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Daniel Joseph Ciment
also known as Daniel J. Ciment
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About Daniel
Biography
Daniel Ciment has more than 15 years of experience in bankruptcy, debt collection defense, and consumer protection, and is a recognized consumer advocate and attorney across Texas. After earning his J.D. from South Texas College of Law in 2003, he opened a high-volume debt collection law firm where he filed thousands of debt-collection lawsuits. That experience on the creditor side gave him insight into collection tactics and procedure; he later served as a partner at a Chicago consumer bankruptcy firm, representing debtors and further sharpening his ability to navigate complex bankruptcy cases and negotiate favorable outcomes. This unique background—having practiced on both sides of debt disputes—equips him to anticipate opposing strategies, craft effective defenses, and pursue practical solutions for clients facing time-sensitive financial challenges. Now based in Katy, Texas, Daniel owns Ciment Law Firm, PLCC, where he focuses on helping individuals and families regain control of their financial lives by resolving debts, stopping harassing collection practices, and rebuilding credit. He combines aggressive advocacy with personalized service, guiding each client through the legal process and working toward durable, long-term relief.
Helping Texans Resolve Their Unpaid Debts While Protecting Their Consumer Rights!
Daniel Ciment has helped thousands of Texans navigate the bankruptcy process.
I Sue Debt Collectors! You have rights! Let Daniel Ciment help protect your consumer rights.
Daniel Ciment can help you settle all your debts even if a lawsuit has been filed against.
Practice Areas
3
Practice Areas
Consumer Protection
80%
18 years | 3,000 cases
Chapter 7 Bankruptcy
10%
23 years | 1,000 cases
Debt Settlement
10%
18 years | 200 cases
Fees and Rates
Cost
Payment Methods
- Cash
- Check
- Credit Card
Awards
2026 2025 2024
...
+
7
2012
Licenses
Licensed in Georgia for 15 years
State: Georgia
Acquired: 2010
No misconduct found
Licensed in Texas for 22 years
State: Texas
Acquired: 2003
No misconduct found
Location
Ciment Law Firm, PLLC
401 East Sonterra Blvd., Suite 375, San Antonio, TX, 78258
thedebtdefenders.com/Gallery
Online Presence
Other places you can find Daniel online.
Daniel Joseph Ciment's Reviews
Avvo Review Score
141 Client Reviews
Filter Avvo Reviews (141)
Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.
Practice Areas
Lawsuits & Disputes (44)
Debt Collection (33)
Debt Settlement (32)
Bankruptcy & Debt (31)
Litigation (5)
Credit Repair (4)
Consumer Protection (3)
Criminal Defense (3)
Debt & Lending Agreements (3)
Appeals (2)
Chapter 7 Bankruptcy (2)
Foreclosure (1)
Identity Theft (1)
Social Security Disability (1)
What Clients Mention
Case Results (87)
Advocacy (47)
Recommendation (38)
Practice Area Knowledge (28)
Professionalism (23)
Communication Style (21)
Cost of Services (20)
Responsiveness (18)
Staff & Support (13)
Character & Conduct (8)
Payment Plans (7)
Trustworthiness (7)
General Knowledge (3)
Free Consultations (2)
Punctuality (2)
Compassion (1)
Showing 6 - 10 of 28 reviews | Practice Area Knowledge
Posted by Jessica | March 08, 2021 | Hired Attorney | Bankruptcy & Debt
Professional Legal Assistance at its FINEST!
Cement Law Firm is the ABSOLUTE best law firm for any matters relating to debt. These folks are clearly in business to HELP you in your time of need. The law firm answered any questions I asked in a professional, straightforward, and helpful manner. Ciment Law took the utmost care of any concerns ...
Posted by Melissa | January 27, 2021 | Hired Attorney | Bankruptcy & Debt
Great firm!!
Daniel Ciment and his firm assisted me when I was up against a wall with debt. Mr. Ciment took the time to explain the process of bankruptcy and put me at ease. He is reasonably priced and takes into account your financial state when paying the legal fees. His legal team kept me informed of everyt...
Posted by anonymous | January 25, 2021 | Hired Attorney | Bankruptcy & Debt
Grateful for Ciment Law Firm
Ciment Law Firm gave me hope in addressing the debt issues I was facing. They have been very supportive and have ensured to find the best solution to address the debt situation. I am very grateful for their service.
Posted by Yeny | January 21, 2021 | Hired Attorney | Bankruptcy & Debt
Professional Assistance
Ciment Law Firm helped me with my bankruptcy process. They were nice, and the process was fast and successful.
Posted by Shaun | January 21, 2021 | Debt Settlement
respectful
Professional debt consolidation lawyer knows how to get the best settlement for there clients and the lowest monthly payments.
Daniel Joseph Ciment's Lawyer Endorsements
"Daniel is an excellent consumer protection attorney. By focusing on debt defense and bankruptcy, he's become an expert in his field. He knows what his client's concerns are and takes the unique approach helping his clients with all their legal needs relating to collections or bankruptcy. The fact that Daniel's easygoing and easy to work with are two characteristics of a great attorney. As an FDCPA attorney, Daniel is also one of the few attorneys capable of not only winning collection cases but turning the tables and suing debt collectors, a rare benefit for his clients."
"I endorse this lawyer. Daniel and I just worked together on a case, and he is remarkably knowledgeable, pleasant, and effective."
"I refer clients to Daniel that need consumer protection and bankruptcy help. Daniel is extremely knowledgeable and treats his clients with compassion. I endorse this lawyer."
"In my quarter century of experience as a lawyer and judge, I have met and worked with many lawyers in near every field. I endorse this lawyer as an expert in his field. I would recommend him with confidence to represent my family and friends."
"I endorse this lawyer. He is knowledgeable in this field and works with opposing counsel to get good results."
"I endorse this lawyer. Daniel Ciment is a tireless consumer advocate who will fight for your rights. If you have a problem with debt collectors in Texas, you can't go wrong with Mr. Ciment. He is passionate about his work and will fight like a lion for you."
"I endorse this lawyer."
"I endorse this lawyer."
"Always a sharp mind! I endorse this lawyer."
"Daniel Ciment is a very experienced and tough lawyer, his knowledge and expertise in his niche is a compliment to our profession--he is a true craftsman."
"Daniel has always been honest and forthright in my dealings with him. He represents his clients with zeal and handles matters in a timely fashion. I do endorse him highly."
"I endorse this lawyer's work. He is a pleasure to work with. He is very reasonable and yet zealously represents his clients' interest. I would suggest him to anyone needing assistance with a consumer matter."
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Justin Coquat
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Experience
Honors
2022
Top Lawyers in Houston, Houstonian Magazine
2021
Top Lawyers in Houston, Houstonian Magazine
2020
Top Lawyers in Houston, Houstonian Magazine
2019
Top Lawyers in Houston, Houstonian Magazine
2018
Top Lawyers in Houston, Houstonian Magazine
2017
Top Lawyers in Houston, Houstonian Magazine
2016
Top 100 Lawyers, The National Advocates
2016
Top 40 Under 40, The National Advocates
2015
A+ rating, BBB.Org
2015
Client Distinction Award, Martindale-Hubbell
2014
A+ rating, BBB.org
2013
Top Contributor, AVVO
2012
Clients Choice Award, AVVO
N/A
Featured Attorney Debt Agreements, AVVO
Work Experience
2018 - Present
Owner, Ciment Law Firm, PLLC
2010 - 2017
Partner, Heston Ciment, PLLC
2007 - 2010
Partner, The Heston Law Firm, PC
2007 - 2008
Owner, Law Offices of Daniel J. Ciment, PLLC
2005 - 2007
Partner, Macey & Aleman,P.C./Legal Helpers, P.C.
Associations
2007 - Present
Houston Association of Debtors Attorneys
2005 - Present
National Association of Consumer AdvocatesMember
2005 - Present
National Association of Consumer Bankruptcy AttorneysMember
Sample of Legal Cases
Stevens v. Conns
$184,700 plus legal fees award to client
Palisades Collection vs. B.B.
Case Dismissed, Client Paid Nothing to Creditor
Pharia, LLC vs. C.D.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. J.S.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. L.R.
Case Dismissed, Client Paid Nothing to Creditor
CACH, LLC vs. T.C. & J.C.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. M.Y.
Case Dismissed, Client Paid Nothing to Creditor
CACH, LLC vs. V.C.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. W.M.
Case Dismissed, Client Paid Nothing to Creditor
Chartway Federal Credit Union vs. M.G.
Case Dismissed, Client Paid Nothing to Creditor
Ford Motor Credit vs. H.J.
Case Dismissed, Client Paid Nothing to Creditor
CACH, LLC vs. E.S.
Case Dismissed, Client Paid Nothing to Creditor
Tempest Recovery vs. C.S.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. Y.L.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. J.P.
Case Dismissed, Client Paid Nothing to Creditor
Flagship Credit Corp vs. R.U.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. M.M.
Case Dismissed, Client Paid Nothing to Creditor
American Express vs. W.M.
Case Dismissed, Client Paid Nothing to Creditor
FIA Card Services vs. J.S.
Case Dismissed, Client Paid Nothing to Creditor
Arrow Financial Services vs. J.C.
Case Dismissed, Client Paid Nothing to Creditor
Pharia, LLC vs. A.M.
Case Dismissed, Client Paid Nothing to Creditor
Pharia, LLC vs. C.C.
Case Dismissed, Client Paid Nothing to Creditor
FIA Card Services vs. T.D.
Case Dismissed, Client Paid Nothing to Creditor
FIA Card Services vs. E.M.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. K. A.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. D.M.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. M.B.
Case Dismissed, Client Paid Nothing to Creditor
Portfolio Recovery Associates, LLC vs. J.N.
Case Dismissed, Client Paid Nothing to Creditor
Capital One vs. C.R.
Case Dismissed, Client Paid Nothing to Creditor
Capital One Bank vs. C.R.
Case Dismissed, Client Paid Nothing to Creditor
Pharia, LLC vs. Ana Matute
Case Dismissed, Client Paid Nothing to Creditor
Midland Funding, LLC vs. J.B.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. G.J.
Case Dismissed, Client Paid Nothing to Creditor
Chase Bank vs. W.G.
Case Dismissed, Client Paid Nothing to Creditor
FIA Card Services vs. R.T.
Case Dismissed, Client Paid Nothing to Creditor
Capital One vs. D. J.
Case Dismissed, Client Paid Nothing to Creditor
Chase Bank vs. D.A.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. P.S.
Case Dismissed, Client Paid Nothing to Creditor
UniFund CCR Partners vs. D.L.
Case Dismissed, Client Paid Nothing to Creditor
FIA Card Services vs. A.F.
Case Dismissed, Client Paid Nothing to Creditor
Hudson & Keyse, LLC. vs. O.R.
Case Dismissed, Client Paid Nothing to Creditor
Education
2003
South Texas College Of Law
JD - Juris Doctor
2000
University of Texas
BA - Bachelor of Arts
Speaking Engagements
2009
Debt Collection Phone Bank - KPRC Local 2
Abusive Debt Collectors
Publications
2018
E-Book
Bankruptcy Answers and Issues
Languages
English
Spanish
Activity
Legal Answers
Legal Guides
Top Contributor
Daniel earned significant contribution points in 2012.
Legal Answers
Q&A
Can I return a brand new car my fiancé “bought” but not paid for, today.
25 Feb 2019
Q&A
Can I reach out to the creditor and negotiate a settlement after filing an answer to the case they submitted?
09 Oct 2018
Q&A
Can they freeze my bank account to get repayment of repossessed vehicle?
29 Sep 2018