Highly Recommend! Ahmad and the attorneys at Sulaiman Law helped me get my life back!
I hope my story will help you if you are facing foreclosure or stuck in a high interest or underwater mortgage.
I purchased my condo in 2005 at the peak of the market in Chicago. I was paying a high interest rate due to some credit issues that I had years prior. I was assured by my mortgage banker that if I could raise my credit score, I could refinance into a lower interest loan. I lived in the condo for 5 years and despite repeated attempts at refinancing, I was always declined due to not enough equity, or the best was when I was told I “could afford the high interest rate because I was making over $100,000 a year.”
I continued to pay faithfully, hoping something would change in the future. In the meantime, the market tanked, more than half of the units in my building went into foreclosure, and I found myself more than $150,000 underwater on a $255,000 loan. I had since married and was living with my husband, and my unit was a rental. The rent I was paying was only covering less than half of my monthly expenses.
After discussing with my husband, we made the decision to stop paying the mortgage and let the property go into foreclosure. I felt embarrassed and like a loser, but it was time to stop throwing good money at a bad situation. When I finally received the official notice of foreclosure/sheriff’s sale, I also received a letter stating that my lender would pursue a deficiency judgement against me for the difference between the loan amount and the sale price. So after 9 years of paying a mortgage, I would be left without a property and a $150,000 lawsuit? I decided I needed help fast.
Through a Google search, I found Sulaiman Law Group. The reviews were outstanding, and I decided to set up a consultation. From my first phone call to every conversation after, the employees and attorneys were nothing but exceptionally kind and professional. My consultation was with Ahmad Sulaiman. He very patiently laid out all of my options and explained everything in detail, until he had answered all of my questions and I felt comfortable that my situation was not as hopeless as I had once thought.
I hired Sulaiman and they immediately began working on my case. I was assigned to work with attorney Nathan Volheim, also extremely patient, kind and professional throughout the process. I had to wait several months to see if the lender accepted our proposed plan, and I was so excited to get the phone call from Nathan… it worked! I was going to be free of this overwhelming burden once and for all.
After my case was finalized, I was invited to meet with Nasim Ghebari about the process of rebuilding my credit. Sulaiman offers a service that can help with writing the letters, send in credit disputes and following up on the process. I gladly signed up for the service and less than 4 months later, my credit score has improved and I have actually MADE money in the process.
Please take the time to meet with Suilaman Law Group. You don’t have to feel helpless, and they will show you how it feels to be the one in control of your financial future!