Michael James Wink

We were referred to Wink and Wink from a close friend. He was very clear about processes, answered any and every single question we had (there was a lot), professional, responded quickly, walked us thru every step of our Chapter 13 process, and was always understanding. If we had questions on forms, ...required documents, or needed clarification about any step we had to take they were answered very quickly. He really went to work for us. Bankruptcy was the last thing we wanted to do and we tried everything we could to not go down this route but in the end we had to and they never made us feel bad or judged about how we found ourselves in this situation. Mike was very straightforward with us and is very knowledgeable about all the processes, lingo, forms, and requirements. Even before we retained them we asked so many questions and he answered every single time.

I've been very happy with the support and service I've received from Mike Wink. I originally filed for Chapter 7 on my own. I encountered roadblocks with the court and realized I needed the assistance of a lawyer. Mike gladly accepted my case and provided immediate consultation. He advised I conv...ert to Chapter 13 and assured me he could secure a very reasonable monthly payment. He also charged me very little up front and promised he could get the bulk of his compensation through the banktruptcy court. He filed papers with the court immediately after my first meeting with him which provided instant relief. Everything worked out as he promised and my bankruptcy experience has had minimal stress as the result. Throughout my case, if any issues came up, Mike was very responsive and all emails I sent were addressed an answered. I've dealt with plenty of lawyers in my lifetime and Mike has been the most reliable, responsive and honest one I've worked with. Look no further, Mike is your man!

After using the referral on a radio station I am happy I did. Bankruptcy is such an uncharted area of life. You need someone you trust that is current on laws and responds quickly. Mike and his wife did. I threw a lot of “what if? And he answered completely. And especially fast. Often felt I ...was only one of a few clients which I know isn’t true. But questions asked by email saw a very quick response. I’m ver happy and recommend hom.

So our situation was probably like many out there. Certain circumstances got us into a bad financial situation where we owed a boatload of money to multiple creditors (mainly credit card companies). However we also owed some large medical bills as well. It came to the point where we could not affo...rd to make our large car payment, our mortgage payment, childcare payment, living expenses, along with the ridiculously minimum payments to all of our creditors anymore. We had been making those crazy minimum payments and getting no where on paying down the debt! It was like shoveling snow into a shopping cart. We had to make a decision to let the cards or the house go past due until we figured something out. We were about 5 months in to letting many of the cards go into default before we met with Mike. I heard his ad on a local sports talk radio show. At the time I did not think we could do a bankruptcy and keep our property (cars and house). That was key we wanted to keep both but primarily we wanted to keep our house. I looked into getting another full time job to pay off the CC debt. In the end that did not work. Since we thought we'd have to liquidate house in a bankruptcy we were hesitant to go down that path. However once we realized selling the house was a real option we'd have to explore we decided to have a meeting with Mike just in case we had a shot at keeping it instead of selling it. So we set up a meeting with Mike and he was very up front and honest with us. He gave us all of our options including a non-bankruptcy option to settle with the credit card companies. But he did mention we could keep the house and cars in a Chapter 13. In the end we decided to go with a Chapter 13 plan. Everything took a while and we had to provide a lot of information. But we were very happy with the results so far! We got one of our cars crammed down, we actually got a newer car before we filed. I got a bonus this year and was able to keep it! I will have to turn those over for future years bonuses! All in all a very good experience, we are able to repay what we can through the plan and are happy for a fresh do over. It will take some diligence to stay on budget for our Chapter 13 plan but I know we can do it! Mike was great and either him, his wife Gigi, or staff was always there to answer all the questions I had no matter how trivial or how many of them I had.

We contacted Wink & Wink regarding our options and found Mike, Gigi and Colette were extremely easy to work with. They took a very thorough and detailed approach to understand our situation. With their council we were able to determine the best course of action for our situation. During the proces...s they showed great patience with the many many questions we had. Because of that approach we are confident we made the correct choice for us. The entire office was willing to extend hours for us in order to accommodate our work schedules and availability. I believe anyone can, and should, feel confident in retaining this firm.