solutions, Inc., 2014 WL 2800766 (E.D. Va. 2014)
  • Clark v. Trans Union, LLC, 2016 WL 7197391, at *1 (E.D. Va. Dec. 9, 2016)
  • Burke v. Fed. Nat'l Mortg. Ass'n, No. 2016 WL 6208281, at *1 (E.D. Va. Oct. 21, 2016)
View all legal cases


  • National Association of Consumer Advocates
  • State Chair
  • 2017 - Present
  • Hawaii State Bar Association
  • Member
  • 2017 - Present

Languages Spoken

  • English

Honors and Awards

  • Rising Star
  • SuperLawyers
  • 2017
  • Rising Star 2016
  • SuperLawyers
  • 2016
  • 2015 Rising Star
  • Super Lawyers
  • 2015

Speaking Engagements

  • Annual Statewide Legal Aid Conference
  • Your Client's Credit Report and the Fair Credit Reporting Act
  • 2016
  • 2014 Consumer Assembly
  • Mandatory Arbitration and Other Seller Restrictions on Consumer Remedies
  • 2014

Attorney endorsements

Received (3)
Given (0)
Endorse Andrew
Consumer protection Attorney | May 24
Relationship: Worked together on matter
"I endorse this lawyer. Andrew is an excellent lawyer. He is compassionate, smart, and well-respected in the community. You will be in good hands with Andrew!"
Consumer protection Attorney | May 24
Relationship: Supervised lawyer
"Andrew Guzzo has been kicking butt and taking names in the consumer protection matters for over five years now and used to work at my firm. I would trust him with any problems involving credit reporting, background checks, identity theft, or consumer class actions including my own. Clients should have 100% confidence in his ability."
Class action Attorney | May 24
Relationship: Supervised lawyer
"I endorse Andrew. He is a strong advocate for consumers who have been wronged by credit bureaus, mortgage companies or internet lenders. If you need someone to stand up for you in Hawaii, he is your guy!"
This attorney hasn't created any attorney endorsements recently on Avvo.
Honolulu Credit repair Lawyer Andrew Guzzo
Andrew Guzzo
Credit repair Attorney
Honolulu, HI
Licensed for 11 years
Free Consultation