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Suzanne R. Begnoche

Consumer protection Attorney at Chapel Hill, NC

5.0   7 reviews

About Suzanne

Learn Suzanne’s areas of practice.

Practice areas
  1. Consumer protection
    Litigation of cases involving unfair credit reporting (FCRA), unfair debt collection (FDCPA/state law/TCPA), and wrongful repossession.

  2. Identity theft
    Assistance for victims of financial identity theft and business/employment/healthcare security breaches.

  3. Credit card fraud
    Assistance for victims of financial identity theft.

False information on your credit report stopping you from getting a loan?  Settled a debt, but collectors are STILL calling you? Identity theft victim?  I sue creditors and credit bureaus, including Experian, Equifax, and TransUnion, on behalf of consumers who are not able to get credit reporting errors corrected on their own.  I also advise victims of identity theft and security breaches, and I sue debt collectors and creditors in cases of abuse, deception, harassment, and threats, including harassing phone calls.  


I wish I was able to help people all over North Carolina, but as a practical matter I am not able to do so.  I accept only clients with cases in the following counties:  Wake, Durham, Orange, Chatham, Alamance, Guilford, Randolph, Person, and Caswell.  If you live outside of these service areas, please check the Avvo directory or to find a consumer attorney in your local area.    

Licensed for 16 years
State NC
Status Active
Acquired 2006
Updated 10/03/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Suzanne

Suzanne Begnoche, Attorney at Law
1526 East Franklin Street, Ste. 102
Chapel Hill, NC, 27514


5.0 / 5.0
  7 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by April | October 23, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Credit and Identity Theft Lawyer
I had a horrible situation with HUGE Identity Theft and then Collection Agencies attempting to collect those debts. I was pretty much at my wits end when I contacted her. Ms Begnoche is superior in her manner and handling of those matters. We worked together for years on all my cases, and she did a fantastic job. Would highly recommend her services to anyone who needs this type of assistance.
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Posted by Justin | July 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Highly recommend! Great to work with and delivered fantastic results!
For years, I had been fighting with a large company over fraudulent activity on my account. I never hired a lawyer before, but I was exhausted from the battles with the company's fraud team. I'm so glad I found Suzanne Begnoche! She explained everything in a clear and easy to understand manner, and kept me updated throughout each step of the legal process. Suzanne informed me of my options and provided her recommendation for the best course of action. She fought hard for me and won! Thanks to Suzanne, I received highly satisfactory results... I only wish I hired her earlier!
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Posted by juyoung | January 27, 2019
This review is from a person who hired this attorney.
| Hired Attorney
The best lawyer
When I realized I had a car fraud case, all my friends worried about hiring a lawyer. They thought I would fail because the evidence was inadequate and limited time. When I almost gave up, I met Ms. Begnoche on the recommendation of my cousin, which was a great fortune for me. She looked deep into my case, sympathized with my feelings and told me clearly how to handle it. And she did it as she said! In just a few days, she solved the problem that I was worried about for a month. Every time I wondered, she gave me quick feedback and provided a clear summary of all the procedures. She changed my prejudices about lawyers and court cases. I strongly recommend her. She is the best lawyer.
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Posted by Misty J | February 23, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Stressed and Confused
At the beginning of my case, I was so stressed and confused, not knowing what direction to take and didn't think that I could afford an attorney. As a referral from a friend, we reached out to Mrs. Suzanne and I could not have felt more at ease. She was prompt, professional and genuinely cared. What could have been a disaster, came out in my favor. Thank you Mrs. Suzanne, I could not have done this without you!!!
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Posted by Victoria | October 22, 2016
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Normally u cant even speak to a lawyer without spending a boat load of money but she just wants to help people.. There Needs to be more ppl like here
Posted by anonymous | November 30, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Excellent legal service
Ms. Begnoche handled a legal matter for me in a generous and highly professional manner. I greatly appreciate the help she provided me in resolving a summons involving a case of mistaken identity. Her expertise and timely actions saved me a lot of time and anxiety with a complicated matter which might otherwise have impacted my credit rating, etc. I highly recommend her expertise as a lawyer and as a person who worked with me in a respectful and efficient manner as she advocated on my behalf.
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Posted by Anne-Marie | June 27, 2011
Review for Suzanne R. Begnoche
Ms. Begnoche was recommend to me by another lawyer whose services were beyond my means. When I first met with her I was apprehensive that possibly the level of money you pay reflects the quality of legal service you get, in other words, a lawyer who is disinterested, unless there is a possible large return at the end of the case for them. Or perhaps she would be a lawyer who would have little respect for me, the client or that we would have little communication between us and I would have to chase them all the time. Suzanne Begnoche is NOT that lawyer. If you are in dire straits like I was, you would be lucky to have Ms. Begnoche as your legal advocate and on your side. She helped me settle a legal matter with an overly aggressive student loan company and Ms. Begnoche achieved an outcome for me that I was very happy with. She spent 10 months working on my case and not once, did I ever feel that she didn’t have time for me. Ms. Begnoche always called me back the same day or within 24hrs. She would also, always let me know when she would be out of the office. Ms. Begnoche was always patient and helpful with the numerous legal questions (I read and wanted to understand everything!) I had, even if it meant she had to repeat it several times. Finally, like any good lawyer you could hope for, Ms. Begnoche went after the student loan company after they continued to harass me during the lawsuit, which is prohibited under the law, she put a stop to it very quickly. I would definitely use Ms. Begnoche legal services again for any future legal matters.
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  • Free Consultation 30 minutes
Payment methods
Cash, Check


AVVO RATING 10.0 (Superb)

Work Experience

  • Owner
  • Suzanne Begnoche, Attorney at Law
  • 2008 - Present
  • Staff Attorney
  • Legal Aid of North Carolina, Inc.
  • 2006 - 2008


  • University of North Carolina School of Law
  • JD - Juris Doctor
  • 2006
  • Pennsylvania State University
  • MA - Masters
  • 1996
  • Duke University
  • BA - Bachelor of Arts
  • 1993

Legal Cases

  • Ahmed vs. Department Stores National Bank, Trans Union LLC, et al.
  • The Plaintiff accepted offers of judgment from Department Stores National Bank for $15,000.00, plus fees and costs, and from Trans Union, LLC, for $20,000, inclusive of fees and costs.
  • Josey vs. Commercial Recovery Systems, Inc.
  • Settlement in favor of the Plaintiffs in the amount of $43,500.00, inclusive of $8,470 in fees and $262 in costs. This settlement was approved by a United States Bankruptcy Court judge.
  • Staton vs. Vandenberg Chase & Associates, LLC
  • Judgment for the Plaintiff. After a bench hearing, the judge awarded $53,000 in actual damages and $25,000 in statutory damages. The judge also awarded $4,425 in attorney's fees and $251 in costs. .
View all legal cases


  • North Carolina Bar Association, Privacy and Data Security Committee
  • Member
  • 2017 - Present
  • Lawyer on the Line
  • Volunteer
  • 2011 - Present
  • Orange County Bar Association
  • Member
  • 2009 - Present
  • National Association of Consumer Advocates
  • Member
  • 2008 - Present
  • North Carolina Bar Association, Bankruptcy Section
  • Member
  • 2008 - Present
  • North Carolina Advocates for Justice, Consumer Areas of Practice
  • Chair
  • 2012 - 2013
  • Compass Center Lawyer Information Service
  • Volunteer
  • 2008 - 2017
  • Durham County Bar Association
  • Member
  • 2006 - 2019
View all associations

Languages Spoken

  • English


  • North Carolina Super Lawyer
  • North Carolina Super Lawyers
  • 2022
  • Super Lawyer
  • SuperLawyers
  • 2021
  • Super Lawyer
  • SuperLawyers
  • 2020
  • Super Lawyer
  • SuperLawyers
  • 2019
  • Super Lawyer
  • SuperLawyers
  • 2018
  • Rising Star
  • SuperLawyers
  • 2016
  • Rising Star
  • SuperLawyers
  • 2015
  • Durham Bar Foundation Memorial Scholarship
  • Durham County Bar Association
  • 2004
View all awards


  • Trial Briefs (NCAJ)
  • Civil Remedies for Victims of Identity Theft
  • 2013

Speaking Engagements

  • Fair Credit Reporting Act Conference
  • Issue Spotting: Claims against CRAs
  • 2017
  • Legal Aid Taskforce 2016
  • Debt Buyer Update
  • 2016
  • Fair Debt Collection Practices Act Conference
  • How Debts Are Collected
  • 2016
  • Consumer Litigation Conference
  • The ABC’s of the FCRA
  • 2016
  • Law Firm Lunch-and-Learn
  • Recognizing Unfair Debt Collection Claims
  • 2015
  • Webinar
  • Debt Defense 101: Trial Preparation
  • 2014
  • Orange County Bar Association Lunch
  • Credit Reporting Law
  • 2014
  • DCBA CLE Event
  • Responding to Identity Theft: Civil Rights and Remedies
  • 2014
  • CLE Webinar
  • Walking the Minefield: Debt Collection Issues for Non-Consumer Lawyers
  • 2013
  • Call 4ALL CLE Webinar Series
  • Basics of Collection and Exemption Law
  • 2013
  • Women's Empowerment 2012
  • The 800 Club: Are You Part of the Pack? Rebuild, raise and protect your credit score
  • 2012
  • Unfair Debt Collections
  • FDCP/State Debt Collection Fundamentals
  • 2012
  • Legal Aid Consumer Taskforce 2012
  • Defending Debt Collection Lawsuits and Fighting Back with Counterclaims
  • 2012
  • Fall Paralegal Conference
  • Credit Reporting: Consumers' Rights and Remedies
  • 2012
  • Women's Center Workshop Series
  • Debt and the Law
  • 2009
  • Unfair Debt Collections (Continuing Legal Education)
  • Defending Consumers in Debt Collection Cases
  • 2009
View all speaking engagements

Attorney endorsements

Received (8)
Given (5)
Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community
"I wholeheartedly endorse Attorney Begnoche because she is excellent at what she does. I attended a webinar conducted by Attorney Begnoche on “Debt Defense 101 Trial Preparation” and she was very thorough in her explanations and very informative. I also consulted Attorney Begnoche on a debt collection defense matter that I was working on and she was very helpful and generous with her time."
Debt collection Attorney | Apr 09
Relationship: Fellow lawyer in community
"Ms. Begnoche is recognized as a leader in the field. She has taught many of us at legal education seminars. She is a tireless advocate for her clients."
General practice Attorney | Apr 25
Relationship: Fellow lawyer in community
"I have served with Suzanne in the Consumer Area of Practice Section of the NC Advocates for Justice since my admission to the NC Bar. She is without a doubt THE advocate for individuals in NC that have been wronged in a consumer transaction. Whether it's unfair debt collection, deceptive practices, or wrongful repossession, if she is willing to take on your case nobody will work harder for you than Suzanne."
Bankruptcy and debt Attorney | Feb 26
Relationship: Fellow lawyer in community
"I have known Suzanne since law school, and her diligence and intellectual curiosity from those days has carried over into her current practice. If you are being hassled by debt collectors, call Suzanne and discover how refreshing it is to have a competent lawyer by your side who treats you like a human being!"
General practice Attorney | Feb 18
Relationship: Fellow lawyer in community
"I endorse this lawyer. Ms. Begnoche has proven herself to be a caring and exceptional advocate for her clients. I have personally learned a lot from her over the years."
Bankruptcy and debt Attorney | Oct 03
Relationship: Fellow lawyer in community
"I endorse this lawyer. You won't likely find anyone who will fight as hard for you as I know Suzanne fights for her clients. She knows the law and she knows the courtroom. She loves fighting for what is right and she hates to see a person taken advantage of. When it comes to Consumer Credit Rights under federal and state laws, she is just about as good as you are going to find anywhere, in any state at all. If you are getting hassled by a debt collector, or is you just have a question about Credit Rights, she is your answer. She is more than good, she is very, very good. I highly recommend her to you. Take a look at her bio on and you'll think that too."
Debt collection Attorney | May 22
Relationship: Worked for lawyer
"I endorse this lawyer. Ms. Begnoche is a talented and intelligent attorney who cares for her clients. I enthusiastically endorse and highly recommend her."
Bankruptcy and debt Attorney | Mar 26
Relationship: Worked together on matter
"I endorse this lawyer's work."
View more endorsements
Consumer protection
Bankruptcy and debt
Bankruptcy and debt