Posted by Courtney | May 06, 2025 | Hired Attorney | Credit Repair

Outstanding credit attorney

Kristi and her team has been a tremendous help. I contacted Kristi and her team in need of help with no where left to turn. Working with Kristi and her team has been a game-changer for my financial future. She is not only incredibly skilled and thorough but also genuinely cares about her clients’ ou...tcomes. She helped me resolve complex credit issues that I thought were impossible to fix. Her communication was clear, timely, and reassuring throughout the entire process. I can’t thank her enough and would highly recommend her to anyone needing a strong advocate for their credit matters.

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Posted by John J | March 30, 2023 | Hired Attorney | Credit Repair

Best experience EVER!

I was hitting a brick wall with all 3 credit agencies, spent almost 2 years calling and emailing working to fix error after error. The credit agencies were reckless, and unwilling to fix the damage they kept creating. I went on Google to see if I could find a lawyer to help me, and there are no...t many in our area and those that are have the worst attitudes before you even explain your case. I called attorneys in Maryland, New York, Texas, Arkansas, Seattle, and Los Angeles and almost agreed to be represented by a team half way across the country who didn’t care about me or the case they just wanted to settle for a fast dollar and get the next case. Luckily I found Kristi Kelly and made the call, and my god she “ had me at hello” She is funny, sincere, knowledgeable, professional, and straightforward. The conversation was about 45 minutes and all the stress I had for the last 2 years felt easier to carry, I sent over my documents and she confirmed what I needed to here “ I have a case “ Kristi and her amazing team stayed in contact with me, helping me organize everything. They filed in court and a few months later we’re able to get a settlement agreement that after reviewing everything was better then we had hoped for! I won’t be able to sue these companies again again per the agreement, but if I had to my only team would be “ Kristy Kelly, Casey Nash, Abby Kersh, Olga Marcias, Pat McNichol, Natalie Cahoon “, and many others behind the scenes I didn’t get to personally work with. They are the Dream Team!

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Posted by Andrea | June 27, 2022 | Hired Attorney | Credit Repair

Kristi C. Kelly: Knowledgeable, Honest, Effective, and Kind

When I saw a number of false identities, addresses, and accounts on my credit report, I tried everything within my power to remove them, but my efforts were to no avail. The timing couldn’t have been worse, because I was in the process of buying a new home and the fraudulent activity was tanking my c...redit score. Fortunately, I found Kristi Kelly, Esq. and her talented team at Kelly & Guzzo PLC. They were knowledgeable, honest, and effective. When I was anxious; they were calm and steadily working on my case. Ms. Kelly even called me herself when I was particularly worried. She told me a story that got me laughing and envisioning a positive outcome. I’m happy to report that Ms. Kelly and her team helped remove all of the identity fraud activity on my credit report and they secured an excellent settlement for me. I’m truly grateful for finding Ms. Kelly and her gifted team of consumer lawyers. They stepped in and helped when I was at a complete for loss for what to do next.

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Posted by Ashley | October 16, 2018 | Hired Attorney | Credit Repair

Exceptional!

Kristi and her team go above and beyond. Not only did they succeed in correcting my credit, they also achieved amazing settlement results with all three credit reporting agencies. I’m so grateful for their expertise and compassion. If you’re looking for a trustworthy, intelligent, dedicated, and ...professional law firm, then look no further. I couldn’t have done this without Kristi and will forever recommend her to my family and friends!

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Posted by Ryan | August 09, 2018 | Hired Attorney | Credit Repair

Five Stars is not enough.

If Dwight Eisenhower, Douglas MacArthur, and Omar Bradley were all five star generals, then Kristi Kelly is a six star attorney. My parents sold their home five years ago, and their lender's clerical error led to a title issue that tanked their credit score. As they tried to resolve the issue the...mselves in the weeks following closing, the lender was bought by another company. The resulting transition issues meant that seemingly no one at the new company had info on my parents' dilemma or was empowered to correct it. We hired an attorney to resolve the issue. The attorney made an honest attempt to, calling several people at the new lender and sending letters. However, she made no progress. Four years went by, and the buyer's title insurance agent eventually sued my parents. At this point, I suggested we switch to Ms. Kelly given her credit reporting expertise. Ms. Kelly had a direct relationship with the lender's counsel. She picked up the phone, made one or two calls, and made the problems disappear. All my parents had to do was sign a settlement agreement and it was done: now their credit is restored, and they can finally obtain a mortgage for their dream retirement home. I strongly recommend Ms. Kelly. She was responsive, communicative, and obviously highly effective.

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Kristi Cahoon Kelly

About Kristi

Biography

Reputable consumer law attorney focused on advocating for individuals in state & federal courts.

Ms. Kelly has successfully litigated several class action suits as an advocate of consumer rights.

Experienced credit repair attorney focused on advocating for individuals in state & federal court.

Experienced consumer protection attorney focused on advocating for individuals.

Practice Areas

Fees and Rates

Awards

Licenses

Licensed in Maryland for 11 years

Licensed in District of Columbia for 18 years

Licensed in Virginia for 19 years

Location

Kelly | Guzzo, PLC