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I'm not a coat-and-tie lawyer, or a tall-office-building lawyer. Instead, I'm relaxed, down-to-earth and good at explaining complex legal matters in ways that everyday people can understand.
Here's why I don't wear the coat and tie: Each time I've had an initial consultation with a client right after I get back from court and I still had on a tie, the client is more nervous and the "atmosphere" feels tense. When I noticed that happening, I would get rid of the coat and tie, and then I noticed that the clients became more relaxed.
My general advice for people with legal problems, especially debt problems, is this: Look at all of your options, including options you don't think you'd like. See where you're going to be with each option five years down the road, then pick the option that's best for you. You want to "rise above the tree-line" to see where each road/option takes you, and if you can't go all the way down a certain road, then why take one step in that direction? Taking a road that's just going to be a dead-end wastes your time and money.
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Practice Area
26 years
Free Consultation
$0 first 30 minutes
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Chat withState: Texas
Acquired: 1991
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900 NE Loop 410, Suite E105, San Antonio, TX, 78209
17 Client Reviews
Showing 1 - 5 of 13 reviews | Bankruptcy & Debt
Posted by Cody Bob | September 08, 2025 | Hired Attorney | Bankruptcy & Debt
Outstanding!
He was very thorough explaining and helping you step by step with all your questions and concerns. Going through with bankruptcy is a very difficult decision to make and he helps you with knowledgeable advice from his many years of service! I feel confident now, that I will make more responsible fina...
Posted by Mary | October 11, 2022 | Hired Attorney | Bankruptcy & Debt
Starting a New Life
I really want to thank Rick Flume for his assistance and helping me to make a very important decision concerning my finances. He provided so much information and covered all the options which helped me decide on just the right plan that would help me in getting debt relief during such a challenging ...
Posted by Celestino | April 19, 2021 | Hired Attorney | Bankruptcy & Debt
I highly recommend Mr. Flume he makes you feel safe.
Mr. Flume was absolutely exceptional! Easy to talk to, walked the steps and personally called me right away after my trustees meeting, That was very kind of him!! He didn’t have to do that yet he did and that to me meant a lot!! The best customer service I've ever received, especially considering the...
Posted by Sandy | January 27, 2017 | Bankruptcy & Debt
Sometimes, there is light at the end of the tunnel.
Meeting with Mr. Flume was such a pleasure, and an all around great experience! I'm sure most attorney's seldom have clients leaving their office feeling that way. Mr. Flume is very informative, very kind, and very patient, as I had many questions, some of which I asked more than once. He took his ti...
Posted by Michael | February 25, 2015 | Bankruptcy & Debt
chapter 13 should I
Mr Flume set down with me looked at my problems . Talk to me about chapter 13 should I file ? After spending about 1 hour with me . And instead of taking my money and filing my case he should me what I can do and how to do to get my self back on track . What a honest man . Thank you .
"Richard is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation."
"I endorse this lawyer. Great attorney, willing to give it to the client straight, and also willing to help clients with their best option, regardless of whether he ends up doing a deal with them or not."
"I endorse this lawyer. I met Rick at the Pete Barry FDCPA bootcamp and another attorney event. Very knowledgeable and can even help with estate planning issues post bankruptcy."
"I have the honor of being in a mastermind group with Rick that meets four times a year in person. Rick is an impressive attorney who aggressively fights for his clients fresh start. If you live in Texas and are considering Bankruptcy do yourself a favor and meet with Rick. You won't regret it."
"I endorse this lawyer's work. Rick is a hardworking attorney who understands the difficulties of today's economy and strives to get a good result for his clients."
"Rick is an excellent bankruptcy lawyer and out of concern for his clients, has become excellent at avoiding bankruptcy by defending debt collection suits and protecting non-exempt assets. I regularly refer clients to him."
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2012
SA Lawyers: Best of 2012 (Bankruptcy), SA Scene Magazine
2000 - Present
Bankruptcy Attorney, Rick Flume, Bankruptcy Attorney
1995 - 2000
Judicial law Clerk, Western District of Texas
1992 - 1993
Prosecutor, Travis County Prosecutor
1991 - 1992
Prosecutor, Cameron County Prosecutor
2000 - Present
San Antonio Bankruptcy Bar AssociationMember
1991 - Present
State Bar of TexasMember
1991 - Present
San Antonio Bar AssociationMember
1990
Doctor of Jurisprudence/Juris Doctor (J.D.)
1985
BBA - Bachelor of Business Administration
2013
Money Management
2016
English
Legal Answers
Legal Guides
Should we file bankruptcy for my sister? If so, will chapter 7 bankruptcy allow her to keep her house?
16 Oct 2015
We are 3 years into Ch. 13 and just received a $9k check from my grandfather's estate since he passed away.
28 Aug 2015
What is the process and how much it will cost me to file for LLC bankruptcy (chapter 7) in texas?
26 Aug 2015