Overall Rating
This is an aggregated review score of Avvo and Lawyers.com reviews.
This is an aggregated review score of Avvo and Lawyers.com reviews.
4.8 /5.0
98 Client Reviews
PRO
Lawrence S. Rubin
also known as Larry Rubin
Virtual Consultation Available
About Lawrence
Biography
I am a graduate of the Delaware Law School of Widener University and also hold a B.A. from Stony Brook University. I've been practicing law since I was 25 years old. I started my own practice in 1978, and been on my own since then. I have handled thousands of bankruptcy, consumer law cases, but I also have substantial experience with litigation, family, criminal law, injuries and accidents, as well as appellate practice. My practice is now primarily consumer debt and bankruptcy law matters.
Do you have seemingly insurmountable financial pressure? Are you being foreclosed upon? I have 43 years of consumer experience. Oppressive debt can be alleviated through bankruptcy. If bankruptcy is not an option for you, I have tried and won 100's of debt cases.
My experience has saved the homes of hundreds or thousands of consumers facing foreclosure.
No debt too great to cancel for an honest debtor facing extraordinary stress.
No debt too great to cancel for an honest debtor facing extraordinary stress.
Foreclosures can be halted and mortgages reinstated through a chapter 13 filing. I do these regularly.
Practice Areas
4
Practice Areas
Bankruptcy and Debt
40%
48 years | 2,500 cases
Chapter 13 Bankruptcy
20%
48 years | 2,000 cases
Chapter 7 Bankruptcy
20%
48 years | 2,500 cases
Foreclosure
20%
48 years | 1,000 cases
Fees and Rates
Cost
Retainer
Sometimes
Payment Methods
- Cash
- Check
- Credit Card
Licenses
Licensed in New Jersey for 45 years
State: New Jersey
Acquired: 1980
No misconduct found
Licensed in Pennsylvania for 47 years
State: Pennsylvania
Acquired: 1978
No misconduct found
Licensed in New York for 48 years
State: New York
Acquired: 1978
No misconduct found
Location
Gallery
Lawrence S. Rubin's Reviews
Filter Avvo Reviews (91)
Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.
Practice Areas
Bankruptcy & Debt (29)
Lawsuits & Disputes (18)
Debt Collection (16)
Debt Settlement (8)
Chapter 13 Bankruptcy (6)
Chapter 7 Bankruptcy (4)
Consumer Protection (4)
Foreclosure (3)
Car Accidents (2)
Divorce & Separation (2)
Child Custody (1)
Contracts & Agreements (1)
Copyright Infringement (1)
Estate Planning (1)
Family (1)
Litigation (1)
Probate (1)
Real Estate (1)
Social Security Disability (1)
What Clients Mention
Showing 6 - 10 of 32 reviews | Practice Area Knowledge
Posted by Mo | March 05, 2021 | Hired Attorney | Debt Collection
Amazing results
I tried to resolve a dispute against the collection company and creditor on my own for 2 months, going back and forth without getting anywhere, to the point where I had almost given up. Then I hired Larry, and he was able to resolve the matter in my favor, in less than 24-hours. I found Larry to be h...
Posted by Mecca | December 07, 2020 | Hired Attorney | Bankruptcy & Debt
This man SAVED MY LIFE...no seriously, he rocks as an attorney and a person!
Ok let me first state that Mr. Rubin helped me way back in 2009....he was retained to do my bk and truly helped me through a long arduous process. I was completely lost and his advice helped me tremendously by directing and advising me. I ended up actually learning more about my rights for an old c...
Posted by anonymous | June 05, 2020 | Hired Attorney | Chapter 13 Bankruptcy
First class from start to finish
Larry helped my wife and I through a difficult chapter 13 case. His calm demeanor helped ease our concerns early in the chapter 13 process. As our case progressed he was able to get us in a plan that was both feasible for us and the trustee. After our case was confirmed he was always available to ...
Posted by Robert | February 06, 2020 | Hired Attorney | Divorce & Separation
I have been a client with multiple successful engagements since 1988.
Larry listens, Larry cares. He pushes no nonsense, plays no games and gives simple straightforward practical and ethical advice at a rate that is more than reasonable given what he brings to your case. Over the years I have referred many friends and associates to Larry, not one complaint ever made ...
Posted by Will & Sam | December 10, 2019 | Debt Collection
Beyond Helpful
Due to his response to a question I posted, my fiancee called for a consultation. She did research for about 2 hours on him and looked at other attorneys. In the end he held the best ratings and had the most experience in debt collections help. He actually was the one to answer the phone call unlike ...
Lawrence S. Rubin's Lawyer Endorsements
"The Avvo answers of Mr. Rubin are consistently accurate, analytic, and customized to the needs of the Avvo askers. These are exactly the qualities that every client would look for when hiring an attorney."
"Larry is a knowledgeable and experienced attorney, who gets the best possible results for his clients. He has been in practice many years and knows many of the people involved in the Federal Justice System. I endorse Mr. Rubin as a skilled attorney."
"I endorse this lawyer. His thinking is insightful and his suggestions and advice are excellent."
"Lawrence is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation."
"I endorse this lawyer."
"I endorse this lawyer. Attorney Rubin's responses on AVVO are always thoughtful, well reasoned, and exhibit a through knowledge of the Bankruptcy Code and similar consumer debt matters."
"I endorse this lawyer. Tireless and knowledgeable advocate for his clients. Respected in the legal community."
"This lawyer is highly respected in the community. I endorse this lawyer.."
Gregory Shields
Debt and lending agreements lawyer | Dec 02
Relationship: Fellow lawyer in community
"Attorney Rubin is a knowledgeable and skilled attorney in the creditor's and bankruptcy arena. I endorse him without reservation."
"I endorse this lawyer. He answers questions on avvo with a clear understanding of the law. He is an asset to the legal community."
"I endorse this lawyer. Mr. Rubin is a frequent and valuable contributor to Avvo. His responses demonstrate an exceptional insight into the law as well as sensitivity and concern for the needs of his clients. Kudos!"
"I endorse this lawyer."
"Mr Rubin has the knowledge, skill, ability and willingness to help his clients toward a brighter financial future."
"I endorse this lawyer with no reservation. An extremely talented and well respected attorney in the legal community. Very hardworking and diligent. Consistently achieves superior results. Advice is always practical and on point. I recommend to anyone looking for an attorney who knows the law and truly cares about protecting the rights of clients and achieving the most favorable result possible. I endorse this lawyer."
"I endorse this lawyer. Mr. Rubin was able to quickly resolve a highly contentious matter involving our respective clients. His approach was direct and reasonable. I would consider him a true pleasure to work with."
"I endorse Lawrence S Rubin. Telling someone a hard truth is not an easy thing for even an experienced lawyer, but Mr Rubin does so with a charm that makes the point all the more meaningful. I always enjoy seeing Mr Rubin's comments to legal questions & hope he will continue to offer his perspective."
"I endorse this lawyer. A highly skilled and respected lawyer in the legal community."
"I endorse this lawyer. A highly skilled and respected lawyer in the legal community."
"Larry Rubin is both highly experienced and immensely knowledgeable in the areas of debtor defense and bankruptcy. I never hesitate to refer a case to Larry, as I know the client will be in good hands. I endorse him highly."
"I endorse this Lawrence Rubin for bankruptcy representation. He has an excellent reputation among fellow lawyers and is highly respected by judges. He is a valued contributor to AVVO."
Eugene Malady
Bankruptcy and debt lawyer
Mark Hinrichs
Criminal defense lawyer
David Kelly
Bankruptcy and debt lawyer
Robert von Dohlen
Insurance lawyer
Daniel Myshin
Criminal defense lawyer
Michael Siddons
Family lawyer
Dorothy Bunce
Chapter 13 bankruptcy lawyer
Daniel Mueller
Bankruptcy and debt lawyer
Ligia Parmenter
General practice lawyer
Shaye Larkin
Bankruptcy and debt lawyer
Lisa Haly
Criminal defense lawyer
Robert Adams
Bankruptcy and debt lawyer
Christian Lassen
Car accident lawyer
Joseph Dale
Personal injury lawyer
Rhonda Greenblatt-Rosenblum
Health care lawyer
Joseph Mullaney
Bankruptcy and debt lawyer
Kathryn Hilbush
Family lawyer
Deborah Truscello
Divorce and separation lawyer
Charles Laputka
Bankruptcy and debt lawyer
Gary Seitz
Bankruptcy and debt lawyer
Experience
Honors
2019
Reader's Choice: Best Bankruptcy Attorney, Delaware County Daily Times
2018
Reader's Choice: Best Bankruptcy Attorney, Delaware Co Daily Times- Best Lawyer
2017
Reader's Choice: Best Bankruptcy Attorney, Delaware County Daily Times
2016
Reader's Choice: Best Bankruptcy Attorney, Delaware Co Daily Times- Best Lawyers Reader's Choice
2016
Outstanding Achievement in Pro Bono Representation, Legal Aid of Southern Pennsylvania, Pro Bono Project
2015
Outstanding Achievement in Pro Bono Representation, Legal Aid of Southern Pennsylvania, Pro Bono Project
2015
Delaware Co Best Lawyers Reader's Choice-Bankruptcy, Delaware County (PA) Daily Times
2014
Outstanding Achievement in Pro Bono Reresentaion, Pro Bono Project, Legal Aid of SE PA
2013
Outstanding Achievement in Pro Bono Representation, Pro Bono Project, Legal Aid of Southeastern PA
2011
Outstanding Achievement in Pro Bono Representation, Pro Bono Project, Legal Aid SE Pennsyvania
2009
Outstanding Achievement in Pro Bono Representation, Pro Bono Project, Legal Aid of Southeastern PA
Work Experience
1978 - Present
Solo practice of law, Lawrence S. Rubin, Attorney
2018 - 2018
Mentor (assisting students transition into legal profession), Widener University School Of Law, Delaware
1977 - 1978
Assistant District Attorney, Suffolk County District Attorney's Office
Associations
2011 - Present
National Association of Consumer Advocates
2002 - Present
Eastern District of Pennsylvania Bankruptcy Conference
1977 - Present
Delaware County Bar Association
2005 - 2017
National Association of Consumer Bankruptcy Attorneys
Sample of Legal Cases
Pace v. Ranalli
Protection from abuse order set aside. (Reversed lower court) Client exonerated.
Commonwealth Financial v. Smith, Superior Court of PA (2011)
Game-changing caselaw made in favor of the consumer. Cited 263 times by other courts and legal authotities.
In re Tezla, Tezla v. Palisades Collections USBC ED PA No. 08-12700
Award of punitive damages of $11,000 awarded to client, plus actual damages and counsel fees as well.
Tomlinson v. Tomlinson, Pa. Superior Court 1993
Reversed trial court in favor of client and reinstated her agreed to child support.
In re Paden, PADEN v. G.E.C.C. CONSUMER DISCOUNT COMPANY, INC., 10 B.R. 206 (1981)
Defended constitutionality of an early debtor friendly U.S. Bankruptcy Code section.
Education
1977
Widener University School of Law
JD - Juris Doctor
1974
State University of New York, Stony Brook
BA - Bachelor of Arts
1970
New Dorp High Shool
Speaking Engagements
2011
Consumer Defense Line Radio Program
Legal Impact of Superior Court Ruling in Commonwealth Financial v. Smith
2008
Delaware County Bar Association Bankruptcy Section
Recent Updates in BAPCPA Caselaw
Languages
English
Activity
Legal Answers
Legal Answers
Q&A
To satisfy high credit card debt, will I be forced to sell my home, thereby becoming homeless?
25 Feb 2026
Q&A
I need a lawyer/paralegal assist me drafting legal papers and with depositions/Trial.
07 Jan 2026
Q&A
Mom and I joint our checking account before she died. Am I responsible for her credit card debt?
15 Dec 2025