FDCPA: What Conduct Does The Fair Debt Collection Practices Act Prohibit?
Jan 17, 2015
The Fair Debt Collection Practices Act prohibits a wide
range of conduct. Among other things, it dictates when debt
collectors may contact you, whom debt collectors may contact, and
what debt colle...
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The Fair Debt Collection Practices Act: Who Is A Debt Collector?
Jan 17, 2015
The Fair Debt Collection Practices Act (FDCPA) protects
consumers from the unfair and harassing conduct of debt
collectors. While many people are under the impression that the
FDCPA covers all debt...
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Reinstatement vs. Redemption
Jun 03, 2010
Homeowners that are behind on their mortgages, and possibly facing foreclosure, have several remedies available to them. These remedies depend on the laws of their state, but two that are generally ava...
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Being Served In An Illinois Foreclosure Action
Feb 10, 2010
What is a complaint? When someone (plaintiff) has a cause of action against someone else (defendant), they compose a complaint detailing the items that give rise to the cause of action. That complai...
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Homeowner Associations and Foreclosure
Feb 09, 2010
What Happens If I Stop Paying My Mortgage? Over time, the Lender will bring a foreclosure action and try to serve you. Serving you means sending a process server to ensure that you are given proper ...
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Title Holder But Not On The Note
Feb 08, 2010
What Does Being On Title Mean? In Illinois, being on title generally means that you are an owner of the property. You can own the property alone, or with other people or entities. Being put on title...
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Can I Collect Rent If I Am In Foreclosure?
Dec 29, 2009
Why Do I Have The Right To Collect Rents When I Am Behind In Payments Or In Foreclosure? A property owner in Illinois has the right to collect rents because the property owner is the legal title hold...
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How Long Do I Own My Property When I Go Into Foreclosure: A Quick Study
Dec 29, 2009
What Is Judicial Foreclosure? Under Illinois Law, a property cannot be taken back by the Lender, with few exceptions, but through judicial foreclosure. This means that the Lender must first serve th...
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What To Do When Served With A Foreclosure Summons: DO NOT PANIC
Dec 23, 2009
Do Not Panic: Find Competent Counsel The first reaction to panic, though natural will not help if that panic is not followed by intelligent and informed action. Retain Counsel. Finding competent c...
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The Importance Of Real Estate Valuation
Dec 23, 2009
Hire A Real Estate Appraiser: How Do I Find A Qualified Appraiser Hiring an independent appraiser is key to knowing what your home is worth. There are at least two minor issues related to hiring an...
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