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After graduating from Pepperdine University School of Law and clerking at the Texas Supreme Court, I established my own law practice in 1994. Initially, I practiced in consumer bankruptcy only, handling thousands of chapter 7 and chapter 13 cases...
Practice areas: Debt Settlement, Debt & Lending Agreements, Debt Collection, Chapter 7 Bankruptcy
Benjamin Trotter is based in our San Antonio office and specializes in both litigation and transactional matters. His practice centers around debt defense against debt collectors and credit card companies, oil and gas negotiations, real estate mat...
Practice areas: Debt Settlement, Lawsuits & Disputes, Real Estate, Oil & Gas, Probate
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.