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Deborah Ann Stencel

Chapter 7 bankruptcy Attorney at Milwaukee, WI

4.4   11 reviews

also known as Deborah A. Stencel

  • State Years
    Wisconsin - WI 13 years
    Indiana - IN 22 years
  • Licensed for 13 years
    State WI
    Acquired 2011
    Good Standing No misconduct found
  • Licensed for 22 years
    State IN
    Acquired 2001
    Active in Good Standing No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Deborah

Learn Deborah’s areas of practice.

Practice areas

I was raised in both Wisconsin and North Carolina, which explains both my passion for Kringle and love of college hoops. I attended Earlham College (Richmond, Indiana) and North Carolina State University(Raleigh, North Carolina) for my undergraduate studies and earned my bachelor's degree from the latter. I was able to study briefly in Krasnodar, Russia, during a very exciting time as that country transitioned out of the cold war.

Along with my family's support and various forms of financial aid, I put myself through college and law school working a variety of jobs such as server, bartender, salesperson, organizational consultant, and as an improvisational comedian. This variety served me well; I learned about various occupations, the value of hard work and how to work smart because my time is valuable.

To complete my formal education, I attended law school at the University of North Carolina School of Law. During those years, I had numerous experiences that helped teach me what it means to be an attorney and an advocate for my clients. During my first summer and during the year, I had the privilege of clerking for my personal legal hero, Raymond Mason Taylor, Esq., of Raleigh, North Carolina. Mr. Taylor's decades of experience as a respected and successful attorney allowed him to be a mentor to me. His advice still sounds in my head on a nearly daily basis as I perform work for my clients today.

I spent my second law school summer at Pamlico Sound Legal Services. At Pamlico Sound, I assisted clients who were struggling in the aftermath of Hurricane Floyd with FEMA and state claims. The work was rewarding and challenging and I extended my internship well beyond the original agreement to continue working with the people of Eastern North Carolina to recover from the storm.

During law school, I also clerked for my criminal law professor, Arnold H. Loewy, and contributed research for his third edition of Criminal Law in a Nutshell (2003).

After three years of course work, participation in Moot Court, involvement in various volunteer activities, and a brief study abroad observing the institutions of the European Union, I was honored with my Juris Doctor in May 2001. â€¨â€¨I started my legal career as a staff attorney at the Indianapolis office of Indiana Legal Services, where I practiced consumer, family, and landlord-tenant law. This experience was invaluable. Because Legal Services provides free legal services to qualified individuals, the budget was not extensive. I was able to choose interesting cases and dive right in to practicing law whereas in a more traditional firm environment I might have been expected to spend more time observing or supporting more experienced attorneys.

I moved to Chicago in 2003 to take a job with a growing law firm specializing in consumer bankruptcy. I started by taking Chapter 7 and 13 cases and working with clients. Eventually, I managed the practice for Northern Indiana, with offices in Merrillville, Fort Wayne, South Bend, and Elkhart, Indiana. Later, at the same firm, I was asked to train and manage a number of offices across the country. I have continued to work with attorneys and clients at my former firm. I have traveled across the United States and worked with people in Manhattan, Miami, Las Vegas, San Francisco and a variety of less exciting locations in between.

In 2010, I moved back to Wisconsin. I chose to live in Milwaukee because of family connections and because I simply love Wisconsin...even when it snows. Fueled by a desire to spend more time with clients and less time in airports, I opened the Law Offices of Deborah A. Stencel in summer 2011.  In 2016, I joined Miller and Miller Law in Milwaukee where I am privileged to work with a team of caring and dedicated professionals.

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Miller & Miller Law, LLC
735 W Wisconsin Ave
Ste 600
Milwaukee, WI, 53233-2413
Miller & Miller Law, LLC
2810 Crossroads Drive
Suite 4000
Madison, WI, WI, 53718
Miller & Miller Law, LLC
6123 Green Bay Road
Suite 210
Kenosha, WI, 53142
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4.4 / 5.0
  11 customer reviews
Posted by Beth | April 3, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Wonderful to work with!
Working with Deborah was easy. She made us feel comfortable when we already had a stressful situation. She answered our questions and helped us move from step to step with ease. We weren't proud of what happened to us but she never made us feel like we were anything but good people who needed her help. I would highly recommend her. She is very personal and we have enjoyed working with her.
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Posted by Shanta Marie MacFarling | March 25, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Completely satisfied client!
First let me say Deborah was so kind to take my phone call on a Saturday morning and I was just calling to leave her a message. Deborah displays excellent customer service and satisfaction, she is kind and patient with every question that I need answered and I can always hear and feel a warm smile on the other end of the phone. I am in awe of her talent, compassion and commitment to those she services. I am always reassured that my decision to file bankruptcy, chapter 13 was the right decision for me and putting my financial rebuild in the capable hands of Attorney Deborah Stencel at Miller & Miller law offices.
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Posted by Josh | March 24, 2015
I have only had an initial consultation with Ms. Stencel to this point, but I must confess that her dimeanor, patience and honesty impressed me. I have consulted with several lawyers in the past month and she is by far the easiest to communicate with, and in turn, her explanation of details is so vivid that even a 5 year old would get it. She is a breath of fresh air in the otherwise stuffy world of lawyers.
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Posted by Anna | August 19, 2013
Honest, highly competent, and solutions-oriented.
I have worked with Deborah twice - once on legal matters involving our condo association and once on legal matters involving a business partnership. The situations were not without complications and she was able to navigate both with ease - and, most importantly, I trusted her to do what was best for me and/or my business. Deborah was able to quickly grasp the "big picture", understand my needs, and has a natural ability to think outside the box - which meant she was able to provide multiple options for resolution where a previous attorney had only provided one (expected) solution. This not only speaks to her expertise, but to her willingness to go the extra mile for her client. Personable and easy to work with, she is a highly-capable legal partner who gets the job done. Would enthusiastically recommend Deborah Stencel ...
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Posted by anonymous | June 20, 2013
Great Personality & Very Informative/Helpful
I worked with Deborah two times in the last year. Both times she has been extremely helpful and patient. She takes the circumstance which is very uncomfortable to talk about, more comfortable. Not only does her personality help you discuss the harder topics, she seems to have an extreme amount of knowledge on the topics we discussed. I brought a few questions which she answered before I even asked them, then answered questions I would of never thought of asking. After consulting with her I feel 100% more confident in my current foreclosure process. I also feel if issues do come up along the road, she will represent me extremely well. I would highly recommend her for representation if a Lawyer is needed or you need consulting in Bankruptcy or foreclosure.
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Posted by anonymous | April 18, 2013
Extremely helpful
Ms. Stencel was extremely knowledgable regarding my backruptcy issue. She was very up front about everything and has always been available when I've had questions. I would recommend her. She has a wonderful personality which makes working with her enjoyable as well.
Posted by Jennifer | July 31, 2012
Thank You
I am very thankful to have had Ms. Stencel help me. Bankruptcy was (to me) a scary process as it is something I've never had to deal with before and never thought I would have deal with in the first place. I was confused on several issues and Ms. Stencel took the time to explain everything to me (several times!) very thoroughly. She was calm, professional, friendly, and had an answer for all of my many questions.
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Posted by Parker | May 16, 2012
Amazing Lawyer
Wow. You think of lawyers and dirty sharks come to mind, right? Well, not this one. Ms. Stencel is one of the most honest, ethical, and to be honest, nicest person I have met in a while. She kept me completely informed of what could and couldn't be done on my case and I couldn't be happier with her performance.
Posted by Christy | December 12, 2011
Great lawyer
I've worked with Deborah twice in the past year. She is an excellent lawyer. She is extremely knowledgeable and explained things very well so I could understand them easily. I would highly recommend her.
Posted by anonymous | March 24, 2015
If only...
I picked her based on the reviews, but If I could redo this process, I certainly would and wouldn't choose this attorney for something this important and life-altering. She was evasive, not very informative, and since working with her, I am no more informed than I was prior to hiring Deborah. She rarely responds to correspondences too, even with the various modes of communication these days. There seemed to be a correlation between the timeliness of her responses versus getting payment. After receiving payment, she was difficult to make contact with. I regret hiring her for something so important.
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Response from Deborah Stencel January 30, 2017
Dear Sir or Madam, I am so sorry you feel you had a negative experience with me. I strive to exceed my client's expectations, which includes promptly returning calls and directly answering questions during such a stressful time. I do wish this person would reach out to me with his or her concerns so we could discuss them without breaching confidentiality here. I look forward to hearing from you and resolving your concerns. Sincerely, Deborah A. Stencel
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Posted by anonymous | October 2, 2012
Unreliable, Dishonest & Totally NOT TRUSTWORTHY!
This Woman, Deborah Ann Stencel, was paid a retainer to represent me in foreclsure court. I found her online and based on the reviews thought that she would be honest and reputable. After a few months of dealing with her she refused to return my calls and after repeated attempts to call her office and leave messages with her receptionist, the only way that I was able to get in contact with her was to call her anonymously by calling her from a restricted number that she did not recognize. This was the last and only time that I spoke with her. She did not show up for the scheduled court date and just left me completely without any recourse. If you are looking for a respectable and honest lawyer do not utilize her services. It would not be any suprise if these flawless reviews were written by her alone. Do not let her bubbly personality and charm sway you. She is a dishonest and an unreliable person. It is lawyers like this that give this industry a bad name and reputation. Beware of this lawyers and seek counsel else where.
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Response from Deborah Stencel January 30, 2017
Dear Sir or Madam, I am very sorry you had a bad experience with my services. I am not aware of any instances in which I failed in my professional duties to you, but due to confidentiality concerns I cannot discuss any case details here. I strive for the highest client satisfaction in every case, including yours, and strongly encourage you to contact me directly to discuss your concerns. Respectfully, Deborah A. Stencel
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  • Free Consultation 30 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • Attorney
  • Miller & Miller Law, LLC
  • 2015 - Present
  • Attorney at Law, Sole Proprietor
  • Law Offices of Deborah A Stencel
  • 2011 - 2015
  • Managing Attorney/Regional Manager
  • Macey & Aleman,P.C./Legal Helpers, P.C.
  • 2003 - 2011
  • Associate Attorney
  • Indiana Legal Services
  • 2001 - 2002
View all work experience


  • University of North Carolina, Chapel Hill
  • JD - Juris Doctor
  • 2001
  • North Carolina State University
  • BA - Bachelor of Arts
  • 1997


  • U.S. District Court, Eastern District of Wisconsin
  • Member
  • 2011 - Present
  • U.S. District Court, Western District of Wisconsin
  • Member
  • 2011 - Present
  • U.S. District Court, Northern District of Indiana
  • Member
  • 2003 - Present
  • Phi Alpha Delta
  • 1999 - Present
  • U.S. District Court, Southern District of Indiana
  • Member
  • N/A
  • U.S. District Court, Southern District of Texas
  • Member
  • N/A
  • National Association of Consumer Bankruptcy Attorneys
  • 2006 - 2012
View all associations

Languages Spoken

  • English

Honors and Awards

  • Client Distinction Award
  • Martindale-Hubbell
  • 2015
  • Milwaukee's Leading Lawyers, July 2015
  • M Magazine
  • 2015
  • Milwaukee's Leading Lawyers, July 2014
  • M Magazine
  • 2014
  • International Women's Day Honoree for Community Leadership
  • Mary Kay
  • 2013
  • Milwaukee's Leading Lawyers, July 2013
  • M: Milwaukee's Lifestyle Magazine
  • 2013
  • Wisconsin Pro Bono Honor Society
  • Wisconsin Access to Justice Commission
  • 2013
  • Milwaukee's Leading Lawyers, July 2012
  • M: Milwaukee's Lifestyle Magazine
  • 2012
  • Certificate of Achievement for Pro Bono Service
  • North Carolina Bar Association
  • 2001
View all awards


Speaking Engagements

  • New Bankruptcy Rules, Forms and Fees
  • Forms Modernization Project
  • 2016
  • New Bankruptcy Rules, Forms and Fees
  • National Form Plan
  • 2016
  • New Bankrupcy Rules, Forms and Fees
  • 2015 Changes to Federal Rules
  • 2016
  • In house continuing education
  • Plan Construction
  • 2012
  • In house continuing education
  • Reaffirmation and Rescission in Chapter 7
  • 2012
  • Consumer Bankruptcy from Start to Finish
  • Everything you need to know about preparing for the 341
  • 2012
  • Consumer Bankruptcy from Start to Finish
  • Means Testing in Consumer Bankruptcy
  • 2012
View all speaking engagements

Attorney endorsements

Received (15)
Given (7)
Endorse Deborah
Foreclosure Attorney | Apr 01
Relationship: Other
"When a family member needed an attorney in Wisconsin I suggested Deb. She did a great job handling the matter. I would recommend her again to family members and friends."
Chapter 13 bankruptcy Attorney | Mar 12
Relationship: Fellow lawyer in community
"I recommend this Ms. Stencel because she has a very active presence in the Bankruptcy field. She has an especially high participation in helping Avvo askers by giving them solid, practical and honest advice. This is the type of advice that clients need when they hire a lawyer."
Chapter 13 bankruptcy Attorney | Dec 18
Relationship: Fellow lawyer in community
"I wholeheartedly endorse this lawyer. A brilliant, trustworthy and highly respected attorney in the legal community."
Unknown Attorney | Dec 15
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Unknown Attorney | Dec 09
Relationship: Other
"Aggressive representation. I endorse this lawyer."
Chapter 13 bankruptcy Attorney | Jun 04
Relationship: Fellow lawyer in community
"An extremely talented and well respected attorney in the legal community, I wholeheartedly recommend her to anyone looking for a lawyer who knows the law and truly cares about protecting the rights of her clients and getting them the most favorable result possible."
Debt settlement Attorney | Jul 29
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 13 bankruptcy Attorney | Mar 14
Relationship: Co-worker
"I endorse this lawyer. I was a fellow managing attorney in Illinois when Deborah started working here and took over management of a region in a state I did not practice in. I was in a position to see how she clearly transformed her underperforming offices in which the state of affairs was messy and clients were not happy, into a profitable well-run machine in which her clients loved her, her employees respected her, and order was restored. When I transitioned into a new role of managing a large litigation department, Deborah was vital in providing guidance and in helping me sort out substantive legal issues. Deborah is smart, a very hard worker, shows compassion, and explains legal issues to clients in a way that they can understand. As a bonus, she is a pleasure and quite funny. I would highly recommend her to anyone considering working with her, either as a client, colleague, or employer."
Unknown Attorney | Jul 30
Relationship: Worked for lawyer
"I endorse this lawyer. I worked Deborah Stencel for several years. She is an outstanding lawyer who truly cares about her clients and is an expert in the field of bankruptcy law."
Chapter 7 bankruptcy Attorney | Jul 25
Relationship: Fellow lawyer in community
"Deborah Ann Stencel has demonstrated an expert understanding of bankruptcy laws as well as showing an appreciation of how difficult it can be for individuals going through bankruptcy. I am honored to endorse her here on AVVO."
Chapter 7 bankruptcy Attorney | Jul 13
Relationship: Fellow lawyer in community
"Deborah is one of the most intelligent, personable and driven consumer advocates I've had the opportunity to work with. She is a fearless attorney who will stop at nothing short of providing her clients with the highest level of advocacy. She has represented thousands of consumers across the United States during their most troubling times. She takes her work personally, she represents her clients tirelessly and she is the attorney that attorneys turn to for advice. Milwaukee is fortunate to have Deborah work within its border."
Foreclosure Attorney | May 16
Relationship: Fellow lawyer in community
"I endorse this lawyer. She provides wonderful legal advise."
Unknown Attorney | Mar 09
Relationship: Fellow lawyer in community
"I endorse this lawyer. She provides detailed and insightful analysis to questions posed by AVVO subscribers. The detailed responses and thorough explanations provided here display a vast knowledge of the law. She is an asset to the legal community."
Bankruptcy and debt Attorney | Dec 06
Relationship: Worked for lawyer
"Deborah Stencel is a colleague of mine and one of the most experienced bankruptcy attorneys with whom I have worked. She remains sympathetic to her clients' concerns because she understands their challenges. It is safe to say that her dedication in this arena is unparalleled. She has counseled literally thousands of clients, many of whose cases presented issues that were highly detailed and complex. She is knowledgeable, diligent, and fearless. Deborah is committed to achieving her clients' goals, and her success is a testament to the competent representation she continues to provide."
Bankruptcy and debt Attorney | Nov 11
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Stencel is an outstanding attorney with an exceptional reputation. She is a strong and zealous advocate for her clients and a credit to the legal profession. I highly endorse her legal services."
View more endorsements
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Contracts and agreements
Bankruptcy and debt
Chapter 13 bankruptcy
Divorce and separation
Milwaukee Chapter 7 bankruptcy Lawyer Deborah Ann Stencel
Deborah Ann Stencel
Chapter 7 bankruptcy Attorney
Milwaukee, WI
Licensed for 22 years
Free Consultation