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About Rick
Biography
I'm not a coat-and-tie lawyer, or a tall-office-building lawyer. Instead, I'm relaxed, down-to-earth and good at explaining complex legal matters in ways that everyday people can understand.
Here's why I don't wear the coat and tie: Each time I've had an initial consultation with a client right after I get back from court and I still had on a tie, the client is more nervous and the "atmosphere" feels tense. When I noticed that happening, I would get rid of the coat and tie, and then I noticed that the clients became more relaxed.
My general advice for people with legal problems, especially debt problems, is this: Look at all of your options, including options you don't think you'd like. See where you're going to be with each option five years down the road, then pick the option that's best for you. You want to "rise above the tree-line" to see where each road/option takes you, and if you can't go all the way down a certain road, then why take one step in that direction? Taking a road that's just going to be a dead-end wastes your time and money.
Practice Areas
1
Practice Area
Chapter 7 Bankruptcy
100%
26 years
Fees and Rates
Cost
Payment Methods
- Cash
- Check
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Chat withLicenses
Licensed in Texas for 34 years
State: Texas
Acquired: 1991
No misconduct found
Location
Rick Flume, Bankruptcy Attorney
900 NE Loop 410, Suite E105, San Antonio, TX, 78209
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Rick Flume's Reviews
Avvo Review Score
17 Client Reviews
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Practice Areas
What Clients Mention
Showing 16 - 17 of 17 reviews
Posted by anonymous | October 20, 2014 | Bankruptcy & Debt
Initial Visit
After talking to another lawyer I did not feel good about filing bankruptcy, but after talking to Mr Flume I left his office feeling relieved. He explained the whole precedure to me from beginning to end, and he did not judge me about my debt situation. When the time is right I will be retaining ...
Posted by Jesse | September 25, 2014 | Bankruptcy & Debt
Initial consultation visit
Mr. Flume exceeded my expectations of what it takes to be an attorney at law. He clearly explained to me; options my spouse and I have on whether to file or not. He really seemed to care about our debt situation and what steps we would need to take to resolve and move forward to financial freedom. ...
Rick Flume's Lawyer Endorsements
"Richard is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation."
"I endorse this lawyer. Great attorney, willing to give it to the client straight, and also willing to help clients with their best option, regardless of whether he ends up doing a deal with them or not."
"I endorse this lawyer. I met Rick at the Pete Barry FDCPA bootcamp and another attorney event. Very knowledgeable and can even help with estate planning issues post bankruptcy."
"I have the honor of being in a mastermind group with Rick that meets four times a year in person. Rick is an impressive attorney who aggressively fights for his clients fresh start. If you live in Texas and are considering Bankruptcy do yourself a favor and meet with Rick. You won't regret it."
"I endorse this lawyer."
"I endorse this lawyer."
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"I endorse this lawyer."
"I endorse this lawyer's work. Rick is a hardworking attorney who understands the difficulties of today's economy and strives to get a good result for his clients."
"Rick is an excellent bankruptcy lawyer and out of concern for his clients, has become excellent at avoiding bankruptcy by defending debt collection suits and protecting non-exempt assets. I regularly refer clients to him."
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Experience
Honors
2012
SA Lawyers: Best of 2012 (Bankruptcy), SA Scene Magazine
Work Experience
2000 - Present
Bankruptcy Attorney, Rick Flume, Bankruptcy Attorney
1995 - 2000
Judicial law Clerk, Western District of Texas
1992 - 1993
Prosecutor, Travis County Prosecutor
1991 - 1992
Prosecutor, Cameron County Prosecutor
Associations
2000 - Present
San Antonio Bankruptcy Bar AssociationMember
1991 - Present
State Bar of TexasMember
1991 - Present
San Antonio Bar AssociationMember
Education
1990
St. Mary's University School of Law
Doctor of Jurisprudence/Juris Doctor (J.D.)
1985
University of Texas System, Austin
BBA - Bachelor of Business Administration
Speaking Engagements
2013
Finding Financial Freedom: Teaching Your Loved Ones To Avoid Financial Mistakes
Money Management
Publications
2016
CreateSpace Independent Publishing Platform
Bankruptcy Made Simple To Understand
Languages
English
Activity
Legal Answers
Legal Guides
Legal Answers
Q&A
Should we file bankruptcy for my sister? If so, will chapter 7 bankruptcy allow her to keep her house?
16 Oct 2015
Q&A
We are 3 years into Ch. 13 and just received a $9k check from my grandfather's estate since he passed away.
28 Aug 2015
Q&A
What is the process and how much it will cost me to file for LLC bankruptcy (chapter 7) in texas?
26 Aug 2015