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Charles Moses Clapp
also known as Charles M. Clapp
About Charles
Biography
Mr. Clapp is a frequent lecturer on the bankruptcy law circuit, actively attends bankruptcy seminars, and has trained many lawyers in consumer bankruptcy. He is also an experienced civil litigator who had been lead counsel in hundreds of lawsuits in Georgia state and federal courts, representing both plaintiffs and defendants. Mr. Clapp was lead attorney in several cases of first impression in the Northern District of Georgia and stands on the cutting edge of bankruptcy representation and innovation.
CMC Law’s knowledge, experience, and success in consumer bankruptcy and litigation represents a lifelong dedication to helping people and families suffering in financial turmoil. Contact us today so we can put our experience and understanding to work for you.
Practice Areas
Fees and Rates
Cost
Payment Methods
- Cash
- Credit Card
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Chat withLicenses
Licensed in Georgia for 19 years
State: Georgia
Acquired: 2006
No misconduct found
Location
CMC Law
5 Concourse Parkway NE, Suite 3000, Atlanta, GA, 30328
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Charles Moses Clapp's Reviews
Avvo Review Score
37 Client Reviews
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Practice Areas
What Clients Mention
Case Results (19)
Recommendation (14)
Practice Area Knowledge (11)
Responsiveness (11)
Communication Style (10)
Professionalism (10)
Advocacy (7)
General Knowledge (6)
Character & Conduct (3)
Cost of Services (3)
Compassion (2)
Free Consultations (2)
Trustworthiness (2)
Payment Plans (1)
Punctuality (1)
Showing 1 - 5 of 6 reviews | General Knowledge
Posted by Kimberly | October 24, 2019 | Hired Attorney | Bankruptcy & Debt
Why you definitely should retain Charles Clapp CMC Law.
Charles Clapp provide exceptional & expert legal council. I've spent 34 years in a corporate "C" suite environment, thus accustomed to dealing with attorney's. Charles was very responsive, smart, logical direct and easy to work with. He worked diligently and took every measure possible to ensure tha...
Posted by anonymous | January 05, 2017 | Bankruptcy & Debt
Disappointed
I attended a free consultation with Mr. Capps hoping to gain relief regarding filing bankruptcy. Instead, I left his office feeling humiliated, embarrassed and hopeless. He was very loud and rude. I was already stressed over my finances. I didn't ask for a lecture. Mr. Capps talked down on me co...
Charles Clapp
Replied last January 05, 2017My goal as a bankruptcy attorney is not just to help clients avoid their debts temporarily, but to help them to sustain a debt-free lifestyle after bankruptcy is over. Sometimes that means giving advice that people don't want to hear. I wish I could have delivered this advice in a more gentle manner, because, naturally, I do not want to upset clients. But filing bankruptcy is only a short-term solution if you don't combine the bankruptcy with the decision to live within your financial means. Sometimes that means making some very difficult decisions about lifestyle. I stand by the advice I gave, which I give to every single client. Sincerely, Charles Clapp
Posted by Scott | December 18, 2016 | Hired Attorney | Bankruptcy & Debt
Fantastic Bankruptcy Attorney
I came to Mr. Clapp by referral with a complicated case involving both personal and business debts that were out of control. Mr. Clapp evaluated the situation and gave me options that I was not even aware of. He knows his stuff, executed flawlessly, and I have been able to start over. I highly rec...
Posted by anonymous | December 12, 2016 | Hired Attorney | Lawsuits & Disputes
The best
Charles Clapp is very good at what he does. In fact, I can't imagine someone doing a better job. He helped me with a difficult case and I was very happy with the results. He was efficient, to the point and a wealth of information. I would not hesitate to hire him again or recommend him to friends or ...
Posted by Andrew | September 23, 2015 | Hired Attorney | Lawsuits & Disputes
Go to Mr. Clapp!
Mr. Clapp knows exactly how to navigate through any case. After my initial consultation I wanted him on my side because of his professionalism and expertise. He told me I had a difficult case but knew exactly what to do. He is reachable, knowledgeable and always makes sure throughout every stage you...
Charles Moses Clapp's Lawyer Endorsements
"Charles is an experienced and knowledgeable bankruptcy attorney. He provides quality legal services and exceptional customer service. He fights hard for his clients to provide them the representation and relief they deserve. I highly recommend him."
"Charles Clapp - I have know this lawyer since law school for his brilliance and hard work ethic. Lawyers know him to be knowledgeable and reasonable, and he zealously advocates for his clients while giving his personal touch."
"I endorse this lawyer."
"I endorse this lawyer. Responses are clear and complete. Demonstrates a thorough understanding of BK law."
"Charles is a great attorney. He has extensive knowledge of the bankruptcy code and I highly recommend him."
"Charles is a great lawyer. I recommend him to represent debtors in any kind of matter."
"Charles Clapp is very knowledgeable, creative and extremely hard working for his clients. I never hesitate to refer people with challenging cases to him. I highly recommend Charles Clapp."
"Charles is one of the best bankruptcy attorneys in the Atlanta area."
"I have known Charles since law school and he is an outstanding bankruptcy attorney. He takes the time to stay current on the law. I would not hesitate to refer a client to Charles."
"Charles is a highly skilled attorney with an exceptional work ethic."
"Mr. Clapp is a skilled defense attorney with high integrity. He is also pleasant to work with. I highly recommend Mr. Clapp if anyone is looking to hire him or work with him on a matter. I endorse this lawyer."
"Charles and I worked together at the Fulton County Public Defender's Office. He is a whipsmart attorney and tireless advocate. I would recommend his services wholeheartedly."
"I endorse this lawyer."
"I previously worked with Mr. Clapp at the Office of the Public Defender in the Atlanta Judicial Circuit. He excelled at coming up with creative and novel ways to attack the State's case in the defense of his clients. Mr. Clapp is not afraid to try cases and will fight for his clients."
"Charles is one of the premier bankruptcy attorneys in the Atlanta area."
"I have known Charles since high school and I know that he is dedicated to his clients. Charles does all that he can to stay abreast of the changes in the law, ensuring quality representation on behalf of his clients. I gladly refer clients to Charles."
"I endorse this lawyer. Chuck and I worked together for a few years and he proved to be a good attorney."
"Charles is a smart, dedicated lawyer who focuses on finding solutions and solving problems. He's the lawyer who is three steps ahead of everyone else in the room--and his clients benefit from that."
"Charles Clapp is the most knowledgable consumer bankruptcy attorney I know. I highly recommend using his services without hesitation."
"I endorse this lawyer."
Ilan Kapnek
Bankruptcy and debt lawyer
Alyssa Whatley
Tax lawyer
Leland Taylor
Criminal defense lawyer
William Bozarth
Bankruptcy and debt lawyer
Esther Vayman
Family lawyer
Jennifer Yoxall
Family lawyer
Scott Shaw
Family lawyer
John Brookhuis
Bankruptcy and debt lawyer
Blair Chintella
General practice lawyer
Celeste Cornwell
Bankruptcy and debt lawyer
Joseph Cornwell
Bankruptcy and debt lawyer
Andrew Weiner
Employment and labor lawyer
Joshua Davis
Bankruptcy and debt lawyer
Michael Barber
Criminal defense lawyer
Karen King
Bankruptcy and debt lawyer
Howard Rothbloom
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Will Geer
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Jo-Anne Yau
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Experience
Honors
2026
Member, Super Lawyers
2025
Member, Best Lawyers in America
2015
Top 40 Lawyers Under 40, American Society of Legal Advocates
2015
Legal Elite, Georgia Trend Magazine
2014
Top 40 Lawyers Under 40, American Society of Legal Advocates
2013
Legal Elite, Georgia Trend Magazine
2005
Best Advocate Award, Florida Coastal School of Law
2002
Governor's Scholarship, Florida Coastal School of Law
Work Experience
2011 - 2012
Litigation Associate, Aldridge Connors, LLP
2008 - 2012
Lead Attorney, King & King
2006 - 2008
Trial Attorney, Fulton County Public Defender's Office
Associations
2013 - Present
National Association of Consumer Bankruptcy AttorneysMember
2011 - Present
American Bankruptcy Institute, Consumer Bankruptcy CommitteeMember
2010 - Present
State Bar of Georgia, Bankruptcy Law SectionMember
2010 - Present
State Bar of Georgia, Real Property Law SectionMember
2009 - Present
Atlanta Bar Association, Bankruptcy Law SectionMember
2008 - Present
Metro Atlanta Consumber Bankruptcy Attorney GroupMember
2013 - 2015
Georgia Mock Trial CompetitionJudge
2004 - 2005
Elections CommitteeChairman
Sample of Legal Cases
Townson v. Ruff (In re Ruff), 639 B.R. 772 (Bankr. N.D. Ga. 2022)
Win for Debtor
Stephens v. Guaranteed Auto
Creditor ordered to pay $23774 in damages and attorney fees to Debtor for willful violation of the automatic stay.
Dunn v. Fast Debt Buyers, LLC (In re Dunn)
Stripped second priority lien off vehicle in Chapter 7.
In re Reeves
Modified first priority mortgage on rental property.
Education
2013
Metropolitan Atlanta Consumer Bankruptcy Attorney Group
Common Problems in Consumer Bankruptcy
2012
Advanced Consumer Bankruptcy Practice Institute
Certificate in Advanced Trial Skills
2008
Southern Public Defender Training Center
Certificate in Advanced Trial Skills
2005
Florida Coastal Law School
JD - Juris Doctor
2002
University of Missouri, St. Louis
BA - Bachelor of Arts
Speaking Engagements
2013
Money for Lunch Syndicated Radio Show
Bankruptcy for Beginners
2013
City of Atlanta Lunch and Learn Seminar
The Intersection of Bankruptcy and Criminal Law
2013
3rd Year Law Student Bankruptcy Practice Program
Bankruptcy LIitgation, Negotiation & Practice
2012
July MACBAG
Dealing with Homeowner Association Liens in Bankruptcy
2011
September MACBAG
Adversary Proceedings in Bankruptcy after Iqbal and Twombly
Publications
2013
Martidale-Hubbell Editorial
The Applicability of 1322(b)(2) to Statutory Homeowner Association Liens
2011
Northern District of Georgia Bankruptcy Court
The Applicability of Georgia Resulting Trusts on Chapter 13 Bankruptcy
2009
Daniel's Georgia Criminal Trial Practice
Pre-Trial Habeas Corpus Supplement
Languages
English
Activity
Legal Answers
Legal Guides
Legal Answers
Q&A
Can property subject to a judgment lien be sold at a tax sale and does purchaser inherit lien?
02 Sep 2014
Q&A
What happens to my condo's mortgage after HOA Foreclosure? When the Bank forecloses? How do these affect bankruptcy afterward?
23 Jul 2013
Q&A
My home is in pre-foreclosure and I have file Chapter 13 and it has been granted. I want to do a short sale but
21 Jun 2013