Andrew Guzzo

I am not a big fan of these national credit reporting agencies (CRAs), holding sensitive financial information on each of us, making millions of dollars each year by selling that info to others. It would be okay if they were diligent in keeping our personal data accurate, but as millions of people ha...ve discovered, they do not and will often ignore valid requests from individuals for correction. And incorrect info on our reports mean the inability to obtain better interest rates costing us more money, not qualifying for a home purchase and in some cases, causing us to lose a great job opportunity. I’ve spent years trying to correct inaccurate information on my credit reports with limited success, primarily because these credit reporting agencies have no financial incentive, either positive or negative, to help consumers. However, a good friend of mine pointed out that the value of engaging a solid attorney with a through understanding of the Fair Credit Reporting Act (FRCA) and other related credit matters is invaluable, as it helps cut through all of the B.S. so the CRAs take your claim seriously and immediately. I found Andrew who practices here locally in Hawaii thru this website. After speaking to him, his breathe of knowledge of credit law and willingness to explore issues I felt were important to me made it easy to engage him and his company. Suffice to say, his results have far, far exceeded my initial expectations (big mahalo/thank you Andrew!!). Great communication with timely responses, a willingness to go out of his way to patiently explain things in plain language when I was confused with things and backed up by a equally friendly and efficient staff that made this whole experience a pleasure to be part of. Andrew is licensed in both the state of Virginia as well as Hawaii. If you’re lucky enough to live in either state, I highly recommend you contact him. Definitely someone I would recommend to my closest friends, relatives and the people I care about.

Making a long story short. I highly recommend Andrew if you have any problems with your credit report. He was able to assist me in getting information removed from my report that did not belong to me. For about 8 years, I have struggled to obtain credit because my credit reports were mixed with my s...ister, who has a similar name. Andrew was knowledgeable about this issue and helped me fix my credit report. Andrew litigated my case in federal court against Experian and Equifax and fought hard for my rights. I am very pleased with the outcome and recommend Andrew to anyone with a credit reporting problem.